What do u pay for insurance??

[ctruo]

Hey Beyonders, I m just trying to get a general idea to how much you all spend on auto insurance. Tell us:
1) What you drive
2) One way or two way coverage
3) Amount you pay annually
4) What company are u with

& lastly have you ever lied about your driving record to an insurance broker to keep your premium down and have gotten away with it? (i.e. telling them that you have never been in any accidents or had never received any tickets.)

Cheers !

[robpark]

1)99 M3
2) Full coverage, 1M Liab, $1000/$500 coll/comp
3)$150/mo.
4) TD Meloche Monnex

NEVER LIE... Standard practice is to pull your record during the application process. Even if they don't do it right away they will eventually. Lying to an insurer carries stiff penalties, not to mention, if something does happen and you have to claim, it gives them the right to void your insurance (material change of risk, I think).

[adam c]

'01 GS-R
22 years old
Full covereage, 1000 collision 250 deductible
208 a month

[Eclipse_Spyder]

99 eclipse spyder, full coverage, i pay yearly so its about $980 for the whole year
about 82 bucks a month

[aklalani]

02 celica
for primary they want $3500
I just put my dad as primary and went on as an occasional which is still about $1400
$117 a month

[illeagle]

could people add what company they are with?

1) 2001 Neon
2)1 way
3) $1,100 a year
4) ING

[jcrules99]

wow mines fukin expensive cuz one accident

2000 prelude
287/month one way, they wanted like 600 a month for full
with TD

[dj_rice]

2002 Nissan Pathfinder LE
24 years old clean record
full coverage 1Mill liab...$500 deductible
$3800/year
with TD

[95EagleAWD]

'91 NSX
22 years old, one ticket
Full coverage, 1 mill liability, 500 deductable.
1600 a year.
State Farm.

[Tik-Tok]

2005 Mustang GT
Full coverage, $1000 deductable's, 1Mill liability
$1175/year
TD Meloche Monnex

[ctruo]

OKay this is gonna be a silly question and possibly even dumb, but I have never been insured and have been involved in an auto accident with someone else's car, by "pulling my record" are they simply looking into my Alberta Operator Licence...?

Originally posted by robpark
NEVER LIE... Standard practice is to pull your record during the application process. Even if they don't do it right away they will eventually. Lying to an insurer carries stiff penalties, not to mention, if something does happen and you have to claim, it gives them the right to void your insurance (material change of risk, I think). [/B]

[C4S]

-06 BMW X3 3.0L

-Full coverage, $500 deductable

-$90 a month .. something like that ..

-TD Monnex.

[hoppy2018]

1989 Nissan 240sx Coupe

21 years old
$69/month
Basic Coverage No collision

AMA

[kaput]

.

[Lexxan]

2007 Avalanche
24 years old impaired
fullcoverage
$9000 a year
ING

don't drink and drive.. it's not the criminal record or the one year suspension.. it's the the dent it makes in your wallet. First y ear was $870 a month.

[RX_EVOLV]

^^ $9000/year! ouch.

2006 RX8
22 years old
last year $2180/year full.
going to be $1750/year after i turn 23 in a month nish.
ING through insurance broker.

No accidents

[TC2002]

1) 05 Mazda 3
2) One way
3) $1500
4) AMA

[silver_gs-R]

2000 Acura Integra GS-R
18 years old
Full Coverage
197/ month
AMA

[gtkane]

Wow!
You guys seem to get raped on insurance out there!
We got one company to deal with(MPIC),and they seem pretty reasonable.
I know my stuff is older,but still...
88 bonneville
and
88 astro(custom-valued at $14000)
both with $200 ded.,$2,000,000 liability and all-purpose coverage and I pay $125 per month!(for both!)

Oh yeah,what is "one way" and "two way"all about?

[ctruo]

Two way is full coverage (theft, vandal, at-fault accidents) one way.. just covers the other person's damages if ur at fault.