Quantcast
What is your favorite reward credit card? - Page 75 - Beyond.ca - Car Forums
Page 75 of 130 FirstFirst ... 65 74 75 76 85 ... LastLast
Results 1,481 to 1,500 of 2590

Thread: What is your favorite reward credit card?

  1. #1481
    Join Date
    Sep 2016
    Location
    Calgary, Ab
    My Ride
    2021 Zonda CRV
    Posts
    1,008
    Rep Power
    18

    Default

    Quote Originally Posted by 03ozwhip View Post
    This quote is hidden because you are ignoring this member. Show Quote
    I'm looking for the best CC with no fee with GOOD rewards like money back etc.

    I am going to try out buying pretty much everything with CC and paying it off right away, instead of using debit for everything, which I should have done a long time ago.

    What are you guys using? It's for everyday stuff like groceries, bills and gas for the most part.
    I use the Tangerine Mastercard, that way i can use it to fill up at Costco. You can pick key stuff you want cashback on. I pick gas and groceries.
    No fee and I pay it online via TD easyweb.

  2. #1482
    Join Date
    Jan 2006
    Location
    Calgary
    My Ride
    Axis powers
    Posts
    2,486
    Rep Power
    24

    Default

    Quote Originally Posted by eblend View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Good to know, will give it a shot again. Def qualify for the Elite card, no idea why I didn't get approved back in the day. I read a bit about it and it it says you can apply cashback against qualifying purchases...what's a qualifying purchase? Just about anything?
    Credit score isn't everything, if you have too much available credit that can deny you as it can be considered too much liability
    Sig nuked by mod.

  3. #1483
    Join Date
    Aug 2004
    Location
    Edmonton/Calgary
    My Ride
    This and that.
    Posts
    5,570
    Rep Power
    66

    Default Credit card points (split)

    Been doing so much house shopping and putting so many expenses on the credit card for contractors etc that I didn't realize that I had over 200,000 Avion points. Was browsing rewards yesterday could have easily gotten the TV I bought on points. lol.

    I will be needing more anyway and other house shit so the points will get used up regardless I suppose. Could also just save them for whatever travel next time too.

  4. #1484
    Join Date
    Jul 2010
    Location
    Homeless
    My Ride
    Blue Dabadee
    Posts
    9,599
    Rep Power
    100

    Default

    Avion redemption for items is like 1-1.25% versus 2-3% for flights.

    They really want you to buy the items lol.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
    This quote is hidden because you are ignoring this member. Show Quote

    guessing who I might be, psychologizing me with your non existent degree.

  5. #1485
    Join Date
    Aug 2004
    Location
    Edmonton/Calgary
    My Ride
    This and that.
    Posts
    5,570
    Rep Power
    66

    Default

    Quote Originally Posted by killramos View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Avion redemption for items is like 1-1.25% versus 2-3% for flights.

    They really want you to buy the items lol.
    Hmm really eh. Didn't know that. Good to know, thanks! Will save it for travel then for sure.

  6. #1486
    Join Date
    Jul 2010
    Location
    Homeless
    My Ride
    Blue Dabadee
    Posts
    9,599
    Rep Power
    100

    Default

    Well just do the math on how many dollars it costs you to earn the points versus how many dollars of stuff you are getting. The redemption rate is laughable for Avioners
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
    This quote is hidden because you are ignoring this member. Show Quote

    guessing who I might be, psychologizing me with your non existent degree.

  7. #1487
    Join Date
    Aug 2004
    Location
    Edmonton/Calgary
    My Ride
    This and that.
    Posts
    5,570
    Rep Power
    66

    Default

    Quote Originally Posted by killramos View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Well just do the math on how many dollars it costs you to earn the points versus how many dollars of stuff you are getting. The redemption rate is laughable for Avioners
    I started to realize that recently that's why looked around for different cards. Was thinking of getting the BMO World Elite as my wife has one and feel it's much better. But then I get enamoured by the AMEX Platinum after reading one of the threads here and ended up getting that. Damn it's a beautiful card and the presentation case it comes in, freakin' insane. First year is practically free with 50,000 points (equal to $500) and $200 yearly travel credit. And after that I will see if I want to keep it; I likely will. But ultimately didn't exactly ended up fixing my having a shitty rewards card issue but I enjoy it. lol

  8. #1488
    Join Date
    Jul 2010
    Location
    Homeless
    My Ride
    Blue Dabadee
    Posts
    9,599
    Rep Power
    100

    Default

    The Avion IP comes in a pretty box too. Smoke and mirrors to make you feel special lol.

