Car Hit And Run!

[dollarbillz]

Hey All,


So My mom's car got hit and run at work today... was anyone at 68th street mcdonalds between 6am and 2pm see anything it was a blue dodge sx 2.0


My other question would be she did goto the police.. now will insurance charge this as Collision or Comprehensive


Thanks

[7thgenvic]

Well N00b.
Sorry to hear. Your moms insurance will probably charge Comprehensive and she will have to pay a deductible.

Can your mom give me a couple free burgers?

[dollarbillz]

hahah im sure she would but mcdonalds food is gross trust me the stories i hear! but yah thanks I was thinking it was comprehensive

Originally posted by 7thgenvic
Well N00b.
Sorry to hear. Your moms insurance will probably charge Comprehensive and she will have to pay a deductible.

Can your mom give me a couple free burgers?

[G-ZUS]

Originally posted by dollarbillz
hahah im sure she would

Pm'd

[dollarbillz]

LOL if someone can catch the driver of the hit and run a mountain of burgers for u at ur door

[Masked Bandit]

Actually hit & run will fall under her collision coverage. Usually the deductible for that starts at $500 although there are still a few $250's left hanging around.

[adidas]

BUUUUUUUUUUUURRRRRRRGGGGEEERRRRRRRRSSSSSSS

[Disoblige]

Wish they still had $100 deductible lol.

[Masked Bandit]

Originally posted by Disoblige
Wish they still had $100 deductible lol.

Oh you can buy a $100 deductible if you want but you're pissing away money hand over fist.

[Mar]

If you're paying a deductible for a hit and run, you're with the wrong insurance company.

But I need to address the fact that you're referring to "a" McDonald's on a street that's about 20 kilometres long. And worse than that, it's in the hood. Do you know how many McDonald's are probably on 68th Street?

[Masked Bandit]

Originally posted by Mar
If you're paying a deductible for a hit and run, you're with the wrong insurance company.

But I need to address the fact that you're referring to "a" McDonald's on a street that's about 20 kilometres long. And worse than that, it's in the hood. Do you know how many McDonald's are probably on 68th Street?

Deductible applies on all hit & runs simply because there isn't anyone to backcharge the claim to.

[Mar]

Originally posted by Masked Bandit


Deductible applies on all hit & runs simply because there isn't anyone to backcharge the claim to.

Not with Meloche-Monnex. I have no deductible for hit and run.

[Masked Bandit]

Originally posted by Mar
Not with Meloche-Monnex. I have no deductible for hit and run.

It's not that the deductible doesn't apply, it's that you have qualified for MM's $0 deductible on collision losses. However I think (I'm not positive) that once you use the $0 deductible once it goes back to a standard $500. The claim still falls under collision and you policy's deductible applies. In your case it just happens to be $0.00.

[tom_9109]

Under the standard automobile policy there must be a deductible for anything other than total theft of the vehicle. Like Masked Bandit states it is likely a 'customer service' add on offered by that particular company. Be thankful you have to pay nothing.

Do keep in mind however if the other party is ever found and proven to have caused the damage you can recover your deductible.

[scat19]

Does your mum make a lot of dolla billz at McD's?

[Mar]

Originally posted by scat19
Does your mum make a lot of dolla billz at McD's?

Unnecessary.

[beyond_ban]

Originally posted by scat19
Does your mum make a lot of dolla billz at McD's?

Originally posted by Mar
Unnecessary.

Very. Definitely low.

Making fun of murderers wives = awesome
this = not so much

[mr.13secprobe]

Originally posted by Masked Bandit
Actually hit & run will fall under her collision coverage. Usually the deductible for that starts at $500 although there are still a few $250's left hanging around.

Yep.
I always thought that hit&run falls under comprehensive but comprehensive will only cover natural disaster.

[scat19]

[tom_9109]

Originally posted by mr.13secprobe


Yep.
I always thought that hit&run falls under comprehensive but comprehensive will only cover natural disaster.

collision is "collision with an object or the surface of the road or upset"

comprehensive is "everything else except things specifically excluded in the policy"

Now you know.