Warning: Credit Applications now processed by USA Company
ATB, Royal Bank, TD, pretty all banks now forward all credit applications, business, personal, to an American company who they will not name and will tell you the US Goverment may review the information and record it if they feel they should under USA patriot act.
Why arnt Canadians saying anything about it? Canadians are subject to the USA Patriot act when getting loans. and no one cares
if you choose you can ask the bank to process the application internally, but they may say no or they can not , of if they do it may take a long time and they will think you are suspicoius.
Moderators please make this a sticky if possible