I'm in Alberta. In May of 2006 I was in a minor car accident (it cost me $200 to repair my car) but my insurance went up from 155 a month to around 230 or so. My insurance company told me that the fault would be with me. At the scene of the accident the officer gave me a ticket for failing to proceed safely after stopping at a stop sign. When I went to pay the ticket at the courts (June 30th, my last day to do it) the courts told me they never received this ticket so I don't have to pay it but the police have another 6 months to reissue. 6 months is almost up but no ticket has been reissued.
I recently bought a driver's abstract on myself to see what it said. There is only a single speeding ticket on it (unrelated to my accident). My accident is not on it, nor is my ticket for failing to proceed safely after stopping at a stop sign.
I have been unemployed for the last 5 months and I canceled my auto insurance about 4 months ago. Now I need to get auto insurance again.
My question is, do all insurance companies share information about at fault claims? Is my drivers abstract what they use to determine if I have been in an accident? All the car insurance estimates I have gotten involved the question of "have you ever had an at fault claim?".
Any advice would be appreciated on how I should got about getting insurance again. Thanks in advance.