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Thread: What is your favorite reward CC

  1. #1421
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    For anyone who uses the Home Trust Preferred Visa.. turns out they're letting you change your PIN now.

    https://www.hometrust.ca/wp-content/...ion-1pager.pdf

  2. #1422
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    Quote Originally Posted by jltabot View Post
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    For anyone who uses the Home Trust Preferred Visa.. turns out they're letting you change your PIN now.

    https://www.hometrust.ca/wp-content/...ion-1pager.pdf
    About time.

    Any word on enabling tap to pay? Or maybe my card is just too old and they have it already.

  3. #1423
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    I think I answered you already a couple pages ago, you need a new card to get tap. My MIL got the HT visa recently and hers has tap on it.

    You should be able to call and get a new card with tap, they should be able to do it with the same number.

  4. #1424
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    Quote Originally Posted by realazy View Post
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    I think I answered you already a couple pages ago, you need a new card to get tap. My MIL got the HT visa recently and hers has tap on it.

    You should be able to call and get a new card with tap, they should be able to do it with the same number.
    You probably did, sorry if I forgot. Thanks for the info (again).

  5. #1425
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    Quote Originally Posted by realazy View Post
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    I think I answered you already a couple pages ago, you need a new card to get tap. My MIL got the HT visa recently and hers has tap on it.

    You should be able to call and get a new card with tap, they should be able to do it with the same number.
    Called them and after a few questions, they are sending me a tap enabled card (7-10 days) with no changes to my account, number, or PIN just in case anyone else is wondering. Thanks.

  6. #1426
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    Default WestJet RBC® World Elite Mastercard

    Does anybody have this CC through WestJet?

    Was thinking about getting this card to book my Eurotrip through.

    Card benefits
    First checked bag free for the primary cardholder and up to 8 additional guests on the same reservation†
    Annual World Elite round-trip companion voucher from $99 CAD (plus taxes, fees and charges)^
    250 welcome WestJet dollars^ after first purchase
    No blackouts when redeeming WestJet dollars^^
    2% back in WestJet dollars on WestJet flights or WestJet Vacations packages~
    1.5% back in WestJet dollars on everyday purchases~
    Premium travel insurance options
    Instant Fuel Savings at Petro Canada - link your WestJet RBC Mastercard and instantly save 3¢ on fuel and always earn 20% more Petro-Points‡‡‡ at Petro-Canada locations
    Mastercard Airport Experiences provided by LoungeKey**
    Mastercard Concierge Services** - exclusive last-minute access to restaurants, event tickets and more

  7. #1427
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    Subscribed, looking at the same card. Would love some feedback.

  8. #1428
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    Love this card. If you fly with WJ often it's the best. There's tons of chat about it in the credit card thread. If you travel places WJ doens't fly, it's not a good choice.

    The companion voucher, free checked bag make it worthwhile, and I get a pile of WJ$ every year which spend like cash on flights and Vacation packages. No complex redemption schedules or blackouts for those.
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  9. #1429
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    Quote Originally Posted by ExtraSlow View Post
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    Love this card. If you fly with WJ often it's the best. There's tons of chat about it in the credit card thread. If you travel places WJ doens't fly, it's not a good choice.

    The companion voucher, free checked bag make it worthwhile, and I get a pile of WJ$ every year which spend like cash on flights and Vacation packages. No complex redemption schedules or blackouts for those.
    Might not be West jet specific, but can you use the $399 travel voucher for a flight to Australia?

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    Quote Originally Posted by vengie View Post
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    Might not be West jet specific, but can you use the $399 travel voucher for a flight to Australia?
    I think that you can only use the WJ vouchers or WJ$ on WJ operated flights, no partner airlines, although I'm not certain about that. I haven't tried anything else.
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  11. #1431
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    I have the card and overall like it. There are some 'bad' points below but they aren't really bad, just be aware of them. Most cards have similar restrictions (aeroplan does a lot of the same).

    Good:
    -Free checked bags basically pays for the card if you fly twice a year or more
    -Decent reward % back
    - Card looks neat compared to some others

    Bad:
    - A lot of international westjet flights even with the discount are more expensive than other airlines. For example going to Miami even though the companion voucher saved me 700$ off the flight, flying with American Airlines regular price came out to the same price so it was kinda useless for that. But I've had a couple where it saved me big. Basically just cross-shop and only use it if its actually saving you real money.
    - Westjet now charges you to pick your seats, even during the 24hour check in period which is bullshit. Not CC related but still ... fuck their new business model
    - The westjet dollars can only be used on the base fare, not the taxes. So a flight that is 150$ + 150$ in tax you still have to pay 150$ in cash even if you have excess in your westjet account.

    Edit: Apparently you can use companion voucher and westjet dollars together but you have to phone in to do that.
    Last edited by pheoxs; 10-08-2019 at 09:20 AM.
    Nolan

  12. #1432
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    I just got off the phone.

    The buddy pass allows for one $99 flight per year for domestic and US not including Mexico & Hawaii
    For Mexico & Hawaii its $299
    For Europe and all other parts of the world its $399

  13. #1433
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    Quote Originally Posted by 89coupe View Post
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    I just got off the phone.

    The buddy pass allows for one $99 flight per year for domestic and US not including Mexico & Hawaii
    For Mexico & Hawaii its $299
    For Europe and all other parts of the world its $399
    On West Jet only or did they specify if it could be used with partner airlines?

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    It was always my understanding that it was WJ operated flights only.
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    Quote Originally Posted by freshprince1 View Post
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  15. #1435
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    Quote Originally Posted by vengie View Post
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    On West Jet only or did they specify if it could be used with partner airlines?
    Just WestJet

  16. #1436
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    Quote Originally Posted by 89coupe View Post
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    I just got off the phone.

    The buddy pass allows for one $99 flight per year for domestic and US not including Mexico & Hawaii
    For Mexico & Hawaii its $299
    For Europe and all other parts of the world its $399
    Both myself and wife each have a WJ Mastercard, we both have received our vouchers and are planning to use it to fly in the US and Hawaii next year but I'm planning to cancel mine afterwards as we will probably be travelling to the US only once a year if ever.
    I looked at the flights to Europe and it can be cheaper to fly with other airlines.. if you use your voucher you end up saving maybe only 100-300$.

  17. #1437
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    Used this card to book a family trip/cruise. Booked 8 family members all on my card to Houston, free checked bags for everyone paid for itself several times over.

  18. #1438
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    The voucher is most valuable if you end up booking last minute or at peak times. If you have flexibility to shop around or book during a sale it's less compelling.

    The WJ card isn't magic, or even amazing, but it's very good for some people.
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    Quote Originally Posted by freshprince1 View Post
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  19. #1439
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    I have it, I’ve been considering changing to something else

    Perks as others have said is the companion voucher, free first checked bag for the people you’re travelling with

    Cons there’s no trip cancellation insurance like most other travel cards have, it only has trip interruption, the westjet dollar accumulation is terrible, it’s says 1.5% but I highly doubt it is as I put thousands through my card a month and don’t get the same return as I expect
    Last edited by adam c; 10-08-2019 at 09:41 AM.
    Sig nuked by mod.

  20. #1440
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    Quote Originally Posted by adam c View Post
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    the westjet dollar accumulation is terrible, it’s says 1.5% but I highly doubt it is as I put thousands through my card a month and don’t get the same return as I expect
    Mine seems good, although I don't calculate it every month.
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    Quote Originally Posted by freshprince1 View Post
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    I'm glad this is such a safe space full of support and encouragement.

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