What is your favorite reward credit card?

[sabad66]

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Wait what's happening with the Capital 1 World Elite Card? That's what I currently have and although there is always delays with processing payments and poor customer service I have always really enjoyed the benefits from the card...

from what i understand it's been discontinued for new applications as of about a week ago. Apparently all the interchange rates went down so it's uneconomical to offer 2% (probably the reason BMO changed their WE card)
http://pointshogger.boardingarea.com...te-mastercard/

No impact to existing cardholders at this time, but i would be very surprised if they keep it the same way. My guess is they will reduce the benefits at some point.

[hurrdurr]

Thanks for the details.

What happens to my yearly fee if they end up cancelling or switching me to another card. Surely i wouldn't have to pay it given that the new card is not what I originally wanted/signed up for?

[tha_bandit]

Hopefully they dont cancel existing ones, I have Capital One and Chase Amazon, both are not around anymore.

[sabad66]

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Thanks for the details.

What happens to my yearly fee if they end up cancelling or switching me to another card. Surely i wouldn't have to pay it given that the new card is not what I originally wanted/signed up for?

They usually give you at least 60 days notice with any changes (I think that's Canada law), and my guess is they would credit you a prorated fee back if you decide you don't want to continue

But again just pure speculation on the Cap1 Aspire... you guys might get lucky and be grandfathered forever.

[hurrdurr]

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They usually give you at least 60 days notice with any changes (I think that's Canada law), and my guess is they would credit you a prorated fee back if you decide you don't want to continue

But again just pure speculation on the Cap1 Aspire... you guys might get lucky and be grandfathered forever.

Fingers crossed. Mine doesn't expire for 2 years - I'll keep earning and burning the points just in case.

[jwslam]

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Hopefully they dont cancel existing ones, I have Capital One and Chase Amazon, both are not around anymore.

My Amazon expires next Feb and I'm praying for another card to come...

[Mitsu3000gt]

Amazon still available AFAIK:

https://www.chase.com/online/canada/amazon-ca-home.htm

The best backup to the Amazon card is the Fido card, 4% cash back on foreign purchases and 1.5% on all local purchases. No annual fee.

http://www.fido.ca/consumer/fidocreditcard

- - - Updated - - -

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They usually give you at least 60 days notice with any changes (I think that's Canada law), and my guess is they would credit you a prorated fee back if you decide you don't want to continue

But again just pure speculation on the Cap1 Aspire... you guys might get lucky and be grandfathered forever.

I'm grandfathered into the 10,000 free points every year, which essentially makes the C1 card free. They still haven't got rid of that, so I hope they don't change the reward % either. It is such a good card.

[jwslam]

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Amazon still available AFAIK:

https://www.chase.com/online/canada/amazon-ca-home.htm

There's no new applications.

https://www.amazon.ca/Amazon-ca-Rewa.../dp/B00AFGCPZ2
"The application for this card is no longer available."

[Mitsu3000gt]

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There's no new applications.

https://www.amazon.ca/Amazon-ca-Rewa.../dp/B00AFGCPZ2
"The application for this card is no longer available."

I see. Why put the website up then? Haha.

[tonytiger55]

I switched to Tangerine. My main purchases are gas at Costco, and grocery staples.

[Zhariak]

I don't know if this was extended to everyone but I got an e-mail from AMEX mentioning that with my annual anniversary coming up on my Centurion card, that they are giving me a $500 travel credit annually from now on...

Checked online and confirmed I have $500 to use before Feb, and then I'll be getting another $500

[TomcoPDR]

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The changes are good, the lounges are so crowded sometimes its better to just hang out in the terminal.

Agreed. Except recently, even with the scaling back of these freebie credit card lounge passes, Maple Leaf Lounge sucks; no hot food (YYZ Pearson) (first hand experience as of nov, 2017), and someone else who uses maple leaf lounges told me AC and other leaf lounges doesn't do nice meals anymore.

[2Legit2Quit]

Does anyone know if it's possible to transfer Aeroplan points to Amex Rewards/travel? I see you can go Amex points to Aeroplan but don't see anything about the other way around, guess I should call aeroplan and see if it's possible but figured I'd check here.

edit - Called aeroplan, you can't go Aeroplan -> Amex. If you don't want to deal with shitty flight options then they advised use the market fare option or use your miles to get AC gift cards.

[taemo]

has anyone filed a car rental claim with their Capital Aspire Travel card?
had a rock chip the front window on my rental earlier today.
called C1 and opened a claim, received an email with a form that i need to submit with informations regarding my rental and cc statements. (mail only, not email?)
returning the vehicle tomorrow and just have to provide them my claim #.
hopefully it goes smoothly, only other rental claim ive done was last year with a different cc (rbc infite)

[Zhariak]

Just found out Amex is pulling the "Fairmont Platinum Status" benefit from their Centurion card. This is kind of a big pee off.


Although, since Accor bought Fairmont, having "Platinum status with Accor" Benefit, I'm wondering if it will pass on to Fairmont in the future?

[flipstah]

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Just found out Amex is pulling the "Fairmont Platinum Status" benefit from their Centurion card. This is kind of a big pee off.


Although, since Accor bought Fairmont, having "Platinum status with Accor" Benefit, I'm wondering if it will pass on to Fairmont in the future?

AccorHotels will be merging all their points systems into one under Accor. So Fairmont, Swissotel, etc. will be Accor whateverthefuckitscalled

[Zhariak]

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AccorHotels will be merging all their points systems into one under Accor. So Fairmont, Swissotel, etc. will be Accor whateverthefuckitscalled

This softened the blow

Thanks bud!

[Mitsu3000gt]

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has anyone filed a car rental claim with their Capital Aspire Travel card?
had a rock chip the front window on my rental earlier today.
called C1 and opened a claim, received an email with a form that i need to submit with informations regarding my rental and cc statements. (mail only, not email?)
returning the vehicle tomorrow and just have to provide them my claim #.
hopefully it goes smoothly, only other rental claim ive done was last year with a different cc (rbc infite)

Not car rental, but they covered me for ~$9,000 USD of fraud in Vegas that from their point of view would have looked VERY questionable. Incredibly smooth, zero issues. I have never dealt with a better CC company, they gave me the benefit of the doubt at every turn and had my back.

[holden]

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has anyone filed a car rental claim with their Capital Aspire Travel card?
had a rock chip the front window on my rental earlier today.
called C1 and opened a claim, received an email with a form that i need to submit with informations regarding my rental and cc statements. (mail only, not email?)
returning the vehicle tomorrow and just have to provide them my claim #.
hopefully it goes smoothly, only other rental claim ive done was last year with a different cc (rbc infite)

I've filed a rental insurance claim on my Cap1 Aspire Cash World card and it was handled very well. Once I submitted the correct forms they took care of it all and I was never contacted again. I've also had very good experience with their trip delay coverage.

[taemo]

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Not car rental, but they covered me for ~$9,000 USD of fraud in Vegas that from their point of view would have looked VERY questionable. Incredibly smooth, zero issues. I have never dealt with a better CC company, they gave me the benefit of the doubt at every turn and had my back.

Nice!
Yesterday I submitted all the documents regarding my car rental via email, called them earlier this morning and they are now reviewing my form. Hopefully all goes smoothly.

Seriously hope that they will keep honoring grandfathered Travel World Elite accounts.

Otherwise the next premium CC I might be interested on getting is the MBNA Rewards World Elite MC
https://rewards.mbna.ca/worldelite?src=DAAU81