    Avion’s rewards are fine, you just need to understand how to use the card to maximum return %. aka only use it for expensive flights (if you use Avion for a flight that’s on sale you aren’t getting full value) and never use your points for anything other than the redemption schedule items. Don’t pay the fees with points, don’t book a car or hotel with the points, and especially don’t buy tv’s or iPads with the points.

    It can also be somewhat reasonable to convert Avion points to BA Avios or American Airlines miles if you like those programs. But imo at that point just get a dedicated card for BA or AA.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
    This quote is hidden because you are ignoring this member. Show Quote

    guessing who I might be, psychologizing me with your non existent degree.

  9. #1489
    Join Date
    Jun 2009
    Location
    N/A
    Posts
    2,977
    Rep Power
    22

    Default

    TIL that the look of a credit card and the box it comes in are a thing.
    Will fuck off, again.

  10. #1490
    Join Date
    Jul 2010
    Location
    Homeless
    My Ride
    Blue Dabadee
    Posts
    9,599
    Rep Power
    100

    Default

    Quote Originally Posted by speedog View Post
    This quote is hidden because you are ignoring this member. Show Quote
    TIL that the look of a credit card and the box it comes in are a thing.
    Don’t forget what special material it’s stamped out of.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
    This quote is hidden because you are ignoring this member. Show Quote

    guessing who I might be, psychologizing me with your non existent degree.

  11. #1491
    Join Date
    Oct 2003
    Location
    Calgary
    My Ride
    ute
    Posts
    4,937
    Rep Power
    100

    Default


  12. #1492
    Join Date
    Apr 2008
    Location
    Calgary, AB
    My Ride
    2015 CLS63s AMG Coupe
    Posts
    676
    Rep Power
    16

    Default

    Quote Originally Posted by Buster View Post
    This quote is hidden because you are ignoring this member. Show Quote
    They still haven't updated the Canadian Centurion card yet... Will be interesting to see if they double the fees like in the US. We got a ton of free stuff this year to celebrate 10 years of Centurion in Canada, but there's been a bunch of changes in Canadian perks with Accor's acquisition of Fairmont (and the agreement either changing/dropping, which we don't know yet), and some other stuff. It would be nice if they brought similar perks to the US cards!
    Sig was pwned by Moderator!

  13. #1493
    Join Date
    Dec 2003
    Location
    Calgary, Alberta
    My Ride
    "Four f***ing wheels and a seat!"
    Posts
    8
    Rep Power
    0

    Default

    Since we're talking about the fancy cards now, does anybody have one of these?

    https://www.hsbc.ca/jade/world-elite-mastercard/

    I think (?) it's the only no-fee credit card in Canada (free if you're an HSBC Jade customer) that gives you the $200 annual travel enhancement credit and free unlimited lounge access. I had my eye on the RBC Avion Visa Infinite Privilege for a little bit as I thought that the fee was waved if you were an RBC Private Banking customer, but there seems to be new small print on their website, stipulating that the credit card is "available at a reduced annual fee" for their Private Banking customers. The HSBC Jade World Elite card also looks superior in that there appears to be no limit on the number of lounge visits for you and a guest.

  14. #1494
    Join Date
    Jul 2010
    Location
    Homeless
    My Ride
    Blue Dabadee
    Posts
    9,599
    Rep Power
    100

    Default

    There are two versions of the Avion IP card. There is the normal one you can apply for and the Private Banking card only eligible for PB customers.

    On the IP if you have one of their VIP or above banking packages you get a small amount rebates, 170/yr if you have 2 cards.

    Can’t comment on the PB card or discounts, but PB isn’t really about lowering fees.

    A comment on lounge access is that not all lounge programs are equal, make you you look into what lounges are available for a given program at airports that matter to you.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
    This quote is hidden because you are ignoring this member. Show Quote

    guessing who I might be, psychologizing me with your non existent degree.

  15. #1495
    Join Date
    Nov 2008
    Location
    Cochrane, AB
    My Ride
    Trucks
    Posts
    2,114
    Rep Power
    43

    Default

    ..

