I think so. Fly privateThis quote is hidden because you are ignoring this member. Show Quote
I think so. Fly privateThis quote is hidden because you are ignoring this member. Show Quote
Updated: March 10, 2022
My list of random For Sale (some free) stuff
The solution. As always.
Originally posted by Thales of Miletus
If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
Originally posted by Toma
fact.This quote is hidden because you are ignoring this member. Show Quote
I got $350 worth of stuff at CT yesterday for free with CT$. Most of it was also on sale. Then they only took $280 of my CT$ to pay for it.
It's kind of fuckin ridiculous. The card has zero fee and rewards 3% on groceries. I still have another $260 worth of CT$ for more free shit.
B-A-N-A-N-A-S.
Man that card is good for you manly men
I am user #49Originally posted by rage2
Shit, there's only 49 users here, I doubt we'll even break 100
Scrubs and yoga gear at marks and sport check too, and new sticks at that hockey store for you beer leaguers.
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I'm in the same boat. Is the tradeoff that better?This quote is hidden because you are ignoring this member. Show Quote
I had the RBC Avalon, but I found it pointless as my monthly credit card spend is so little. The annual fee was $150. When it came to redeeming the points after god knows how many years. Only worked on one flight at a discount. I could not use the remaining points for a transatlantic flight. When I added up how much I spent on the annual fee, this made no sense. One is not saving anything.
My ex got me on the PC card. I actually found this useful as my food spend is so low. I could actually cover like 90% at times. No annual fee.
I looked at the RBC West Jet. How good are the points? The annual fee is $39. I know its low. But im trying to work out what is offset in benefits.
Best bet is probably a no fee cash back card in your case
Rogers world elite mc 1.5% cash back everything
Amex simply cash 1.25% and 2% gas and groceries ($300max return)
My fave card is cobalt Amex cuz I’m going for free business class aeroplan flights lol
I am user #49Originally posted by rage2
Shit, there's only 49 users here, I doubt we'll even break 100
Cash back is good. Points only valuable if it's something you need anyway. WestJet decent of that's you usual airline. Works for me, not for everyone.
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Now that Westjet has more international location out of YYC, I can see myself using them more.This quote is hidden because you are ignoring this member. Show Quote
I don't have the basic card, I have this:
https://www.rbcroyalbank.com/credit-...astercard.html
You get a yearly companion voucher where any international destination is $400. If you go to Japan for example, you already saved like $600-$1200 depends on the season. That's before you start using your card.
Checked bag is always free if you need it. That probably have ~$200 value per trip for 2.
Then you get to spending.
Say I spend $48K per year on CC and about $8K of that is flights.
On PC, I get $480.
On Westjet, I get $600 on the $40K and $160 on the $8K. That's $760 per year.
That said, I hope Westjet can keep the Asian business going. I'm hoping to go to Vietnam via Seoul via code share they just announced next year.
The biggest contribution to the switch is, I don't shop at Superstore any more when surprisingly I can get by shopping at T&T and Walmart for same or less. And less of a shit show in the store like all Superstores.
Last edited by Xtrema; 05-07-2024 at 11:36 AM.
If you spent $48K a year and had the Roger's WE card and a Rogers service (phone, TV, or internet), you get 2% back on everything. That's $960 regular cashback to redeem on anything.
If you use that cashback on Roger's bills, that turns into $1,440.
There's also no annual fee. If things keep going the way they are, we'll never have to actually pay for our Internet at $90/month.
Last edited by msommers; 05-07-2024 at 11:51 AM.
Ultracrepidarian
We do WestJet RBC still, it’s not as good as it use to be but still get some decent benefits.
We got the pc optimum card this year and it’s been great, free delivery service, and good earning on goods we need. Save a couple cents at esso too. We have been doing the grocery delivery for a while now and it’s been great. Still need to go to Costco for meat so that sucks.
RBC WJ also lets you swap the companion voucher for 4 lounge passes now which is nice. I always found the companion voucher to be useless as you still pay so much in taxes anyways there's minimal savings and with international flights it's often cheaper overall to just fly with a different airline. Going to Miami it was a few hundred more to fly WJ with companion voucher than just paying sticker price on some Delta flights
The problem with the WJ card is most of the perks are double dipped by their frequent flyer program.
So if you fly WestJet enough to make it work, you are getting those perks anyway ( bags, lounge, status lift ).
If you aren’t doing it for the extra companion voucher then it isn’t really worth it.
Originally posted by Thales of Miletus
If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
Originally posted by Toma
fact.This quote is hidden because you are ignoring this member. Show Quote
And that Voucher is really only worth it (as just mentioned) if you need to fly at least 2+ provinces over. International, it's shit.This quote is hidden because you are ignoring this member. Show Quote
Flying premium to Europe is how you make that companion voucher worth its weight in gold.
Originally posted by Thales of Miletus
If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
Originally posted by Toma
fact.This quote is hidden because you are ignoring this member. Show Quote
This quote is hidden because you are ignoring this member. Show QuoteThis quote is hidden because you are ignoring this member. Show QuoteThis quote is hidden because you are ignoring this member. Show QuoteThe no fee card makes sense. I probably stick with that and keep on perusing sales deals.This quote is hidden because you are ignoring this member. Show Quote
Costco does not take Amex otherwise that would have been my go to.
I do about one international flight per year. This year was two and I spent just under 4k on flights this year already. Maybe another later this year.
I will do the same next year. I was eyeing the TD Aeroplan. But I don't like Flying Air Canada. West Jet or KLM is my go to.
The WestJet Card does make sense when one factors in companion voucher and checked luggage.
I just travel with a carry on backpack and I have no significant other. So that kills that.
I looked at Airmiles. But I don't see any benefit. Im not with Rogers and my monthly cell phone bill is like $37.
I guess not having too many monthly expenses right now is a good thing.
Sugar babyThis quote is hidden because you are ignoring this member. Show Quote
So I marth my way to my first biz class lol
Going to Lisbon via yyc to Frankfurt
Retail value $8400 for 2 people flight or 280k pts and $460 taxes
Got 70k bonus from platinum Amex (card fee 799)
Got 80k from cobalt Amex spending (card fee 155)
Bought some aeroplan points with 85% bonus for top up $2600
So all that work lol biz class flights worked out to about $4k cost haha omg Just don’t be poor
I am user #49Originally posted by rage2
Shit, there's only 49 users here, I doubt we'll even break 100