What is your favorite reward credit card?

[Mitsu3000gt]

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No minimum amount to get the vouchers from anything I can see on my paperwork for it or on the website. It does say you need to make a purchase before you get the points but there is no dollar amount associated to that either. I just looked up a few flights to Cancun Mexico in December and the cheapest round trip I could get was $593 where $130 of that was fees. So with the card I pay $299 for the companion ticket then $130 in fees = $430... so still $160 cheaper

90% of our flights are to Canada or the US and I haven't found a better deal. Most of those flights are to Montreal or Van. I had the TD Infinite Visa for around 8 years and I thought it was shit compared to the perks I've already got with this new card.

Sounds like it's great for Canada/USA travel, not great for Hawaii or Europe.

[The BMW Guy]

Does anyone know if the full annual fee on the RBC West jet card can be waived? I noticed RBC also doesn't do the usual min balance on accounts to waive account fees.

[ExtraSlow]

On the rbc infinite avion the fee can be waived if you hold enough other products with then. Does the westjet mastercard work the same way?

[killramos]

Yea you can get the fee for any "premium" cc waived if you are VIP banking, pretty sure the WJ is eligible.

But VIP banking is 360 a year so you really need to make sure of it for it to be a good deal.

Also except for Infinite Privilege. Then it is only partially waived...

[ExtraSlow]

Living the VIP life...

[killramos]

more like living the "spending too much money on dumb shit" life

[suntan]

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more like living the "spending too much money on dumb shit" life

If only hookers and drug dealers took CCs.

[TomcoPDR]

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If only hookers and drug dealers took CCs.

The truth shall set you free

[suntan]

Can't buy truth with CCs either.

[blownz]

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Yea you can get the fee for any "premium" cc waived if you are VIP banking, pretty sure the WJ is eligible.

But VIP banking is 360 a year so you really need to make sure of it for it to be a good deal.

Also except for Infinite Privilege. Then it is only partially waived...

WJ Elite card is free with VIP. And VIP is only $10/month when you have multiple products with the bank.

[nagooro]

Are American Express cards widely accepted these days?

Looking for a cash back card, seems like MBNA rewards or American Express Simplycash is the way to go.

[TYMSMNY]

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Are American Express cards widely accepted these days?

Looking for a cash back card, seems like MBNA rewards or American Express Simplycash is the way to go.

most of the smaller shops, some grocery stores, some travel agencies, 99% of fast food places, couple of restaurants don't accept amex.

I wouldn't have amex as my only CC, for everything else... there's MC. LOL.

[Sugarphreak]

....

[TomcoPDR]

Correct... TD Aeroplan BUSINESS should have 2 maple leaf lounge per year... Privilege infinite has 4 yearly... talk about budget balling.

Funny you bumped this thread. I just downgraded my Privilege infinite to a regular Aeroplan peasant infinite, just got the updated card today (same numbers, same auto payment for prepaid stuff).. Got mad when Aeroplan, Aircanada, Maple leaf, TD Visa (whoever), changed it that in order to access those maple leaf lounge now, you got to REDEEM points buying your AC tix. Where as before, I only need to purchase an Air Canada flight with aeroplan TD CC, show up at maple leaf lounge, they'll swipe the CC, and it'll automatically deduct and track those free passes, or charge $35 if I went over limit. As of this summer flying AC, I couldn't even pay $35 to access MLL in Saskatoon. Good thing it's pretty nice airport and not packed.

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We are practically credit card twins! lol

I just swapped my Gold Elite out for the Cash Back. Was pretty quick to do over the phone, and my card number doesn't even change. I did the marth, and overall it should return a higher cash back than before.


Wait, my business card has a maple leaf lounge access?

[TomcoPDR]

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We are practically credit card twins! lol

I just swapped my Gold Elite out for the Cash Back. Was pretty quick to do over the phone, and my card number doesn't even change. I did the marth, and overall it should return a higher cash back than before.


Wait, my business card has a maple leaf lounge access?

WOW, freakin' brutal... they sneaked it, changed it to ONE yearly with aeroplan business. So stupid I guess fly to a business meeting like a peasant, then once you land a deal, then reward yourself chilling in MLL on way back home.

[Mostwanted]

Any recommendations to which is the better Traveling Credit Cards, gf is trying to get me into the West Jet Mastercard before the Yearly fee is going up from 99 to 119.

[sabad66]

Well, BMO just fucked with their Rewards World Elite card. It's no longer 2% travel across the board... it's now something like 1.42% (travel, dining, entertainment are 2.05% now). Planning on keeping it for the lounge passes since the YF is free with my unlimited banking plan, but will only use it for travel/car rental/dining/entertainment.

For everything else, looking for a new card. unfortunately the C1 Aspire WE has just been recently discontinued...

Thinking either the Rogers (1.75% cashback applied to my rogers statement) or maybe the desjardins? Any other good options out there?

[Mitsu3000gt]

^^^ Why am I not surprised that a company who refused to cover a $50 fraud charge from Nigeria is messing with their travel CC haha. I hate BMO.

That sucks about the C1 if true! That was always the best card. Now it looks like the best one they have is the Costco Platinum one which is OK but not great.

[kenny]

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WOW, freakin' brutal... they sneaked it, changed it to ONE yearly with aeroplan business. So stupid I guess fly to a business meeting like a peasant, then once you land a deal, then reward yourself chilling in MLL on way back home.

The changes are good, the lounges are so crowded sometimes its better to just hang out in the terminal.

[hurrdurr]

Wait what's happening with the Capital 1 World Elite Card? That's what I currently have and although there is always delays with processing payments and poor customer service I have always really enjoyed the benefits from the card...