Originally posted by funkedelic2
Home insurance would cover the car which was in the garage shouldnt it?
Nope, absolutely not. Home insurance also would not cover things like quads, RV's, motorcycles, etc. Any motor vehicle is automatically excluded under the homeowner policy. There is a concept in insurance that says anything better insured elsewhere is excluded. Since you can buy regular car insurance (including fire), it's excluded.
Now oddly enough, if you are doing a build and have a bunch of parts lying around, those would be covered as they are not part of the vehicle (yet).
"Masked Bandit is a gateway drug for frugal spending." - Unknown303