Quantcast
What is your favorite reward credit card? - Page 81 - Beyond.ca - Car Forums
Page 81 of 130 FirstFirst ... 71 80 81 82 91 ... LastLast
Results 1,601 to 1,620 of 2590

Thread: What is your favorite reward credit card?

  1. #1601
    Join Date
    Oct 2003
    Location
    Calgary
    My Ride
    ute
    Posts
    4,937
    Rep Power
    100

    Default

    Should I apply for the Plat card using my existing account? Is there some impact on the bonus?

  2. #1602
    Join Date
    Oct 2007
    Location
    Calgary
    Posts
    677
    Rep Power
    17

    Default

    Which card do you have?

  3. #1603
    Join Date
    Apr 2008
    Location
    Calgary, AB
    My Ride
    2015 CLS63s AMG Coupe
    Posts
    676
    Rep Power
    16

    Default

    There's some cool stuff going on right now with Canadian Amex Platinum and Centurion cards.

    Double points on purchases, double points on redeeming for purchases (for ex. I can redeem 1000pts for a $20 Credit).
    Sig was pwned by Moderator!

  4. #1604
    Join Date
    May 2002
    Location
    Okotoks North
    Posts
    3,857
    Rep Power
    101

    Default

    Quote Originally Posted by Zhariak View Post
    This quote is hidden because you are ignoring this member. Show Quote
    There's some cool stuff going on right now with Canadian Amex Platinum and Centurion cards.

    Double points on purchases, double points on redeeming for purchases (for ex. I can redeem 1000pts for a $20 Credit).
    Nothing like 12% cash back on food/dining. Sure encourages me to order takeout vs going grocery shopping and cooking at home
    ---

  5. #1605
    Join Date
    Oct 2003
    Location
    Calgary
    My Ride
    ute
    Posts
    4,937
    Rep Power
    100

    Default

    Quote Originally Posted by Zhariak View Post
    This quote is hidden because you are ignoring this member. Show Quote
    There's some cool stuff going on right now with Canadian Amex Platinum and Centurion cards.

    Double points on purchases, double points on redeeming for purchases (for ex. I can redeem 1000pts for a $20 Credit).
    Yup. I just put a consumer plat on my account. I've got 250k Mr points to pay down the charges.

  6. #1606
    Join Date
    Aug 2011
    Location
    Calgary
    My Ride
    M3P
    Posts
    569
    Rep Power
    16

    Default

    Quote Originally Posted by jwslam View Post
    This quote is hidden because you are ignoring this member. Show Quote
    If anyone wants a BRIM referral I'm here by PM. I think you get $20 out of it.
    https://brimfinancial.com/features?code=10090

    AFAIK Brim FX still has 1% cashback whereas HomeTrust Visa also removed it with Rogers.
    2% on Amazon; pretty good time to stack up on those purchases.
    I know they have 0 FX fees but do you also get the points on FX transactions?

    I have a Brim card, but now i see the WE Brim card is $0. Might be good to get in lieu of Rogers changing their rules like the cucks they are

  7. #1607
    Join Date
    Oct 2008
    Location
    South of Calgary
    My Ride
    is broken
    Posts
    794
    Rep Power
    18

    Default

    Quote Originally Posted by Zhariak View Post
    This quote is hidden because you are ignoring this member. Show Quote
    There's some cool stuff going on right now with Canadian Amex Platinum and Centurion cards.

    Double points on purchases, double points on redeeming for purchases (for ex. I can redeem 1000pts for a $20 Credit).

    Can i ask how you are getting 1000pts for a $20 Credit?

    With the new card bonus of 60,000 that covers the yearly fee twice over.

  8. #1608
    Join Date
    May 2002
    Location
    Okotoks North
    Posts
    3,857
    Rep Power
    101

    Default

    Quote Originally Posted by jacky4566 View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Can i ask how you are getting 1000pts for a $20 Credit?

    With the new card bonus of 60,000 that covers the yearly fee twice over.
    Amex has a double points double rewards offer that runs until end of July on their platinum and centurion cards (Gold cars have a slightly worse promo). All point earnings are doubled, and point redemptions are doubled.

    On my referrals page, it says new sign-ups are getting 70k points which works out to $1400 right now. Super duper exclusive offer!!1 --> My referral link
    ---

  9. #1609
    Join Date
    Apr 2008
    Location
    Stampede Central
    My Ride
    is pretty sharp lookin'
    Posts
    2,270
    Rep Power
    34

    Default

    Quote Originally Posted by hurrdurr View Post
    This quote is hidden because you are ignoring this member. Show Quote
    I know they have 0 FX fees but do you also get the points on FX transactions?
    Yup. The 1% rewards come in after the FX. So still 1% CAD on the Canadian amount.
    I haven't tried to buy anything on amazon.com to see if it still doubles though.

