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Thread: What is your favorite reward credit card?

  1. #1441
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    Quote Originally Posted by adam c View Post
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    the westjet dollar accumulation is terrible, it’s says 1.5% but I highly doubt it is as I put thousands through my card a month and don’t get the same return as I expect
    Should be easy to check. Your WJ account will show how many WJ Dollars are added each month. Compare them to your CC statement.

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    Quote Originally Posted by taemo View Post
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    Both myself and wife each have a WJ Mastercard, we both have received our vouchers and are planning to use it to fly in the US and Hawaii next year but I'm planning to cancel mine afterwards as we will probably be travelling to the US only once a year if ever.
    I looked at the flights to Europe and it can be cheaper to fly with other airlines.. if you use your voucher you end up saving maybe only 100-300$.
    So they allow you to have two Mastercards under the same household/address?

    So two buddy passes per year?

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    Quote Originally Posted by 89coupe View Post
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    So they allow you to have two Mastercards under the same household/address?

    So two buddy passes per year?
    Yes, but you both have to pay the full annual fee (totally worth it) rather than the discounted additional card fee.
    Then you BOTH get the full benefits of card ownership.
    Last edited by ThePenIsMightier; 10-08-2019 at 10:36 AM.

  4. #1444
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    Quote Originally Posted by ThePenIsMightier View Post
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    Yes, but you both have to pay the full annual fee (totally worth it) rather than the discounted additional card fee.
    Them you BOTH get the full benefits of card ownership.
    Nice!

    More info.

    Takes 6 business days to get card, then you have to make one transaction to activate buddy pass voucher, takes 3-4 weeks to get voucher.

    This is a huge savings for some trips like Hawaii or World trips.

    My trip to Paris is $1241/person return.

    Saves me $1684 just in flights. Seems worth it.

  5. #1445
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    Quote Originally Posted by 89coupe View Post
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    Nice!

    More info.

    Takes 6 business days to get card, then you have to make one transaction to activate buddy pass voucher, takes 3-4 weeks to get voucher.

    This is a huge savings for some trips like Hawaii or World trips.

    My trip to Paris is $1241/person return.

    Saves me $1684 just in flights. Seems worth it.
    nice, if the voucher works well for your travel then it is definitely worth it.

    Quote Originally Posted by adam c View Post
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    I have it, I’ve been considering changing to something else

    Perks as others have said is the companion voucher, free first checked bag for the people you’re travelling with

    Cons there’s no trip cancellation insurance like most other travel cards have, it only has trip interruption, the westjet dollar accumulation is terrible, it’s says 1.5% but I highly doubt it is as I put thousands through my card a month and don’t get the same return as I expect
    thanks for reminding about the travel insurance.
    I'm deciding between the Westjet RBC and TD First Class, here's a comparison between the 2 that I keep on my phone so that I can easily check what I'm covered with.
    Neither are the best but I like TD as it colelcts points that you can use on Expedia

  6. #1446
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    Quote Originally Posted by 89coupe View Post
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    Nice!

    More info.

    Takes 6 business days to get card, then you have to make one transaction to activate buddy pass voucher, takes 3-4 weeks to get voucher.

    This is a huge savings for some trips like Hawaii or World trips.

    My trip to Paris is $1241/person return.

    Saves me $1684 just in flights. Seems worth it.
    By using 1 companion voucher there is no way you are saving $1684. The companion voucher only covers the fare and you still have to pay the full taxes. If two tickets to Paris cost $2400 then when you use the voucher you will still be paying about $1800 for those two tickets.

    The companion voucher isn't that great and to get the most value out of it you would want to use it on a NA flight.

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    Last edited by roopi; 10-08-2019 at 10:45 AM.

  7. #1447
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    Quote Originally Posted by roopi View Post
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    By using 1 companion voucher there is no way you are saving $1684. The companion voucher only covers the fare and you still have to pay the full taxes. If two tickets to Paris cost $2400 then when you use the voucher you will still be paying about $1800 for those two tickets.

    The companion voucher isn't that great and to get the most value out of it you would want to use it on a NA flight.
    This. It's not nearly as good of a deal as it seems. The way to get value out of those vouchers is flying during holiday season within Canada / NA (excluding Hawaii) when ticket prices are massively inflated.

    Last time I flew to Europe, the taxes & fees on a ~$1000 flight were over half the fare.

  8. #1448
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    Quote Originally Posted by roopi View Post
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    By using 1 companion voucher there is no way you are saving $1684. The companion voucher only covers the fare and you still have to pay the full taxes. If two tickets to Paris cost $2400 then when you use the voucher you will still be paying about $1800 for those two tickets.

    The companion voucher isn't that great and to get the most value out of it you would want to use it on a NA flight.

