How much do you pay for your Mortgage?

[2BLUE]

How much was the house?
How much down?
How much is your payments?
What interest rate?
How much off the house did you negoitate?

[Kobe]

When did u buy it should be a question as well imo

[eblend]

Bought like 3 weeks ago, $363, prime +1% on HELOC, no idea on payment, 100k down, about 6k off the asking price

[garthalgar]

3.85% 5yr fixed
$688 bi-weekly

[xorina]

140,000
they were asking 145,000
5000.00 down 5%
at 3.89
595.00 bi-weekly

[atgilchrist]

Bought ~5yrs ago, mortgage is $614/month.

[Supa Dexta]

I wanna hear from some people who bought in the boom, with 0 down and 40 yr mortgages on 500k houses.

Even me looking for around 200k right now, seems it will end up being a 1000-1100 a month.

[masoncgy]

$548 bi-weekly... but I bought in 2004...

[Mar]

Asking Price: $275,000
Bought For: $267,500
Interest: 4.09% fixed, 3 years
Mortgage: $650 bi-weekly
5% down

[Tik-Tok]

Originally posted by 2BLUE
How much was the house?
How much down?
How much is your payments?
What interest rate?
How much off the house did you negoitate?

$195,000 (mortgage now $240g)
$0
Was $1267, now $1440 (remortgaged after 5 years, with extra $ for reno's)
Inital 5 year term 5.65, new 5 year term 3.85
$5000, but no realtors were involved so we saved a butt load there.

[mdeluxe]

Originally posted by 2BLUE
How much was the house?
How much down?
How much is your payments?
What interest rate?
How much off the house did you negoitate?

house was 282,000. Put 20K down. Payments without utilities etc is 1015/month but I pay biweekly. Interest rate is 3.75%. House price was 295 bartered to 282, think it was a good deal. Living in Mack Town


I bought in August

[banned3x]

205,000k -5% down -$860 month $1040 with taxes included.

are your payments with or without taxes?

100k down?? how do you do that?

[broken_legs]

Originally posted by 2BLUE
How much was the house?
How much down?
How much is your payments?
What interest rate?
How much off the house did you negoitate?

Purchased in 2006:
listed at 200,000 bought for 169,000.
30,000 down.
241/weekly (inc prop taxes)
5.3% fixed 5/25 (up in Dec 2011)

Leveraged out to 95% LT"V" in 2008... 100k line of credit with no appraisal from TD.

[bspot]

nm

[JRSC00LUDE]

Originally posted by 2BLUE
How much was the house?
How much down?
How much is your payments?
What interest rate?
How much off the house did you negoitate?

114K (7 or 8 years ago)
5%
$600ish bi-weekly now, thank you very much ex-wife
2.1%
Paid $500 over asking price cuz I wanted it lol and there was another offer.

[garthalgar]

351,900 - spec house by Avi Homes
5% - 17, 595
687.xx bi-weekly
3.85% - had to beat them down to get it
none - paid list as it was a steal

[jonnycat]

House was selling for $229,000 in 2006 (Lethbridge)
$10,300 Down
Payments ~$610 Semi monthly property taxes not included
5.25%
Was offered house with $23,000 off. Realtor owned home outright and had commissions to pay. At $206,000 he still made $28,000 sitting on the house for 6mos to a year.

[angeltr16]

How much was the house? 230,000 (townhouse, NW)
How much down? 0
How much is your payments? $640 is the payment (40 yrs) I am actually paying $900/month
What interest rate? -.6 prime
How much off the house did you negoitate? just under $10,000
Date Purchased: Sept 2008

[whodiman]

Paid 403k Jul 2008. Negotiated 10K off

Had 240k down. (43k into Self directed mortgage) so 160k mortgage. Remaining 95k

Original payment $910mth and now paying $1850/mth

Interest rate 5.25%. Of course it dropped like crazy a few months after we lock in.

[karen hudson]

Experts say you will typically spend about a third of your income on financing your home. Before you start to look for your dream house, you should figure out just how much of that dream you can afford.

Mortgage lenders look at your ability to repay the mortgage loan by reviewing:

* Your credit history
* Your monthly gross income
* How much cash you can accumulate for a down payment, which is usually 10 percent to 20 percent of the sale price.