What is your favorite reward credit card?

[TomcoPDR]

Got this in email

[Masked Bandit]

I still haven't been able to find a superior replacement to my old school grandfathered Capital One Aspire, still gives 1.5% travel points on any & all purchases. I don't care for the cards that have different percentages on different types of purchases, the seem to average out lower than 1.5% total.

[flipstah]

Is there a CC that focuses on gas purchases? I've been stuck with Shell + Air Miles + AMEX points and with Air Miles losing ground, was wondering what Beyonders use besides UFA lol.

I think Esso + PC Optimum is a good alternative.

[birdman86]

Tangerine for 2% back

[ExtraSlow]

Canadian Tire card good if you gave Canadian tire station. Pc optimum plus the Mobil stations is okay.

[killramos]

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Is there a CC that focuses on gas purchases? I've been stuck with Shell + Air Miles + AMEX points and with Air Miles losing ground, was wondering what Beyonders use besides UFA lol.

I think Esso + PC Optimum is a good alternative.

I know nobody believes my Marth but I don’t hate Avion IP + Petro.

Base rewards are 2.2-2.9% back in travel credit with the redemption schedule (essentially 4-5 cents per litre at $1.6/l), 3 cents per litre off posted rate, 20% extra Avion points (0.8-1 cent per litre bonus travel credit).

Then you stack with using petro points to buy 10c/litre discount cards, while earning 20% extra petro points. Which is worth 1.2 cents per litre off.

So face value you get 9-10.2c/litre off (5+3+1+1.2) gas. Not bad.

Plus there are tons of promotional extra petro points gimmes either from RBC or Petro Canada which probably adds another cent or so.

Not bad. Way better than 2% cash back in my books. You just need to make sure you use the travel rewards to “earn”. And now that everyone is full of ethanol anyway that variable is essentially gone.

[jutes]

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Is there a CC that focuses on gas purchases?

PC Mastercard World Elite 3x points at Esso and Mobil 1, or something. Purchasing gas = $$ off food if you shop at superstores.

[Mogg]

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Amex Platinum has the 115,000 points referral bonus again. PM me if anyone wants a referral link.

Anyone know if this is still available ? If so please PM me.

Also Pm'd OP.

[phreezee]

Here's the updated link. I replied with the old deal in my PM, you can disregard it.
https://princeoftravel.com/blog/amex...r-summer-2022/

[Darkane]

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Is there a CC that focuses on gas purchases? I've been stuck with Shell + Air Miles + AMEX points and with Air Miles losing ground, was wondering what Beyonders use besides UFA lol.

I think Esso + PC Optimum is a good alternative.

I got an offer from TD mailing list to link my td visa infinite with shell app. Together they do 6% cash back.

[GQBalla]

115 k points if anybody wants my referral link
https://americanexpress.com/en-ca/re...eVp?XLINK=MYCP

[sabad66]

Costco MasterCard is 3% back on Costco gas. That’s definitely the way to go if you’re purely after the lowest price and don’t care about your time/convenience (or if you can plan around their slow times)

For the average person, I tend to agree with kr that an rbc credit card + petro-Canada is pretty decent value. Cashback + automatic 3cpl discount + Petro points + petro points bonus works out to be pretty good. Also has a lower regular to premium differential compared to shell so that adds up if you need premium in your car.

[flipstah]

Guess I’llstart up my Petro Points w my Avion thanks!

[The Cosworth]

Im still rocking the TD Cash Back Visa Infinite Card for the most part as I get the fee waived with my banking. Although the cashback does seem to be a bit shiet lately. From a pure cashback perspective, what is good out there right now? Sorry if I missed it - seemed like a lot of talk about gas related.

[gwill]

I use amex preferred cash back. I'm at 4500 in cash back this year from it.I

[Proyecto2000]

I use the Amex Bonvoy. Stayed at Westin Kierland 7 nights for free in May and the daily rate was $650 USD/night and 2 days in Sedona and the rate was $300 USD/ night. Cost me 300k points but I did the Westin Villa time share tour which was about an hour of my life and they credited me 40k points. I use my card for work so usually earn between 40 - 60k points per month depending on how much stuff we need at work lol.

This card also offers multiple statement credits like $5 for buying at small business and other random rebates that you can sign up for.

So based on my yearly spend I am now debating the Amex Platimum but I am not sure yet if I can get the bang for my points that I get with the free Marriot stays.

[flipstah]

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I use the Amex Bonvoy. Stayed at Westin Kierland 7 nights for free in May and the daily rate was $650 USD/night and 2 days in Sedona and the rate was $300 USD/ night. Cost me 300k points but I did the Westin Villa time share tour which was about an hour of my life and they credited me 40k points. I use my card for work so usually earn between 40 - 60k points per month depending on how much stuff we need at work lol.

This card also offers multiple statement credits like $5 for buying at small business and other random rebates that you can sign up for.

So based on my yearly spend I am now debating the Amex Platimum but I am not sure yet if I can get the bang for my points that I get with the free Marriot stays.

You get more options with Amex points vs Bonvoy and switching to Platinum gives you boost to Gold status vs Silver status with Marriott annually.

But Bonvoy card has been my workhorse too and helped get me Marriott London for free with points. It’s a really good card

[brucebanner]

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I use amex preferred cash back. I'm at 4500 in cash back this year from it.I

That's a flex

[cidley69]

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That's a flex

What percent cash back?

[killramos]

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That's a flex

Someone’s got to buy up all the playstations