  16. #1496
    Join Date
    Jan 2019
    Location
    The Big Char.
    My Ride
    *The First*
    Posts
    4,136
    Rep Power
    100

    Default

    Going through some finance crap today and just to put how awesome the WJ MasterCard is into perspective.
    In the past twelve months I've earned a little over $600 in WestJet dollars so that's $50/month back from a card that "cost me" $120 in the annual fee. Annual spend was about $38,000 to get this, then I also got a companion voucher that saved me easily $400 on a flight.
    About $900/year back from a card even after I pay their fee. No brainer.

    Edit - I think I had at least five checked bags over the year, so there's another $200+ saved.
    Last edited by ThePenIsMightier; 12-15-2019 at 08:07 PM.

  17. #1497
    Join Date
    Jan 2008
    Location
    Upstairs
    My Ride
    Natural Gas.
    Posts
    13,332
    Rep Power
    100

    Default

    Quote Originally Posted by ThePenIsMightier View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Going through some finance crap today and just to put how awesome the WJ MasterCard is into perspective.
    In the past twelve months I've earned a little over $600 in WestJet dollars so that's $50/month back from a card that "cost me" $120 in the annual fee. Annual spend was about $38,000 to get this, then I also got a companion voucher that saved me easily $400 on a flight.
    About $900/year back from a card even after I pay their fee. No brainer.
    Yeah, I find good value in that card too. If you need checked baggage you get a little more value from that as well.
    Quote Originally Posted by killramos View Post
    This quote is hidden because you are ignoring this member. Show Quote
    You realize you are talking to the guy who made his own furniture out of salad bowls right?

  18. #1498
    Join Date
    Sep 2005
    Location
    Calgary
    Posts
    1,608
    Rep Power
    25

    Default

    Quote Originally Posted by Gainsbarre View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Since we're talking about the fancy cards now, does anybody have one of these?

    https://www.hsbc.ca/jade/world-elite-mastercard/

    I think (?) it's the only no-fee credit card in Canada (free if you're an HSBC Jade customer) that gives you the $200 annual travel enhancement credit and free unlimited lounge access. I had my eye on the RBC Avion Visa Infinite Privilege for a little bit as I thought that the fee was waved if you were an RBC Private Banking customer, but there seems to be new small print on their website, stipulating that the credit card is "available at a reduced annual fee" for their Private Banking customers. The HSBC Jade World Elite card also looks superior in that there appears to be no limit on the number of lounge visits for you and a guest.
    HSBC is on my boycott list. Voting with your wallet is the only vote that counts these days.

    Recently got the Alaska Airlines MC, similar to WJ MC, but you get 30K miles after $1k spent.
    Last edited by phreezee; 12-15-2019 at 01:37 PM.

  19. #1499
    Join Date
    Jan 2006
    Location
    Calgary
    My Ride
    Axis powers
    Posts
    2,486
    Rep Power
    24

    Default

    Quote Originally Posted by ExtraSlow View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Yeah, I find good value in that card too. If you need checked baggage you get a little more value from that as well.
    Just in checked baggage my wj car has paid for itself multiple times over

    Just wish they added trip cancellation insurance to it
    Sig nuked by mod.

  20. #1500
    Join Date
    Jan 2019
    Location
    The Big Char.
    My Ride
    *The First*
    Posts
    4,136
    Rep Power
    100

    Default

    Quote Originally Posted by adam c View Post
    This quote is hidden because you are ignoring this member. Show Quote
    Just in checked baggage my wj car has paid for itself multiple times over

    Just wish they added trip cancellation insurance to it
    Yes, of course! Dumb of me to forget.
    I edited my slightly earlier post.

Page 75 of 130 FirstFirst ... 65 74 75 76 85 ... LastLast

Similar Threads

  1. Canadian Credit Card vs U.S dollar credit card

    By apkking in forum Real Estate / Finance
    Replies: 6
    Latest Threads: 03-29-2018, 02:54 PM
  2. $500 credit card with BAD credit (as a student)

    By hattonlynch in forum Real Estate / Finance
    Replies: 23
    Latest Threads: 08-08-2009, 11:27 PM
  3. Credit Card companies aim to profit from high-credit users

    By Canmorite in forum Society / Law / Current Events / Politics
    Replies: 16
    Latest Threads: 05-22-2009, 11:47 AM
  4. Starting my credit, what's a good credit card?

    By Team_BMW in forum Real Estate / Finance
    Replies: 44
    Latest Threads: 10-18-2007, 04:00 PM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •