I will start off by saying that no insurance brokerage can be all things to all people. With that said, our focus is on home & auto insurance along with toys (motorcycles, boats, RV’s, etc.). By partnering with the right insurance companies we can use our considerable industry experience to be a leader in the personal insurance business. There are certain market segments that we are absolutely the wrong people to ask, and if that’s you, we will let you know right away. We won’t waste your time trying make something fit that just isn’t our specialty.
So who are some typical people that we can potentially save a lot of money for? Well, if you currently have your home insurance with one company and your auto insurance somewhere else, it’s a good bet we can find some discounts for you. Also if you are currently married or common-law and the auto policies of both spouses are with different carriers, you’re probably paying more than you have to.
If you currently work for ANY level of government, there are discounts for that. That includes the guy who works in food service at a hospital for example. Since when does a cook get a discount on their insurance? Well, when he works for the Government of Alberta he does! Other occupations that can trigger discounts with some of our companies are things like anything finance related, healthcare, engineering, or even I.T.!
It also seems as of late we’re doing quite well against State Farm, Allstate and Cooperators.
We have a unique advantage with one of our insurance carriers, Pembridge. Generally speaking one of the factors that impacts your insurance pricing is how long you’ve had continuous, unbroken insurance. So if you’ve been licenced for many years but for whatever reason went for a couple of years without insurance you may be paying some pretty high rates. With Pembridge, if you’ve had insurance for two or three years (and licenced for at least five or six years) we can give you the same rates as someone who has had insurance for the full five or six years! This can translate into some pretty big savings.
So visit our website or give us a call and let us review your insurance policies. Even if we can’t save you any money, at least you’ll know that you’re getting the best price you can.
Thanks,
Bill Eckhart
President & Owner
Touchstone Insurance Inc.