how mcuh is ur insurance a year ?

[flipstah]

Originally posted by blitz
2006 Audi S4 Avant
31, No tickets or accidents
Meloche Monnex
$250 deductible
$72/month

Holy fuck, that's cheap.

$250 deductible too?!

May I ask what's the coverage breakdown?

[05*CivicRS]

2005 Civic Sedan
21 years old, no accident, 2 tickets.
$900 a year

[blitz]

Originally posted by flipstah


Holy fuck, that's cheap.

$250 deductible too?!

May I ask what's the coverage breakdown?

There was only a $35/year difference between $250 and $500 so I figured why not.

It's a $2mm policy, with all the bells and whistles, except glass.

It's the Apegga group discount + 2 vehicles and house.

[Agent_Oorange]

$7k/year - ICBC is ridiculous - 3 cars 2 bikes.

[ercchry]

24
2 houses
2 cars (full coverage)
1 bike
$380/month

[swak]

Originally posted by ercchry
24
2 houses
2 cars (full coverage)
1 bike
$380/month

WHATTT ???
Do you work in the industry or something?


$600 full coverage for bike
$800 basic for truck

[ercchry]

nope, maskedbandit FTW!

[J-hop]

Originally posted by swak


WHATTT ???
Do you work in the industry or something?

that is still 4560/year, doesn't sound that amazing unless home insurance is way more than tenant insurance.

I pay 1900/year (158/mo) for 2 cars full coverage (everything but glass) and tenant insurance with extra umbrella coverage so everything is covered with 2million liability.

[ercchry]

yeah the houses are $123/month bike is ~$300/year and the cars are $230... which is actually one car each (fiancée's and my own, both cars under a year old)

[J-hop]

Originally posted by ercchry
yeah the houses are $123/month bike is ~$300/year and the cars are $230... which is actually one car each (fiancée's and my own, both cars under a year old)

guess that's not bad then, my cars are WAY older/cheaper too

how much does that effect the insurance though? I quoted both my cars separately first to see how much of a discount I am getting with multiple cars and the car I payed 15k for would cost as much to insure as the car I payed 2.5k for. Do they have different insurance brackets or something and these both just happen to be in the same bracket (le cheapo bracket) ?

[Redlined_8000]

21 first time with my own insurance

zero accidents and zero speeding tickets

im 283/mt for my g35

Edit: Im also with Meloche Monnex

[Tik-Tok]

I still remember when I moved to AB. 3 Months driving experience, one at-fault accident (lol), 1978 Dodge Aspen (in '96')... $6000/year

[swak]

Originally posted by ercchry
yeah the houses are $123/month bike is ~$300/year and the cars are $230... which is actually one car each (fiancée's and my own, both cars under a year old)

Thats not full coverage for the bike then right?

... and J-Hop, in comparison to mine that still seems pretty cheap, as i pay everything in a lump sum at the beginning of the year, being pretty cheap. $1400 and some change.
/12 = 116.67/month.

Approx half of what errchy pays with much less insured.

[ka-t240sx]

under my parents, my truck is some where around $65/month. full coverage too i believe. mainly cause it wasnt much more expensive than 1 way.

last summer my car was $412/month under myself. 2 speeding tickets, on at fault accident (its stupid) and two not at fault accidents. i have

both with TD Meloche Monnex. im not to happy with them lately. semi long story.

i havent called around for insurance yet this year, mainly because;
a. my car likes to blow motors
b. i dont know who will insure modified cars, and not cost an arm and a leg.

[dj_rice]

2 cars
02 Pathfinder LE
93 240sx SE

Both cars full coverage. 1 mill, $500 deductible. No glass. No loss of use add-on.
$2100/year *I get about $600 back when I park the 240 for winter)
Melonche Monnex




Switched to Aviva Insurance via Touchstone Insurance.
Same coverage on both cars. No glass. $2000 loss of use coverage.
$1678/year

to Touchstone Insurance.

When I called to cancel my insurance with Melonche, they didn't even bother to try to retain me. Just asked who I was switching to and why.

[guessboi]

TONS of factors are taken into account for insurance pricing. No one company is the best for everyone.

ie. Where you live, what you drive, your driving history, years licensed, age, gender, deductibles, mutli vehicle / package discounts, usage, etc...I could go on and on but the main thing is if you are a good driver with a good history. You will pay way less than someone with an fault accident and convictions recently.

[Drooool]

used to be with ama then found out how expensive it was. my 300zx cost me like 5g a year without collision. now im with meloche monnex have my 350z fully insured and my explorer without collision and i pay just over 3g.

[J-hop]

Originally posted by swak


Thats not full coverage for the bike then right?

... and J-Hop, in comparison to mine that still seems pretty cheap, as i pay everything in a lump sum at the beginning of the year, being pretty cheap. $1400 and some change.
/12 = 116.67/month.

Approx half of what errchy pays with much less insured.

are you referring to his overall insurance payment (with cars, bike and houses included) or just the insurance payments on his cars??? because you don't pay half his overall payment you pay less than 1/3...

i agree his rate is decent, I didn't realize how expensive the house insurance is. I am guessing you (swak) are under 25? and/or have tickets/claims?

[Dumbass17]

251/year full comp

[HO2S]

Im 25
97 sunfire, basic
90 240sx, fire and theft.
house insurance
zero tickets.
$1200 a year with monnex.