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Thread: Cheap insurance through APEGGA?

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    Default Cheap insurance through APEGGA?

    Hey guys, I heard that engineers can get cheap insurance through APEGGA? Any merit of truth to this? Thanks.

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    .
    Last edited by kaput; 03-26-2019 at 07:27 PM.

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    The APEGGA deal is the best group rate in Alberta. You have to have a membership number to get the deal. I'm not sure if student members can get it too or not?

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    Yup it's true... I got the discount... I'm not sure what the exact discount would be for your or how much you'd save. For me, I used to be with ING direct and was at 294 a month. Once those government insurance changes were put into effect, I went down to 194 a month (21 at the time). When I found out about the discount after I graduated, I switched over to TD Meloche Monnex which handles the group discount rates for APEGGA, my rate went down to what I'm currently at , which is 126 a month (I'm 23 now).

    I have the same policy as i did with ING coverage wise, but with a few added extras. TD calls it the grand touring solution, which basically adds a free rental for you while your car is getting fixed and a few other perks, which I don't know off the top of my head.

    Give them a call and see what they can do for you.
    Last edited by DeeCEE101; 08-06-2006 at 09:16 AM.

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    Morgex
    Last edited by 69cougar; 01-01-2007 at 12:59 PM.

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    Fuckin' !

    Thanks guys, haha maybe I'll be able to afford a car after all

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    you can get insurances with Meloche Monnex if you graduated from a Unversity too

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    Yeah, another nod for Meloche Monnex... ING was about $500/yr more for same coverage.

    I have my own policy but my dad is with Apegga and I somehow get all of his discounts on my policy, it's awesome.

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    My best quotes have come from TD insurance and 'The personal'. You can get a quote from them online, if you are interested.

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    After they overhauled the insurance in Alberta in 2004, the Apega group rate isn't that great of a deal. I used to be a real significant savings, like 1000$ a year, now it's only a few bucks a month. Not worth your dues into a pointless beaurocratic institution.

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    ^^^ The primary reason you pay professional dues isn't for a discount on insurance. Most engineering jobs require that you are registered with APEGGA.

    Besides, APEGGA dues are very low compared to what other Alberta professions pay, and most companies will pay your dues for you.

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    Meloche Monnex always quotes me atleast $1000/year more than what I currently pay for the two vehicles in my "what I drive", nice discount. I have a clean history and very few companies want to insure me for some reason or they want $5000 - $7000 (MM always quotes me at $4800, quote has not changed in 3 years). I don't get it but I will stay with State Farm until somebody can beat them.

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    $1200/yr for an 18 yr old with a coupe FTW!
    Originally posted by rage2
    #1: don't ever question me.

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    we pay 2400 yr for a 2005 lancer ralliart and a 1993 rx-7, i'm 25 and the GF is 29.

    We're through TD/MM

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    $90/month thru meloche/apegga for full coverage on 06 WRX

    And my company (and most others) pay my yearly dues.

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    Originally posted by Aleks
    $90/month thru meloche/apegga for full coverage on 06 WRX

    And my company (and most others) pay my yearly dues.
    Same as me but I'm $90/month for a 05 GMC.

    ...I just wish it was a WRX.

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    Meloche monnex for me too. I was with AMA paying almost 1200/mth for my piece of crap 95 4 door sunfire. I switched over monnex last week and am now down to 748 including collision. I do get a discount for being 30. You also get another 5% for switching your house insurance over.

    Furthermore, they don't charge a finance charge/interest for paying monthly.

    Also, you don't have to just be APPEG or whatever. They list many universities that you can be alumni of.

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    ^^^^ Just because you're with MM doesn't mean you get the same rate as APEGGA. My wife was with MM under one of the basic university ones, and when she switched to the APEGGA plan her rate went down another 15%.

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    Another + for Melonche Monnex w/APEGGA discount.... Always had the best rates compared to other companies and the more you get insured with them the better the discount..

    For a house, 3 cars 04 Mustang, 05 Escape & 06 Focus, all together we pay like $200.00/month approx for everything.

    33 & 25 year old, no tickets or accidents.

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