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Thread: What is your favorite reward CC

  1. #1461
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    I think something to remember is the car has bonus westjet rewards as well right? So the actual savings are larger than just what you get on the vouchers and baggage fees.

    Presumably you accumulated a good bunch of bonus westjet miles buying those two primary tickets? Can’t be used on this trip but should take a good dent out if a future trip?
    Originally posted by Thales of Miletus

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    Originally posted by Toma
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  2. #1462
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    Quote Originally Posted by roopi View Post
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    You need to have a voucher in your account to do this.
    Ahhh ok, makes sense. Cool.

  3. #1463
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    Quote Originally Posted by jwslam View Post
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    I assume that is meant to say WJ dollars accumulated are only redeemable for the fare portion not taxes, as mentioned a few times above.
    No, just brain storming as to why someones accumulated WJ dollars do not add up to 2%(or whatever it is) of their WestJet spending?

  4. #1464
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    Quote Originally Posted by Misterman View Post
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    No, just brain storming as to why someones accumulated WJ dollars do not add up to 2%(or whatever it is) of their WestJet spending?
    I'm sure his %'s earned are correct.

  5. #1465
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    Interest, fees, and cash advances don't get the WJ earn, so if that's part of his balance then maybe that's what's throwing him off?

  6. #1466
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    I'll look into it further when I have a chance and do the math

    I'm sure this is part of it since I put the majority of my bill payments through my card
    WestJet dollars are earned on net purchases only; they are not earned on cash advances (including RBC Royal Bank® credit card cheques, balance transfers, cash-like transactions and certain bill payments)
    Last edited by adam c; 10-08-2019 at 07:09 PM.
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  7. #1467
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    Anyone got any good credit card deals? My TD VISA infinite aeroplan is up soon. Just did the math and my return was 2.98% cash back using 2.5 cents per Aeroplan point. I get good value out of Aeroplan so i might just keep it.

  8. #1468
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    Quote Originally Posted by jacky4566 View Post
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    Anyone got any good credit card deals? My TD VISA infinite aeroplan is up soon. Just did the math and my return was 2.98% cash back using 2.5 cents per Aeroplan point. I get good value out of Aeroplan so i might just keep it.
    I still like my avion IP, not quite as juicy as the Aeroplan in terms of % return, but it’s somewhere between 2.5-2.9% depending on where you are going and you can book any airline any seat. My dad is a big Aeroplan guy and find the air canada only and the seat restrictions quite irritating.

    Lounge passes, free in flight wifi, decent insurance, only thing to complain about is the fee but that’s just a math exercise to make sure it fits your spending.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.

  9. #1469
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    So for the person who was wondering, I went back and the WJ dollars earned on my MasterCard statement are exactly 1.5% of my spending and I also double checked that I'm getting that exact amount deposited into my WJ account on that same date. There's no tomfoolery happening.

    I mean, if you spend $5000/month, that's $60,000/yr so you should be getting $900 WJ Dollars every year. Maybe you are more frugal than you assume?

    EDIT, I think it was @adam c who was wondering?
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    Quote Originally Posted by freshprince1 View Post
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    I'm glad this is such a safe space full of support and encouragement.

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