which credit card does everyone use?

[3G]

which credit card do u all use and wat are the rewards on it? i currently have the RBC Visa, u get 1 point for every 2 dollars spent, looking to get something else

[nismodrifter]

RBC Visa Gold...not sure wtf I get since I just got it...never actually used it yet.

[turbotrip]

TD Green Visa, no rewards

[Godfuader]

CAD --> HSBC Gold Master Card with 1% cash back, $95/yr
BMO Mosaik 1% cash back, no fee
Canadian Tire Options, no fee, points system
USD --> American Express Delta Platinum with Skymiles, ~$180/yr

[Gspotracer]

RBC Rewards VISA

[t-im]

-BMO Mosaik Gold Westjet card - $80 a year - 1 airmile for every $15 you spend (westjet)
-CIBC Aventura Gold Visa - I think it's $120 per year and it's for aeroplan miles, but then you can actually choose from anything in the 'alliance'
-Amex Aeroplan Plus Platinum - $400 a year I think, and it's like 1 aeroplan mile per every dollar you spend..something of that. Also gives me travel insurance, priority check in and access to some airport lounges

All of mine are some form of "frequent traveller" card. I mainly use the CIBC & AMEX (esp in the States)

[FiveFreshFish]

Originally posted by t-im
-Amex Aeroplan Plus Platinum - $400 a year I think, and it's like 1 aeroplan mile per every dollar you spend..something of that. Also gives me travel insurance, priority check in and access to some airport lounges

When they had their affiliation with Canadian Airlines, you got 1.5 points per dollar spent. Also had the Companion Ticket too... buy any airline ticket and get the second one free. That made the $400 annual fee worth it.

Now I carry just the CIBC Aerogold Visa - about $120 annual fee and you get 1 Aeroplan point per dollar spent.

[Nitron88]

citibank card for petropoints which can be used for food or even an airfare ticket

[DC2]

Cibc Classic Visa 9% annual intrest- no fee
Citi Mastercard- 5.5 cents off gas at petro can- no fee
Cibc Dividend 1% cashback- no fee
presidents choice mastercard- never used it yet

[Godfuader]

Originally posted by FiveFreshFish


When they had their affiliation with Canadian Airlines, you got 1.5 points per dollar spent. Also had the Companion Ticket too... buy any airline ticket and get the second one free. That made the $400 annual fee worth it.

I get the same companion ticket with my AMEX Platinum Delta for under half the annual fee, plus there are so many ways to get bonus miles from random shopping. 37,000 miles to go till I get two round trip tix to Europe. Not bad considering that I have had the card for a couple years.

[HRD2PLZ]

RBC Platinum Avion card. $120/yr and 1 point per dollar. It can be used for any airline and there is no black out dates. I don't remember what the interest rate is, I don't carry a balance on my cards.

[Kirbs17]

BMO Mosaik 1% cash back

[hash]

Originally posted by HRD2PLZ
RBC Platinum Avion card. $120/yr and 1 point per dollar. It can be used for any airline and there is no black out dates. I don't remember what the interest rate is, I don't carry a balance on my cards.

same here.

i put my tuition on it... i think i almost have a europe ticket by now

[GQBalla]

student td visa green - no rewards or anything
star choice mastercard through MBNA - 1 world point per doller i spend! - good deal !!!

[Ajay]

CIBC Aerogold Visa - $120/yr and I get an Aeroplan mile for each doller spent that can be used towards flights on Air Canada or purchases through companies aligned with Aeroplan

Capital One Gold Mastercard - $60/yr and the only perk is 9.9% interest

MBNA Platinum Mastercard - No fee and interest of 9% but only until end of Sept then rate goes to 11%

Amex Gold - $130/yr with no big perks on this one except no preset spending limit and front of line for hard to find tickets.

Pretty much all my cards carry insurance for rentals...etc. Only use the Aerogold on a regular basis, the rest just sit in the wallet.

[Weapon_R]

BMO Mosaic and TD Visa, both without annual fee. I think the BMO card has cash back and firsthome dollars.

[Midnight_Blue]

Originally posted by HRD2PLZ
RBC Platinum Avion card. $120/yr and 1 point per dollar. It can be used for any airline and there is no black out dates. I don't remember what the interest rate is, I don't carry a balance on my cards.

[szw]

costco amex 2% or 1% cashback, not sure

presidents choice MC, equivalent of about 1% cashback in groceries at Superstore.

[TC2002]

President's Choice MC.

I think it's great! People think you can only use it at superstore, but that's not true. It's a MasterCard--use it anywhere. I loaded up a ton of points by paying my tuition, plane tix, and the downpayment for my car with it.

10 points per $1. Redeem for pretty much anything you want. They have a website where you can order things, like gift certificates to Chapters, Famous Players/Cineplex, Blockbuster, plane tickets, exchange for Petro Points (and vice versa)... http://www.pcpoints.ca/en/index.asp

Frankly, if i just don't feel like paying for stuff at Superstore, I just redeem my points and get it free. I've redeemed for camera stuff, video games, bins, food, basic necessities (e.g. shampoo etc.)... pretty much anything at the store is fair game for redemption.

[canadiandaytona]

Originally posted by szw
presidents choice MC, equivalent of about 1% cashback in groceries at Superstore.

PC FTW...Can get movie tickets and shit too