Quantcast
What is your favorite reward credit card? - Page 74 - Beyond.ca - Car Forums
Page 74 of 75 FirstFirst ... 64 73 74 75 LastLast
Results 1,461 to 1,480 of 1495

Thread: What is your favorite reward credit card?

  1. #1461
    Join Date
    Jul 2010
    Location
    Technically the NE
    My Ride
    ‘Berta Special
    Posts
    4,287
    Rep Power
    20

    Default

    I think something to remember is the car has bonus westjet rewards as well right? So the actual savings are larger than just what you get on the vouchers and baggage fees.

    Presumably you accumulated a good bunch of bonus westjet miles buying those two primary tickets? Can’t be used on this trip but should take a good dent out if a future trip?
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.

  2. #1462
    Join Date
    Jun 2002
    Location
    Calgary AB Canada
    My Ride
    BMW 750xi
    Posts
    2,802
    Rep Power
    20

    Default

    Quote Originally Posted by roopi View Post
    This quote is hidden because you are ignoring this member. Show Quote
    You need to have a voucher in your account to do this.
    Ahhh ok, makes sense. Cool.

  3. #1463
    Join Date
    Sep 2018
    Location
    Leduc, Alberta
    Posts
    262
    Rep Power
    0

    Default

    Quote Originally Posted by jwslam View Post
    This quote is hidden because you are ignoring this member. Show Quote
    I assume that is meant to say WJ dollars accumulated are only redeemable for the fare portion not taxes, as mentioned a few times above.
    No, just brain storming as to why someones accumulated WJ dollars do not add up to 2%(or whatever it is) of their WestJet spending?

  4. #1464
    Join Date
    Mar 2003
    Location
    403
    My Ride
    Bunch of Honda's
    Posts
    5,900
    Rep Power
    22

    Default

    Quote Originally Posted by Misterman View Post
    This quote is hidden because you are ignoring this member. Show Quote
    No, just brain storming as to why someones accumulated WJ dollars do not add up to 2%(or whatever it is) of their WestJet spending?
    I'm sure his %'s earned are correct.

  5. #1465
    Join Date
    Apr 2004
    Location
    Calgary
    My Ride
    2013 Q5
    Posts
    1,693
    Rep Power
    18

    Default

    Interest, fees, and cash advances don't get the WJ earn, so if that's part of his balance then maybe that's what's throwing him off?

  6. #1466
    Join Date
    Jan 2006
    Location
    Calgary
    My Ride
    Axis powers
    Posts
    2,324
    Rep Power
    16

    Default

    I'll look into it further when I have a chance and do the math

    I'm sure this is part of it since I put the majority of my bill payments through my card
    WestJet dollars are earned on net purchases only; they are not earned on cash advances (including RBC Royal Bank® credit card cheques, balance transfers, cash-like transactions and certain bill payments)
    Last edited by adam c; 10-08-2019 at 07:09 PM.
    Sig nuked by mod.

  7. #1467
    Join Date
    Oct 2008
    Location
    South of Calgary
    My Ride
    is broken
    Posts
    748
    Rep Power
    12

    Default

    Anyone got any good credit card deals? My TD VISA infinite aeroplan is up soon. Just did the math and my return was 2.98% cash back using 2.5 cents per Aeroplan point. I get good value out of Aeroplan so i might just keep it.

  8. #1468
    Join Date
    Jul 2010
    Location
    Technically the NE
    My Ride
    ‘Berta Special
    Posts
    4,287
    Rep Power
    20

    Default

    Quote Originally Posted by jacky4566 View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Anyone got any good credit card deals? My TD VISA infinite aeroplan is up soon. Just did the math and my return was 2.98% cash back using 2.5 cents per Aeroplan point. I get good value out of Aeroplan so i might just keep it.
    I still like my avion IP, not quite as juicy as the Aeroplan in terms of % return, but it’s somewhere between 2.5-2.9% depending on where you are going and you can book any airline any seat. My dad is a big Aeroplan guy and find the air canada only and the seat restrictions quite irritating.

    Lounge passes, free in flight wifi, decent insurance, only thing to complain about is the fee but that’s just a math exercise to make sure it fits your spending.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.

  9. #1469
    Join Date
    Jan 2008
    Location
    IAH bar
    My Ride
    UA6295 seat 22A
    Posts
    6,356
    Rep Power
    28

    Default

    So for the person who was wondering, I went back and the WJ dollars earned on my MasterCard statement are exactly 1.5% of my spending and I also double checked that I'm getting that exact amount deposited into my WJ account on that same date. There's no tomfoolery happening.

    I mean, if you spend $5000/month, that's $60,000/yr so you should be getting $900 WJ Dollars every year. Maybe you are more frugal than you assume?

    EDIT, I think it was @adam c who was wondering?

  10. #1470
    Join Date
    Dec 2005
    Location
    not calgary
    My Ride
    changes every year
    Posts
    4,498
    Rep Power
    18

    Default

    I'm looking for the best CC with no fee with GOOD rewards like money back etc.

    I am going to try out buying pretty much everything with CC and paying it off right away, instead of using debit for everything, which I should have done a long time ago.

    What are you guys using? It's for everyday stuff like groceries, bills and gas for the most part.

  11. #1471
    Join Date
    Jan 2017
    Location
    Calgary
    My Ride
    2006 Nissan Titan
    Posts
    56
    Rep Power
    0

    Default

    Quote Originally Posted by 03ozwhip View Post
    This quote is hidden because you are ignoring this member. Show Quote
    I'm looking for the best CC with no fee with GOOD rewards like money back etc.

    I am going to try out buying pretty much everything with CC and paying it off right away, instead of using debit for everything, which I should have done a long time ago.

    What are you guys using? It's for everyday stuff like groceries, bills and gas for the most part.
    Rogers world premium. 1.75% back on everything. 4% back on foreign currency purchases. No fee

  12. #1472
    Join Date
    Mar 2004
    Location
    Calgary AB
    My Ride
    2018 Subaru Crosstrek Limited
    Posts
    2,553
    Rep Power
    0

    Default

    Quote Originally Posted by arcticcat522 View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Rogers world premium. 1.75% back on everything. 4% back on foreign currency purchases. No fee
    Not entirely true, it's 4% cash back....with a 2.5% Forex fee...so essentially 1.5% cash back.

    Quote Originally Posted by 03ozwhip View Post
    This quote is hidden because you are ignoring this member. Show Quote
    I'm looking for the best CC with no fee with GOOD rewards like money back etc.

    I am going to try out buying pretty much everything with CC and paying it off right away, instead of using debit for everything, which I should have done a long time ago.

    What are you guys using? It's for everyday stuff like groceries, bills and gas for the most part.
    Surprised anyone uses Debit at all...I have been doing this for like 15 years now, welcome to the club haha

    I use my grandfathered 1.5% cash back on everything Capital One Aspire card for 90% of my purchases, World Elite Presidents Choice for all Loblaws stores like Superstore/Shoppers/PCTravel/Mobil Gas for the 3% PC Points as I shop exclusively almost at those stores, HomeTrust Visa for all personal forex type transactions (1% cash back) and also have the Triangle card, mostly for bill payments like property taxes and when shopping at Canadian Tire (3% for Canadian Tire, think 1% for everything else). It's a lot of cards, but they all have a purpose. Technically the Rogers card could replace my Capital One and the Home Trust card, but I would still keep the others as they get higher rewards + bill payment ability.

    I know I looked at the Rogers one at one point and actually applied for it, but despite having 868 for credit score...was denied...the one and only card I have even been denied for. Don't know wtf happened there but never pursued it again haha, maybe I should give it another go.

    Anyone with the Rogers card...how does one redeem the cashback nowadays? I know before it seemed like it was a paid if you wanted actual cash and not a credit for Rogers services, which I have 0 of.

  13. #1473
    Join Date
    Jan 2019
    Location
    Calgmonton/AB
    Posts
    327
    Rep Power
    0

    Default

    Quote Originally Posted by 03ozwhip View Post
    This quote is hidden because you are ignoring this member. Show Quote
    I'm looking for the best CC with no fee with GOOD rewards like money back etc.

    I am going to try out buying pretty much everything with CC and paying it off right away, instead of using debit for everything, which I should have done a long time ago.

    What are you guys using? It's for everyday stuff like groceries, bills and gas for the most part.
    The no-fee cards have much less rewards, but I assume you know that.
    I always liked the Canadian Tire MasterCard "Triangle Card" for one without fees. Canadian Tire Money is earned on the card with all purchases everywhere and higher amounts at CT or on their fuel.
    They sell EVERYTHING so I've always felt it's about as good as cash.

  14. #1474
    Join Date
    Apr 2006
    Location
    Cowtown
    My Ride
    10' 4Runner SR5
    Posts
    5,989
    Rep Power
    22

    Default

    Quote Originally Posted by 03ozwhip View Post
    This quote is hidden because you are ignoring this member. Show Quote
    What are you guys using? It's for everyday stuff like groceries, bills and gas for the most part.
    The Tangerine card would be worthwhile putting on the short list if you're using it for specific categories like those you listed.
    Follow me on Instagram and Facebook!

  15. #1475
    Join Date
    Apr 2008
    Location
    Stampede Central
    My Ride
    is pretty sharp lookin'
    Posts
    1,798
    Rep Power
    14

    Default

    Quote Originally Posted by ThePenIsMightier View Post
    This quote is hidden because you are ignoring this member. Show Quote
    The no-fee cards have much less rewards, but I assume you know that.
    I always liked the Canadian Tire MasterCard "Triangle Card" for one without fees. Canadian Tire Money is earned on the card with all purchases everywhere and higher amounts at CT or on their fuel.
    They sell EVERYTHING so I've always felt it's about as good as cash.
    The CT card is also the only one you can pay property taxes with. Cha-ching cashback.

  16. #1476
    Join Date
    Jun 2015
    Location
    Edmonton
    My Ride
    LNF
    Posts
    377
    Rep Power
    0

    Default

    Quote Originally Posted by jwslam View Post
    This quote is hidden because you are ignoring this member. Show Quote
    The CT card is also the only one you can pay property taxes with. Cha-ching cashback.
    Also if you get the World Elite Triangle card you get free roadside assistance

  17. #1477
    Join Date
    Dec 2005
    Location
    not calgary
    My Ride
    changes every year
    Posts
    4,498
    Rep Power
    18

    Default

    Good call guys, I'll check out the CT card. The cards I have now, I just dont see the value in them.

  18. #1478
    Join Date
    Apr 2004
    Location
    Calgary
    My Ride
    2013 Q5
    Posts
    1,693
    Rep Power
    18

    Default

    Best everyday use no fee is Rogers WE, but you need 80k income to qualify. If you can’t qualify, the Rogers Platinum is a good second choice.

    PC WE is also good if you shop at superstore and esso

    Triangle WE is good too if you shop at CT a lot. I have this one too, I really like the free 2 year financing feature for big purchases, used it on a treadmill last Christmas. And like jwslam says you can pay bills with it and earn extra CT money

    - - - Updated - - -

    Quote Originally Posted by eblend View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Not entirely true, it's 4% cash back....with a 2.5% Forex fee...so essentially 1.5% cash back.



    Surprised anyone uses Debit at all...I have been doing this for like 15 years now, welcome to the club haha

    I use my grandfathered 1.5% cash back on everything Capital One Aspire card for 90% of my purchases, World Elite Presidents Choice for all Loblaws stores like Superstore/Shoppers/PCTravel/Mobil Gas for the 3% PC Points as I shop exclusively almost at those stores, HomeTrust Visa for all personal forex type transactions (1% cash back) and also have the Triangle card, mostly for bill payments like property taxes and when shopping at Canadian Tire (3% for Canadian Tire, think 1% for everything else). It's a lot of cards, but they all have a purpose. Technically the Rogers card could replace my Capital One and the Home Trust card, but I would still keep the others as they get higher rewards + bill payment ability.

    I know I looked at the Rogers one at one point and actually applied for it, but despite having 868 for credit score...was denied...the one and only card I have even been denied for. Don't know wtf happened there but never pursued it again haha, maybe I should give it another go.

    Anyone with the Rogers card...how does one redeem the cashback nowadays? I know before it seemed like it was a paid if you wanted actual cash and not a credit for Rogers services, which I have 0 of.
    Redeeming on the Rogers card is very easy now. Open the app, pick a purchase, then apply cashback pts against it. No hassle at all

  19. #1479
    Join Date
    Mar 2004
    Location
    Calgary AB
    My Ride
    2018 Subaru Crosstrek Limited
    Posts
    2,553
    Rep Power
    0

    Default

    Quote Originally Posted by sabad66 View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Best everyday use no fee is Rogers WE, but you need 80k income to qualify. If you can’t qualify, the Rogers Platinum is a good second choice.

    PC WE is also good if you shop at superstore and esso

    Triangle WE is good too if you shop at CT a lot. I have this one too, I really like the free 2 year financing feature for big purchases, used it on a treadmill last Christmas. And like jwslam says you can pay bills with it and earn extra CT money

    - - - Updated - - -


    Redeeming on the Rogers card is very easy now. Open the app, pick a purchase, then apply cashback pts against it. No hassle at all
    Good to know, will give it a shot again. Def qualify for the Elite card, no idea why I didn't get approved back in the day. I read a bit about it and it it says you can apply cashback against qualifying purchases...what's a qualifying purchase? Just about anything?

  20. #1480
    Join Date
    Dec 2005
    Location
    not calgary
    My Ride
    changes every year
    Posts
    4,498
    Rep Power
    18

    Default

    Doesnt tell you if you qualified for the elite card apparently. When it gets here, that's when I find out I guess lol

Page 74 of 75 FirstFirst ... 64 73 74 75 LastLast

Similar Threads

  1. Canadian Credit Card vs U.S dollar credit card

    By apkking in forum Real Estate / Finance
    Replies: 6
    Latest Threads: 03-29-2018, 02:54 PM
  2. $500 credit card with BAD credit (as a student)

    By hattonlynch in forum Real Estate / Finance
    Replies: 23
    Latest Threads: 08-08-2009, 11:27 PM
  3. Credit Card companies aim to profit from high-credit users

    By Canmorite in forum Society / Law / Current Events / Politics
    Replies: 16
    Latest Threads: 05-22-2009, 11:47 AM
  4. Starting my credit, what's a good credit card?

    By Team_BMW in forum Real Estate / Finance
    Replies: 44
    Latest Threads: 10-18-2007, 04:00 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •