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Thread: What is your favorite reward CC

  1. #1381
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    I still like the Rogers card for FX. 2.5% charge but 4% cashback, no annual. Their new cashback system works really well too.
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  2. #1382
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    Just got a letter saying they are changing the rewards on Scotia Amex and imo for the better. No more FX fee and 5X cashback on dining, entertainment, groceries and gas (from 4X). Very excited for the change.

  3. #1383
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    Quote Originally Posted by 16hypen3sp View Post
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    My mom text me this morning if I got my birthday bonus reward points from RBC (Avion). My birthday was back in April.

    I told her it was the first I'm hearing of this. She says I should have got an email to activate the offer. She got her email and called RBC rewards to ensure it was legit.

    So I search back in my archived emails and sure enough, there is the birthday offer... long since expired. It's only 100 points but still, I collect these points religiously.

    So if any Avioners here get a birthday email from RBC, it's legit. Don't just automatically archive it.
    What is this sorcery? I'm searching online for more info and no mention of it. Was it email sent to your email address? Or the email in your RBC messaging centre? I can't find anything.

  4. #1384
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    Quote Originally Posted by RX_EVOLV View Post
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    Just got a letter saying they are changing the rewards on Scotia Amex and imo for the better. No more FX fee and 5X cashback on dining, entertainment, groceries and gas (from 4X). Very excited for the change.
    Might want to read it again...
    AF goes up from $99 to $120
    Grocery, Dining, Entertainment up from 4x to 5x
    Gas down from 4x to 3x
    Daily transit, select streaming services new at 3x

    No forex fee, but also no multipliers on foreign transactions. So if you previously dined at a US restaurant, you would've gotten 4% minus 2.5% forex fee = net 1.5% reward. Now there's no forex fee, but you only earn 1% cash back, so 1% net reward.
    Originally posted by max_boost
    Hey baller, any problem money can solve is no problem at all. Don't sweat it.

  5. #1385
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    Quote Originally Posted by D'z Nutz View Post
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    What is this sorcery? I'm searching online for more info and no mention of it. Was it email sent to your email address? Or the email in your RBC messaging centre? I can't find anything.
    It was sent to my email. I haven't checked to see if it's in my message center.
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  6. #1386
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    The new amazon.ca card is live now. It's a MasterCard this time around through MBNA. No annual fee, 2.5% back at Amazon and whole foods (5% for first 6 months at amazon, whole foods, and restaurant/grocery), 1% back everywhere else, and 2.5% back on foreign currency transactions (essentially making it zero as the FX fee is 2.5%). IMO it's better to just not pay the FX fee rather than wait for cash back, so that is a downgrade.

    If you're not a Prime member the Amazon cash back is 1.5% not 2.5%.

    I'm pretty sure it's not actual cash back, but Amazon gift cards/credit.

    I think I'll just stick to the Home Trust Visa even though I hate that it doesn't have tap.
    Last edited by Mitsu3000gt; 06-18-2019 at 11:27 AM.

  7. #1387
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    Quote Originally Posted by Mitsu3000gt View Post
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    I think I'll just stick to the Home Trust Visa even though I hate that it doesn't have tap.
    The new cards have tap. My MIL just got one and it does have tap. You can probably call and have them issue you a new card.

  8. #1388
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    Quote Originally Posted by Mitsu3000gt View Post
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    The new amazon.ca card is live now. It's a MasterCard this time around through MBNA. No annual fee, 2.5% back at Amazon and whole foods (5% for first 6 months at amazon, whole foods, and restaurant/grocery), 1% back everywhere else, and 2.5% back on foreign currency transactions (essentially making it zero as the FX fee is 2.5%). IMO it's better to just not pay the FX fee rather than wait for cash back, so that is a downgrade.

    If you're not a Prime member the Amazon cash back is 1.5% not 2.5%.

    I'm pretty sure it's not actual cash back, but Amazon gift cards/credit.

    I think I'll just stick to the Home Trust Visa even though I hate that it doesn't have tap.
    looks like the leak was pretty accurate. don't think i'll be getting it. i don't shop enough at amazon / whole foods to make the extra 0.75% worthwhile for me (compared to my 1.75% CB card).

  9. #1389
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    Quote Originally Posted by realazy View Post
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    The new cards have tap. My MIL just got one and it does have tap. You can probably call and have them issue you a new card.
    Interesting, thanks for that - I will give them a call.

  10. #1390
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    Quote Originally Posted by Mitsu3000gt View Post
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    The new amazon.ca card is live now. It's a MasterCard this time around through MBNA. No annual fee, 2.5% back at Amazon and whole foods (5% for first 6 months at amazon, whole foods, and restaurant/grocery), 1% back everywhere else, and 2.5% back on foreign currency transactions (essentially making it zero as the FX fee is 2.5%). IMO it's better to just not pay the FX fee rather than wait for cash back, so that is a downgrade.

    If you're not a Prime member the Amazon cash back is 1.5% not 2.5%.

    I'm pretty sure it's not actual cash back, but Amazon gift cards/credit.

    I think I'll just stick to the Home Trust Visa even though I hate that it doesn't have tap.
    Card might be donezo, folks reporting their card has disappeared from their accounts and MBNA and Amazon pulled the applications for the card.

  11. #1391
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    Quote Originally Posted by 2Legit2Quit View Post
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    Card might be donezo, folks reporting their card has disappeared from their accounts and MBNA and Amazon pulled the applications for the card.
    It's possible - it's not on my amazon landing page anymore. Weird that they would pull it after 1-2 days, I wonder what happened.

  12. #1392
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    Quote Originally Posted by 2Legit2Quit View Post
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    Card might be donezo, folks reporting their card has disappeared from their accounts and MBNA and Amazon pulled the applications for the card.
    Mines still showing on my account to use.

  13. #1393
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    Quote Originally Posted by 2Legit2Quit View Post
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    Card might be donezo, folks reporting their card has disappeared from their accounts and MBNA and Amazon pulled the applications for the card.
    We're sorry, but the application for this card is temporarily unavailable. Please check back later.

    https://www.amazon.ca/dp/B07MJM4F44

  14. #1394
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    Anyone try the Tangerine Cash Back Credit Card?
    They keep sending me letters with deals. Currently its 4% cash back for 3 months (on select categories)

    Currently have a TD Aeroplan Infinite Visa and it has served me well with quite a few travel trips.

  15. #1395
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    Quote Originally Posted by jacky4566 View Post
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    Anyone try the Tangerine Cash Back Credit Card?
    They keep sending me letters with deals. Currently its 4% cash back for 3 months (on select categories)

    Currently have a TD Aeroplan Infinite Visa and it has served me well with quite a few travel trips.
    I have been using it in my roster for probably 2 years or so. I have racked up 1200$ in rewards.

    I use it exclusively for the 3 categories @ 2%.

  16. #1396
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    Quote Originally Posted by mzdspd View Post
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    I have been using it in my roster for probably 2 years or so. I have racked up 1200$ in rewards.

    I use it exclusively for the 3 categories @ 2%.
    +1
    Pretty shitty otherwise at 0.5%. And i like that it autopays monthly from my savings acct. no more late payments for me.

  17. #1397
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    scotia momentum just changed their terms, jacked the annual fee, doesnt work well for me now, what's the best visa out there for gas/groceries (cash back, i prefer cash over rewards)? i mostly use my rogers MC anyway except gas and groceries... but i need a visa as well just in case.
    Last edited by Thaco; 06-24-2019 at 08:09 PM.
    User title molested by Rage2.

    Quote Originally Posted by rage2 View Post
    It's not the size that matters, it's the taste it leaves in your mouth.

  18. #1398
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    Quote Originally Posted by Thaco View Post
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    scotia just changed their terms, doesnt work well for me now, what's the best visa out there for gas/groceries (cash back, i prefer cash over rewards)? i mostly use my rogers MC anyway except gas and groceries... but i need a visa as well just in case.
    Howso?

    The Visa Infinite (is this the card you're chatting about) seems to have gotten better, no? The added travel cancellation insurance and mobile insurance, but raised the interest from 19.99 to 20.99. NBD. Am I missing something?

  19. #1399
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    Quote Originally Posted by A790 View Post
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    Howso?

    The Visa Infinite (is this the card you're chatting about) seems to have gotten better, no? The added travel cancellation insurance and mobile insurance, but raised the interest from 19.99 to 20.99. NBD. Am I missing something?
    they dropped gas to 2% and increased the AF by $20 for both primary and additional cards, i only use it for gas and grocery (that i dont buy at costco and almost always shop at costco which is an MC shop) so this is a big hit for me, wont even break even with it now that its $170/yr for AF

    Also i never liked scotia.
    Last edited by Thaco; 06-24-2019 at 08:20 PM.
    User title molested by Rage2.

    Quote Originally Posted by rage2 View Post
    It's not the size that matters, it's the taste it leaves in your mouth.

  20. #1400
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    Almost all my monthly bills are auto paid by my visa infinite and they are more than my gas expense so this change works for me.

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