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Thread: What is your favorite reward credit card?

  1. #2141
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    Quote Originally Posted by kenny View Post
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    For anyone that has an AMEX, check your offers section. Just saw they are offering a free Annual subscription of Disney+. If you're already a subscriber you have until next year to make the purchase, but you need to register your card for it before you pay.

    Details: Make a qualifying purchase of at least $119.99 in a single transaction on an annual Disney+ subscription using your registered Card at www.disneyplus.com by 28/09/2023 and earn a $119.99 statement credit.

    Also pretty high signup bonus right now 115,000 points (95,000 after spending $6k and 20,000 more after spending $2k on food).
    o sick, was tempted to sign up disney plus... now it's set.

  2. #2142
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    Quote Originally Posted by vengie View Post
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    Real ballers pre pay their card to never have a balance #followme #7.2
    Nah that's middle class shit.

    Real ballers shuffle their debt around to get 0 interest
    Operator Of Beyond's Official Cardano pool.
    Magical internet money for everyone!

  3. #2143
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    Quote Originally Posted by cjblair View Post
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    How many of you guys carry a balance on a CC?
    This.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
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    guessing who I might be, psychologizing me with your non existent degree.

  4. #2144
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    my Disney offer is spending 11.99 and earn a $6 credit up to 12 times.

  5. #2145
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    I don’t carry a balance at typical CC interest rates. But I do take advantage of balance transfer offers that are cheaper than HELOCs and PLOCs. I had a BMO offer this past May on a card that I never use that was 0% for 12 months with a 2% fee. Beats the 6.45% my HELOC is at and the 9% my PLOC is at now.

    Obviously 0 debt is ideal but if you have some, it’s pretty easy to play around with these things to save over half of interest costs

  6. #2146
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    Quote Originally Posted by kenny View Post
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    For anyone that has an AMEX, check your offers section. Just saw they are offering a free Annual subscription of Disney+. If you're already a subscriber you have until next year to make the purchase, but you need to register your card for it before you pay.

    Details: Make a qualifying purchase of at least $119.99 in a single transaction on an annual Disney+ subscription using your registered Card at www.disneyplus.com by 28/09/2023 and earn a $119.99 statement credit.

    Also pretty high signup bonus right now 115,000 points (95,000 after spending $6k and 20,000 more after spending $2k on food). Use my referral if you are applying
    Does everyone get the same Amex offers? I just recently signed up but dont see this offer. I did however get a spend $50, get $50 at Lulu offer today.

  7. #2147
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    I recently found the churning subreddit for Canada and now I'm wondering why I don't have a million spare points at my age like I could have.
    I can eat more hot wings than you.

  8. #2148
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    I have a couple buddies that churn.

    Seems like a lot of work but it's working for them.

  9. #2149
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    Quote Originally Posted by CompletelyNumb View Post
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    I recently found the churning subreddit for Canada and now I'm wondering why I don't have a million spare points at my age like I could have.
    There’s one beyonder who absolutely killed it with the churning thing haha I think we know who it is

    learning compound interest in grade 10 and here I am 26 years later and nowhere near 7.2mill fml
    Originally posted by rage2
    Shit, there's only 49 users here, I doubt we'll even break 100
    I am user #49

  10. #2150
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    Quote Originally Posted by vengie View Post
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    I have a couple buddies that churn.

    Seems like a lot of work but it's working for them.
    What is that?

  11. #2151
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    Quote Originally Posted by Mogg View Post
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    Does everyone get the same Amex offers? I just recently signed up but dont see this offer. I did however get a spend $50, get $50 at Lulu offer today.
    It varies on your usage, and a bunch of other stuff which I don't think is known/documented... On my Centurion card I have a total of 18 or so (registered for 11), whereas on my Aeroplan Reserve I have 3 (registered for 1).

    On that note, for the first 5 or 6 months with the aeroplan reserve card, I had absolutely no offers. I noticed with my Centurion card that the more you register and actually use the offers, more will become visible.

    It also depends on the card. They have different offers that I've noticed are per card, and per card classification.
    Sig was pwned by Moderator!

  12. #2152
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    Quote Originally Posted by ThePenIsMightier View Post
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    What is that?
    Enduring a bunch of inconvenience for a negligible return in the form of awards points.

  13. #2153
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    Quote Originally Posted by cjblair View Post
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    Enduring a bunch of inconvenience for a negligible return in the form of awards points.
    So, like being a landlord?

  14. #2154
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    Quote Originally Posted by max_boost View Post
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    There’s one beyonder who absolutely killed it with the churning thing haha I think we know who it is
    I think there are a few of us actually....

  15. #2155
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    Quote Originally Posted by ThePenIsMightier View Post
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    What is that?
    Spending way more time than I care to spend signing up for various different Amex cards and getting a significant amount of points.

    Spread sheets, timing and multiple cards involved.

  16. #2156
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    Quote Originally Posted by Mogg View Post
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    Does everyone get the same Amex offers? I just recently signed up but dont see this offer. I did however get a spend $50, get $50 at Lulu offer today.
    Depends on the card sometimes. Disney plus offer 119 is offered on plat only. The other card gets the $6 credit per month offer iirc

  17. #2157
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    Quote Originally Posted by max_boost View Post
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    Churning cards a total thing

    I use to carry no balance but yolo life is short so now everything is close to maxed out
    Also living this nightmare, yolo not my outlook on it at the moment

  18. #2158
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    Quote Originally Posted by vengie View Post
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    Spending way more time than I care to spend signing up for various different Amex cards and getting a significant amount of points.

    Spread sheets, timing and multiple cards involved.
    Just jerk off one less time per week.

  19. #2159
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    Quote Originally Posted by Buster View Post
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    Just jerk off one less time per week.
    Be serious

  20. #2160
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    I'm married with two kids under 3.
    I will jack off to my heart's content.

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