Originally Posted by
eblend
Not entirely true, it's 4% cash back....with a 2.5% Forex fee...so essentially 1.5% cash back.
Surprised anyone uses Debit at all...I have been doing this for like 15 years now, welcome to the club haha
I use my grandfathered 1.5% cash back on everything Capital One Aspire card for 90% of my purchases, World Elite Presidents Choice for all Loblaws stores like Superstore/Shoppers/PCTravel/Mobil Gas for the 3% PC Points as I shop exclusively almost at those stores, HomeTrust Visa for all personal forex type transactions (1% cash back) and also have the Triangle card, mostly for bill payments like property taxes and when shopping at Canadian Tire (3% for Canadian Tire, think 1% for everything else). It's a lot of cards, but they all have a purpose. Technically the Rogers card could replace my Capital One and the Home Trust card, but I would still keep the others as they get higher rewards + bill payment ability.
I know I looked at the Rogers one at one point and actually applied for it, but despite having 868 for credit score...was denied...the one and only card I have even been denied for. Don't know wtf happened there but never pursued it again haha, maybe I should give it another go.
Anyone with the Rogers card...how does one redeem the cashback nowadays? I know before it seemed like it was a paid if you wanted actual cash and not a credit for Rogers services, which I have 0 of.