Mortgage fraud?

[Fiasco]

Ok so my dad just got an enmax bill in the mail under his name for a property he has never heard of? ANy ideas or just a mix-up on Enmax's side?

[Joe-G]

Maybe he should try calling Enmax first?

[Fiasco]

Originally posted by Joe-G
Maybe he should try calling Enmax first?

yep so far they say we are liable..lol we have to prove its not our house

[project240]

Go to the address of the bill, claim your house.

[project240]

Originally posted by Fiasco


yep so far they say we are liable..lol we have to prove its not our house

LOL, really, is it that hard to prove a house ISN'T yours??

[Fiasco]

Originally posted by project240



LOL, really, is it that hard to prove a house ISN'T yours??

Well we made a trip to the house, and it seems there is a letter on the door as well as the house has not been maintained for a few weeks (long grass) flyers on the doorstep..

BEYOND CSI I NEED YOU!

[Joe-G]

Whats the address? lol

[finboy]

free house, i wouldn't complain

[Fiasco]

Originally posted by Joe-G
Whats the address? lol

At this point i'm not going to disclose i just need suggestions if something like this is possible, will conduct credit check asap

this is for my dad though

[BlackArcher101]

How is this mortgage fraud? Enmax does not equal mortgage payments last I checked.

We need details here. What's he being billed for by Enmax? It is one month service or are there connection fees as well? Did you ask Enmax when the account was started and for the account history?

Did your father have ANY connection to this property in the past?

What did the letter on the door say?

[barmanjay]

Pm me an addy,.. I can search it for you

I can pull title for you, costs me $5 per document to download


fyi: i work in real estate and have quick access to this stuff

or you can call me and I can do it right over the phone with you

889-4747

[Amysicle]

That's really nice of you to offer Jay.

As for your dad checking into his credit history to find out if there are other instances of odd things (like banks he's never banked with checking his credit at a time he never applied for any, unknown car loans, etc) he should go to:

Transunion http://www.transunion.ca/
and Equifax http://www.equifax.com/home/en_ca. I've heard there's another one but I don't really remember the name or anything. I'd also recommend looking at both because I've noticed some things that show up on my Transunion isn't listed on Equifax and vice versa.

Watch what you're clicking and agreeing to when you go on those sites. It always seems like they're trying to get to to sign up or agree to a monthly fee for monitoring or extra junk you don't need.

As someone mentioned above, try to get as much information as possible from Enmax about who/what/when the account was opened. I think when I signed up for Shaw, they asked me for my DL number, but I'm not sure if Enmax does.

[Fiasco]

Originally posted by Amysicle
That's really nice of you to offer Jay.

As for your dad checking into his credit history to find out if there are other instances of odd things (like banks he's never banked with checking his credit at a time he never applied for any, unknown car loans, etc) he should go to:

Transunion http://www.transunion.ca/
and Equifax http://www.equifax.com/home/en_ca. I've heard there's another one but I don't really remember the name or anything. I'd also recommend looking at both because I've noticed some things that show up on my Transunion isn't listed on Equifax and vice versa.

Watch what you're clicking and agreeing to when you go on those sites. It always seems like they're trying to get to to sign up or agree to a monthly fee for monitoring or extra junk you don't need.

As someone mentioned above, try to get as much information as possible from Enmax about who/what/when the account was opened. I think when I signed up for Shaw, they asked me for my DL number, but I'm not sure if Enmax does.

Thank you Jay and Amy will pull his credit report on Monday, you guys are really helpfull, at this point my dad thinks i'm over-reacting, but better safe than sorry

[2006lancer]

i had something like this happen to me i havent looked into but it had to do with a telus landline under my name...all i have is a cell phone and i live at home so my parents have a landline...

i have to phone them monday...

[Fiasco]

Originally posted by 2006lancer
i had something like this happen to me i havent looked into but it had to do with a telus landline under my name...all i have is a cell phone and i live at home so my parents have a landline...

i have to phone them monday...

Yea please do man, it was GREAT with Enmax first girl we talked to hung up on my dad, kept on saying "sir the Onus is on you to prove you don't own this.." sigh...and then ended up hanging up on him.

Conduct a credit check from transunion its only 15 bucks just to be safe..and pay the address on the house a visit!

[turbotrip]

Originally posted by Fiasco


Thank you Jay and Amy will pull his credit report on Monday, you guys are really helpfull, at this point my dad thinks i'm over-reacting, but better safe than sorry

you are over reacting

[core_upt]

Originally posted by Fiasco


Yea please do man, it was GREAT with Enmax first girl we talked to hung up on my dad, kept on saying "sir the Onus is on you to prove you don't own this.." sigh...and then ended up hanging up on him.

Conduct a credit check from transunion its only 15 bucks just to be safe..and pay the address on the house a visit!

FYI, credit checks are free if you request them by mail or in person:
http://www.transunion.ca/ca/personal...losure_en.page

[Fiasco]

Originally posted by core_upt


FYI, credit checks are free if you request them by mail or in person:
http://www.transunion.ca/ca/personal...losure_en.page

already paid transunion all looks kosher

[gimp]

Originally posted by turbotrip


you are over reacting

ya its only identity theft, big deal. nothing bad could come of it

[Amysicle]

Originally posted by core_upt


FYI, credit checks are free if you request them by mail or in person:
http://www.transunion.ca/ca/personal...losure_en.page

But the free version also takes anywhere from 2-6 weeks to show up in the mail. In this situation, I think he'd prefer to see it right away.