Gahhhhhh too many damn cards. Really sucks about MBNA. I just got it in October so I'll be throwing it into the sock drawer in 6 months after the 5% promo is gone. By next year I'll have 6 credit cards but 3 I will use regularily. Aiyahh. Better to keep them all, than cancel.
Gonna be applying for
Scotia Momentum Infinite Visa (Groceries + Bills)
Cap1 Aspire Cash World (Everything else)
PC MC World (Use for gas. I get 11 % Instant Return back from Superstore with Superbucks + PC Points)
Considering getting the
Canadian Tire Options Card (Thread on RFD saying you can pay your utility bills/property tax and hydro bills with it)
Found a pretty neat site that shows which card is best and what your rewards will be with what you spend. You can adjust the #'s to exactly what you spend monthly. And what is the best combo of cards to use for maximum cash back
http://www.canipayless.com/