  10. #1610
    Join Date
    Apr 2008
    Location
    Calgary, AB
    My Ride
    2015 CLS63s AMG Coupe
    Posts
    676
    Rep Power
    16

    Default

    Quote Originally Posted by jacky4566 View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Can i ask how you are getting 1000pts for a $20 Credit?

    With the new card bonus of 60,000 that covers the yearly fee twice over.
    Quote Originally Posted by kenny View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Amex has a double points double rewards offer that runs until end of July on their platinum and centurion cards (Gold cars have a slightly worse promo). All point earnings are doubled, and point redemptions are doubled.

    On my referrals page, it says new sign-ups are getting 70k points which works out to $1400 right now. Super duper exclusive offer!!1 --> My referral link

    Exactly as Kenny said!

    I'm holding off on using my points though. In the e-mail I got that was sent to Centurion cardholders, it sounded like there's more promos and fancy stuff coming down the line to "make sure we are getting expected value from our card and the fee that comes with it". I heard Amex just bought a kajillion Hilton points, as well as some other loyalty points, so gonna wait and see what else is released in case if it can compliment some plans I already had coming up
    Sig was pwned by Moderator!

  11. #1611
    Join Date
    Sep 2004
    Location
    Calgary
    Posts
    10,406
    Rep Power
    35

    Default

    FYI the Rogers World Elite card is garbage as of Jun 2:

    https://creditcardgenius.ca/blog/rog...rcard-changes/

    Among other things including a $15,000 annual spending minimum, the FX advantage only works on US currency now, and the advantage has almost been eliminated.

    Looks like I'm looking for a new one again....

    Fine print:

    https://www.rogersbank.com/legaldocs...orld_elite.pdf
    Last edited by Mitsu3000gt; 05-13-2020 at 11:25 PM.

  12. #1612
    Join Date
    Oct 2003
    Location
    Calgary
    My Ride
    ute
    Posts
    4,937
    Rep Power
    100

    Default

    I think AMEX also extended the amount of time for your min spend to 6 months!

  13. #1613
    Join Date
    Apr 2004
    Location
    Calgary
    Posts
    2,093
    Rep Power
    43

    Default

    Quote Originally Posted by Mitsu3000gt View Post
    This quote is hidden because you are ignoring this member. Show Quote
    FYI the Rogers World Elite card is garbage as of Jun 2:

    https://creditcardgenius.ca/blog/rog...rcard-changes/

    Among other things including a $15,000 annual spending minimum, the FX advantage only works on US currency now, and the advantage has almost been eliminated.

    Looks like I'm looking for a new one again....

    Fine print:

    https://www.rogersbank.com/legaldocs...orld_elite.pdf
    Have you found any good alternatives?

    I’m not too happy about these changes but at the end of the day I don’t do a lot of foreign purchases and if I do it’s 99% of the time usd so this is still going to be my daily driver unless something better comes out.

  14. #1614
    Join Date
    Oct 2009
    Location
    Calgary
    My Ride
    rally pig
    Posts
    2,465
    Rep Power
    22

    Default

    Quote Originally Posted by Mitsu3000gt View Post
    This quote is hidden because you are ignoring this member. Show Quote
    FYI the Rogers World Elite card is garbage as of Jun 2:

    https://creditcardgenius.ca/blog/rog...rcard-changes/

    Among other things including a $15,000 annual spending minimum, the FX advantage only works on US currency now, and the advantage has almost been eliminated.

    Looks like I'm looking for a new one again....

    Fine print:

    https://www.rogersbank.com/legaldocs...orld_elite.pdf
    thanks for a heads up, looks like just a 0.25% loss for me as I use mine for day to day use only.
    Boingo Global wi-fi might come in handy though

    for travel I use HomeTrust visa

  15. #1615
    Join Date
    Apr 2008
    Location
    Stampede Central
    My Ride
    is pretty sharp lookin'
    Posts
    2,270
    Rep Power
    34

    Default

    Quote Originally Posted by jwslam View Post
    This quote is hidden because you are ignoring this member. Show Quote
    If anyone wants a BRIM referral I'm here by PM. I think you get $20 out of it.
    https://brimfinancial.com/features?code=10090

