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Thread: I Just checked my credit score

  1. #1
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    Default I Just checked my credit score

    Just checked my credit score via Equifax and my credit score is at 793 which is suppose to be excellent!

    So just out of curiosity, what's yours at?

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    794

  3. #3
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    Originally posted by Rarasaurus
    794
    Me too.

    793 is actually the cutoff for bankrupt.
    Originally posted by ExtraSlow
    Also, if he donkey kicks, you donkey punch!

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    Originally posted by rizfarmer


    Me too.

    793 is actually the cutoff for bankrupt.
    what? lol

  5. #5
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    Was at 850, got and paid off a car loan and dropped down to 832.

  6. #6
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    793?!?!?!? can't be, my scouter might be broken, damn you Kakarot!!!!!!
    "My biggest fear is that when I die my wife will sell all my stuff for what I said I paid for it."

  7. #7
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    I'm at 795
    GO FLAMES GO!

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    ...
    Last edited by Sugarphreak; 07-21-2019 at 01:53 PM.

  9. #9
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    Im at 783, was at 795 but I opened a new credit card.

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    $18.99/month for monitoring and 24/7 access. Anytime a credit check is done you get an email alert. 703.

    https://www.mycreditalert.ca/gs/Engl...p?languageid=1

  11. #11
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    Originally posted by heavyfuel
    $18.99/month for monitoring and 24/7 access. Anytime a credit check is done you get an email alert. 703.

    https://www.mycreditalert.ca/gs/Engl...p?languageid=1
    Total scam, by the way.

    788.

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    ...
    Last edited by Sugarphreak; 07-21-2019 at 01:53 PM.

  13. #13
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    779

    Plan to have it close to 800 byt he time I buy my house.
    See Crank. See Crank Walk. Walk Crank Walk.

  14. #14
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    Originally posted by A790

    Total scam, by the way.

    788.
    Lol everything's a scam to you haha my score is actually higher than that wherever lenders look as I was told when I financed my 05 Dodge, but they weren't allowed to tell me what it actually is. But for the peace of mind I get I'm ok with it.
    Last edited by heavyfuel; 09-09-2013 at 09:02 AM.

  15. #15
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    When you check your credit score, your credit score goes down doesn't it?

    That's why those people want your approval before pulling your credit score, because it does go down?

    So op, if you are at 793 now, you were probably at 798 before you checked it?

    can anyone confirm this?
    Curse you imageshack..

  16. #16
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    Originally posted by YCB
    When you check your credit score, your credit score goes down doesn't it?

    That's why those people want your approval before pulling your credit score, because it does go down?

    So op, if you are at 793 now, you were probably at 798 before you checked it?

    can anyone confirm this?
    It goes down when you make multiple credit applications in a brief period of time. Checking it via a monitoring service does not affect it. For example, if you're gonna apply for a mortgage, loc, loan, whatever and your credit score needs to be xxx for approval you're better off signing up for a monitoring service rather than finding out the hard way after applying that your credit score wasn't high enough, as this is what causes it to drop. Higher balance increases on existing accounts cause it to drop as well. Scores fluctuate, as long as you're in and over the 700's you can pretty much get whatever you need. Unless you're self employed lol
    Last edited by heavyfuel; 09-09-2013 at 09:14 AM.

  17. #17
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    Originally posted by YCB
    When you check your credit score, your credit score goes down doesn't it?

    That's why those people want your approval before pulling your credit score, because it does go down?

    So op, if you are at 793 now, you were probably at 798 before you checked it?

    can anyone confirm this?
    Your score is not affected by inquiring yourself. It is affected if there are multiple inquiries by lenders over short periods of time.
    Originally posted by ExtraSlow
    Also, if he donkey kicks, you donkey punch!

  18. #18
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    647

  19. #19
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    Originally posted by bastardchild
    647
    AND, a trader rating of ZERO !!!!!
    Originally posted by SJW
    Once again another useless post by JRSCOOLDUDE.
    Originally posted by snowcat
    Don't let the e-thugs and faggots get to you when they quote your posts and write stupid shit.

  20. #20
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    Originally posted by heavyfuel


    Lol everything's a scam to you haha my score is actually higher than that wherever lenders look as I was told when I financed my 05 Dodge, but they weren't allowed to tell me what it actually is. But for the peace of mind I get I'm ok with it.
    I had a monitoring service and my identity still got stolen

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