What is your favorite reward credit card?

[OU812]

I got a package in the mail yesterday regarding TD Visa Infinite Travel Rewards. The changes look pretty decent. My mobile device is covered for 2 years, switched up the points system and a few other tweaks.

[ThePenIsMightier]

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Carrying a balance lol

[Team_Mclaren]

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I saw that too. You can split a purchase into three payments? And I believe it’s interest free.

How do they make money on that?

I didnt read into it, but im pretty sure it's charged like a regular credit card at 20+%

[max_boost]

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Probably a clause somewhere that states if you miss an installment they charge a regular interest rate (25%+)

I actually forgot to make a min payment recently. Bye bye to my 1 year 0% balance transfer lol smh first time in my life I missed a payment haha

[BerserkerCatSplat]

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I actually forgot to make a min payment recently. Bye bye to my 1 year 0% balance transfer lol smh first time in my life I missed a payment haha

If it's a first time, you can usually call your bank and they'll waive the charges and whatnot.

[kenny]

For anyone that has an AMEX, check your offers section. Just saw they are offering a free Annual subscription of Disney+. If you're already a subscriber you have until next year to make the purchase, but you need to register your card for it before you pay.

Details: Make a qualifying purchase of at least $119.99 in a single transaction on an annual Disney+ subscription using your registered Card at www.disneyplus.com by 28/09/2023 and earn a $119.99 statement credit.

Also pretty high signup bonus right now 115,000 points (95,000 after spending $6k and 20,000 more after spending $2k on food). Use my referral if you are applying

[vengie]

Just got the triangle world elite.

$300 purchase and received $63 cash back.

Nothing can beat that.

[roopi]

My Disney offer on the peasant Bonvoy card:

Make a qualifying purchase of at least $11.99 on a monthly Disney+ subscription using your registered Card at www.disneyplus.com by 28/09/2023 and earn a $6 statement credit. Limit of 12 credits. Terms apply.

[jacky4566]

Seems like everyone is doing 0% credit transfers these days. Got flyers from both TD and Tangerine offering 0% transfer, 12 months up to 20k.

[ThePenIsMightier]

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Just got the triangle world elite.

$300 purchase and received $63 cash back.

Nothing can beat that.

It's the tits.

[ExtraSlow]

Triangle card, activate offers every week, use the points for stuff you don't need but want, profit.

[vengie]

.

[roopi]

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Seems like everyone is doing 0% credit transfers these days. Got flyers from both TD and Tangerine offering 0% transfer, 12 months up to 20k.

Better than HELOC.

[sabad66]

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Seems like everyone is doing 0% credit transfers these days. Got flyers from both TD and Tangerine offering 0% transfer, 12 months up to 20k.

Is the TD one a personalized deal or available to everyone? Can’t seem to find anything online. Also is there a balance transfer fee?

[legendboy]

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Just got the triangle world elite.

$300 purchase and received $63 cash back.

Nothing can beat that.

Sounds better than PC Financial World Elite Mastercard

[redline]

How often do you guys switch credit cards ?

[bjstare]

How many of you guys carry a balance on a CC?

[msommers]

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Seems like everyone is doing 0% credit transfers these days. Got flyers from both TD and Tangerine offering 0% transfer, 12 months up to 20k.

Most have high balance transfer fees. I looked into this briefly to see if I could do a transfer from a CC into a savings/chequing account and buy a 9 month or 1yr GIC. The math never made it worthwhile.

[vengie]

Real ballers pre pay their card to never have a balance #followme #7.2

[max_boost]

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How often do you guys switch credit cards ?

Churning cards a total thing

I use to carry no balance but yolo life is short so now everything is close to maxed out