Allright, im sure most people are going to say if you have a question regarding insurance call you insurance company, but hear me out first.
My car (1997 Honda Civic) recieved some minor(what i thought) hail damage back in July, I have pictures of the hail and my car covered in hail. At first I decided it wasnt worth the hassle of making the claim on a older car, plus the increase in insurance rates ect. Everytime I wash my car I see that it is actually alot worse than I first expected.
Here is my dilema.
I am not sure if my insurance company will allow me to still make a claim, due to my delay in making the claim (my mistake). Do I call them and attempt to make a claim, or hope that it hails again in the future to make a claim at that time? My worry about making a claim now is that they will reject it, make a note on my file, and this will prevent me from claiming hail damage down the road.
Im not looking to screw the insurance company, and im not looking to have the car repainted or anything like that. I would would just like it returned to the pre-hail damage condition, which is what insurance is for.
And advice will help.
Thanks!