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    I have a family of 4

    So if my wife books and uses her companion pass on our daughter its $399 plus tax correct?
    And if I use my companion pass on my son its $399 plus tax.


    Or am I missing something?

  9. #1449
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    Card seems like a no brainer if you use WestJet at all. I'm about to start flying to Ontario return twice a month, so I'll be getting this card right away. It doesn't take long to get upgraded status from what I'm told, so you'll get free lounge passes and things like that, which is great for layover flights.

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    Sorry, didn’t realize its just on the flight.

    $387x2 $774 in savings.

    Plus 4 free check-in bags $141.60

  11. #1451
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    Quote Originally Posted by 89coupe View Post
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    I have a family of 4

    So if my wife books and uses her companion pass on our daughter its $399 plus tax correct?
    And if I use my companion pass on my son its $399 plus tax.


    Or am I missing something?
    If you use the example I posted then you would be paying $3530 for 4 tickets (using 2 companion vouchers) compared to $4664 before using the vouchers. Savings of $1134.

    I have this card as well just for the waived baggage fees and it makes it worth it if you use Westjet twice a year.

  12. #1452
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    Quote Originally Posted by adam c View Post
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    I have it, I’ve been considering changing to something else

    Perks as others have said is the companion voucher, free first checked bag for the people you’re travelling with

    Cons there’s no trip cancellation insurance like most other travel cards have, it only has trip interruption, the westjet dollar accumulation is terrible, it’s says 1.5% but I highly doubt it is as I put thousands through my card a month and don’t get the same return as I expect
    The cashback or WJ dollar accumulation probably only applies to pre tax dollars you spend.

  13. #1453
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    Quote Originally Posted by Misterman View Post
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    The cashback or WJ dollar accumulation probably only applies to pre tax dollars you spend.
    don't think so. credit card issuers don't get sku/basket level info so they would not know how much was tax or non tax of the billed amount.

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    Quote Originally Posted by Misterman View Post
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    The cashback or WJ dollar accumulation probably only applies to pre tax dollars you spend.
    Quote Originally Posted by sabad66 View Post
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    don't think so. credit card issuers don't get sku/basket level info so they would not know how much was tax or non tax of the billed amount.
    I assume that is meant to say WJ dollars accumulated are only redeemable for the fare portion not taxes, as mentioned a few times above.

  15. #1455
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    Quote Originally Posted by roopi View Post
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    If you use the example I posted then you would be paying $3530 for 4 tickets (using 2 companion vouchers) compared to $4664 before using the vouchers. Savings of $1134.

    I have this card as well just for the waived baggage fees and it makes it worth it if you use Westjet twice a year.
    Not sure how you got that savings? My daughter is 21 my son is 9

    Adult base fare x3 = $2358.00 -$399
    CHild base fare x1 = $786 - $399

    Four free check-in luggage. $35.40x4

    Or am I missing something?

  16. #1456
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    Quote Originally Posted by jwslam View Post
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    I assume that is meant to say WJ dollars accumulated are only redeemable for the fare portion not taxes, as mentioned a few times above.
    re-read adam c's comment again.

    he mentions he spends thousands a month on the card and doesn't think he is getting the full 1.5% in WJ dollars earned. you earn 2% for WJ flights, so don't think this is related to redeeming them.

  17. #1457
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    Quote Originally Posted by 89coupe View Post
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    Not sure how you got that savings? My daughter is 21 my son is 9

    Adult base fare x3 = $2358.00 -$399
    CHild base fare x1 = $786 - $399

    Four free check-in luggage. $35.40x4

    Or am I missing something?
    I'm just referring to the screen shot I posted which shows the actual saving using a companion voucher. I just multiplied that savings by two if you were to book 2 separate flights using two vouchers. I realized you probably can't see the breakdown on that screen shot. Here is a better view hopefully. I really don't know how they calculate this and the only way to figure it out seems to be once you have the voucher in your account and just testing some bookings.

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  18. #1458
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    Quote Originally Posted by roopi View Post
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    I'm just referring to the screen shot I posted which shows the actual saving using a companion voucher. I just multiplied that savings by two if you were to book 2 separate flights using two vouchers. I realized you probably can't see the breakdown on that screen shot. Here is a better view hopefully. I really don't know how they calculate this and the only way to figure it out seems to be once you have the voucher in your account and just testing some bookings.

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    Where do you plug that info in? Is that on WestJets website?

    I don’t see anything for voucher info.

  19. #1459
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    Quote Originally Posted by 89coupe View Post
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    Where do you plug that info in? Is that on WestJets website?

    I don’t see anything for voucher info.
    You need to have a voucher in your account to do this.

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    Isn't Rogers still best for any kind of foreign currency trip anyways? No fee's and 4% cashback.

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