    AFAIK Brim FX still has 1% cashback whereas HomeTrust Visa also removed it with Rogers.
    2% on Amazon; pretty good time to stack up on those purchases.
    Quote Originally Posted by jwslam View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Yup. The 1% rewards come in after the FX. So still 1% CAD on the Canadian amount.
    I haven't tried to buy anything on amazon.com to see if it still doubles though.
    Clipped some transactions here. 1 point = 1 cent; can be redeemed $1 minimum and no block requirements.
    There's a promo for 4% on AliExpress now, Plus no FX.
    Name:  Capture.jpg
Views: 280
Size:  22.6 KB

    Name:  Capture.JPG
Views: 283
Size:  26.3 KB

    It still pays the 1% rewards after 0% FX
    Name:  Capture.JPG
Views: 281
Size:  34.9 KB

    I got the offer for FYF World Upgrade that I didn't take, which would up my rewards but knowing me I'd forget to downgrade before getting dinged another year of AF.
    Last edited by jwslam; 05-14-2020 at 08:03 AM.

  16. #1616
    Join Date
    Sep 2004
    Location
    Calgary
    Posts
    10,406
    Rep Power
    35

    Default

    Quote Originally Posted by sabad66 View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Have you found any good alternatives?

    I’m not too happy about these changes but at the end of the day I don’t do a lot of foreign purchases and if I do it’s 99% of the time usd so this is still going to be my daily driver unless something better comes out.
    Not yet - I literally read about that last night. I still have my Home Trust Visa but the annoying part is we have been using the Rogers card as a joint card which is extra convenient when traveling given it's set of perks.

    For us it's a big deal because the Rogers card FX bonus worked on every currency and we travel a lot. On top of that it was decent for local purchases, had no annual fee, and had a free secondary card which we took advantage of.

    Now, it only works on US currency and they lowered the cash back benefit for both on foreign currency and day-to-day purchases. The $15K minimum isn't a big deal assuming that is spread across both cards, but the other stuff is pretty shitty.

    We are grandfathered into the Capital One World Elite card, I should see if I can get another one for our joint card but I doubt they are allowing that.

  17. #1617
    Join Date
    Apr 2004
    Location
    Calgary
    Posts
    2,093
    Rep Power
    43

    Default

    Yeah i can see how this is a major annoyance if you are big travellers especially outside of the US.

    I know that Visa/MC have voluntarily reduced merchant fees recently to please the government/businesses, so i can understand why they are diluting the card benefits. Also a lot of issuers have also been handing out WE cards without doing the proper checks (confirming 80k income) so it also makes sense now that they have the minimum spend to qualify for WE. I can imagine PC Financial / Triangle / other no-fee WE cards will start to implement tighter qualification controls for their cards as well.

  18. #1618
    Join Date
    Nov 2002
    Location
    Not Aspen
    My Ride
    Two from Freemont
    Posts
    9,807
    Rep Power
    45

    Default

    Home Trust has a $15K yearly minimum too.

  19. #1619
    Join Date
    Oct 2003
    Location
    Calgary
    My Ride
    ute
    Posts
    4,937
    Rep Power
    100

    Default

    That was quite the nerfhammer that AMEX brought yesterday. wowza. Just got my wife's Plat Personal in on monday.

  20. #1620
    Join Date
    Sep 2003
    Location
    Calgary
    My Ride
    Defender, Allroad
    Posts
    1,591
    Rep Power
    27

    Default

    Going to be cancelling my Rogers card too. I ended up just setting up a US account/credit card with RBC as most of my forex is USD. Any other forex will likely be business, so the forex fees are covered. For personal, non us travel....fuck.

Page 81 of 130 FirstFirst ... 71 80 81 82 91 ... LastLast

Similar Threads

  1. Canadian Credit Card vs U.S dollar credit card

    By apkking in forum Real Estate / Finance
    Replies: 6
    Latest Threads: 03-29-2018, 02:54 PM
  2. $500 credit card with BAD credit (as a student)

    By hattonlynch in forum Real Estate / Finance
    Replies: 23
    Latest Threads: 08-08-2009, 11:27 PM
  3. Credit Card companies aim to profit from high-credit users

    By Canmorite in forum Society / Law / Current Events / Politics
    Replies: 16
    Latest Threads: 05-22-2009, 11:47 AM
  4. Starting my credit, what's a good credit card?

    By Team_BMW in forum Real Estate / Finance
    Replies: 44
    Latest Threads: 10-18-2007, 04:00 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •