Under the TSA intent doesn't come into play. The charges are strict liability, meaning the guilty mind, mens rea, doesn't come into play. ie the cop doesn't have to prove you intended to speed, just that you did speed. Criminal charges you have to have the act and intent. Combine that with the cop's inability to read your mind, you should be fine in that situation.
On the civil side, I have no idea and that's where insurance deal with matters. I do know that I have heard the advice that it's better to have a collision with another car vs avoiding that collision and crashing on your own. ie someone is about to sideswipe you, it's better to have them hit you than to swerve and go off the road and crashing your car. That way insurance will have someone to blame other than you.
But in the end I like my car too much to intentially damage it, and I think most people feel that way too.
"It takes a big man to admit when he is wrong....I'm not a big man" Chevy Chase, Fletch Lives.