What is your favorite reward credit card?

[Strider]

Originally posted by Feruk
Anyone see this Tangerine offer? 2% cash back on categories YOU choose. Sounds kinda tempting...

https://www.tangerine.ca/en/spending...ard/index.html

Might be a decent complimentary card to cover off weird categories like furniture and monthly parking.

Better returns (4%) can be had on categories like Gas, Groceries, Restaurants, Entertainment with other (annual fee applicable) cards, and you can augment this by buying gift cards at grocery stores to cover off categories like Home Improvement.

Alternatively, you could get something like the MBNA Rewards World Elite, which has a $89 annual fee but a flat 2% return on everything. It'd take $4450 spending outside your 2 chosen categories for the MBNA to pay for itself, and everything beyond that is incremental gain.

No travel insurance benefits would also rule out the Tangerine card as an only card.

[bigbadboss101]

Originally posted by TomcoPDR




IMO, the shitty thing about business class is that anytime you scan for any eligible legal age hotties at the terminal, I'm confident to say 98% won't end up being in business. The ones that do, are either sugar'ed, or just some snobby rich bitch (pure assumable/opinion, no offense to chill bitches)

I've had more luck sitting beside hotties on short trip economy.

I do like airport lounges cause you get free food.

When I was single this was my thinking. Even if they bump me to first class I prefer to sit with people in econ. Of course once in a while you might meet some business person or person in general. But single hotties are more likely flying econ.

[jwslam]

Originally posted by Feruk
Anyone see this Tangerine offer? 2% cash back on categories YOU choose. Sounds kinda tempting...

https://www.tangerine.ca/en/spending...ard/index.html

Just got approved. No clue how their system works for how much credit you get but my card is coming in for $15k.... Other cards have my starting at 2-3k....

[TomcoPDR]

Originally posted by bigbadboss101


When I was single this was my thinking. Even if they bump me to first class I prefer to sit with people in econ. Of course once in a while you might meet some business person or person in general. But single hotties are more likely flying econ.

Thank you. You'd be surprised some disagree believing that.

[flipstah]

Got offered the TD Aeroplan Visa Infinite Card so we'll see how that goes.

[Strider]

Originally posted by flipstah
Got offered the TD Aeroplan Visa Infinite Card so we'll see how that goes.

What kind of an offer?

If you sign up through the RedFlagDeals cash back link, you get $70 cash back, first year free, and 25,000 Aeroplan points.

If you sign up through TD's website you get 25,000 points, but you pay the annual fee, and no cash back.

[flipstah]

Originally posted by Strider


What kind of an offer?

If you sign up through the RedFlagDeals cash back link, you get $70 cash back, first year free, and 25,000 Aeroplan points.

If you sign up through TD's website you get 25,000 points, but you pay the annual fee, and no cash back.

It was an offer from TD, so it's the latter.

[TomcoPDR]

You should get another 10,000 aeroplan if you spend $1,000 within the first 90 days or something too.

[Strider]

Originally posted by flipstah
It was an offer from TD, so it's the latter.

Crappy "offer" then... same as everybody else gets

Originally posted by TomcoPDR
You should get another 10,000 aeroplan if you spend $1,000 within the first 90 days or something too.

It's 15,000 for signing up and 10,000 for spending $1k in 90 days for a total of 25,000 points.

Whereas the RFD signup, it's 15,000 for signing up and another 10,000 for keeping the card open for 90 days for a total of 25,000 points.

[killramos]

Originally posted by flipstah


It was an offer from TD, so it's the latter.

Beyond Rule number 746. Never post the actual deal you got on something.

Cause someone is going to come on here and show you how you spent too much or got hosed

[flipstah]

Beyond Rule #1: Everyone is a bitch. Especially Mibz.

[jwslam]

Originally posted by flipstah
Beyond Rule #1: Everyone is a bitch. Especially Mibz.

didn't know when I became a part of the mean girls movie.

HAI BITCHES!

[killramos]

So my infinite privilege card came in. Apparently RBC thought this was the most reasonable way to sent it to me


» Click image for larger version

No wonder the annual fee is so high

I was wonder wtf the package notice was for

[flipstah]

That was similar to my AMEX Platinum. Came with a fancy hardcover booklet and stuff.

[killramos]

Yea there is a big fancy black decorative box inside.

My regular infinite Avion came glued to a letter like every other cc I have ever had lol

[Zhariak]

Originally posted by flipstah
That was similar to my AMEX Platinum. Came with a fancy hardcover booklet and stuff.

Serious?

When I got platinum way back, I just got the card, and a leather billfold to hold all the insurance papers and slips on the perks

The Centurion welcome kit was another story...

Originally posted by killramos
Yea there is a big fancy black decorative box inside.

My regular infinite Avion came glued to a letter like every other cc I have ever had lol

Post pics! I'm curious what's included!

[killramos]

Originally posted by Zhariak


Post pics! I'm curious what's included!

» Click image for larger version

Pretty nice little package. Box with a glossy embossed RBC logo. Inside is a presentation box with the two cards displayed on the right (primary and secondary cardholders).

On the left was a bundle of information, a little picture book outlining all the features and bonuses included with the card. And envelope containing all the insurance certificates and booklets. And the standard RBC page with the terms on the back and activation instructions that the card usually comes glued to. But on much nicer linen style card stock.

Everything in matte black with silver writing. Just like the cards. Cards look awesome in person too, though anyone who was hoping for pictures of those will be disappointed

Overall pretty cool, I really did expect a letter in the mail with a card attached haha. When I got the purolator slip I had 0 clue who sent me a package. So I guess I'm easy to impress.

I doubt it comes anywhere close to centurion but for us normal people it's cool lol

All the extra memberships you go online to sign up for after you have the card. Something to do at work tomorrow lol.

[Zhariak]

Originally posted by killramos

» Click image for larger version

Pretty nice little package. Box with a glossy embossed RBC logo. Inside is a presentation box with the two cards displayed on the right (primary and secondary cardholders).

On the left was a bundle of information, a little picture book outlining all the features and bonuses included with the card. And envelope containing all the insurance certificates and booklets. And the standard RBC page with the terms on the back and activation instructions that the card usually comes glued to. But on much nicer linen style card stock.

Everything in matte black with silver writing. Just like the cards. Cards look awesome in person too, though anyone who was hoping for pictures of those will be disappointed

Overall pretty cool, I really did expect a letter in the mail with a card attached haha. When I got the purolator slip I had 0 clue who sent me a package. So I guess I'm easy to impress.

I doubt it comes anywhere close to centurion but for us normal people it's cool lol

All the extra memberships you go online to sign up for after you have the card. Something to do at work tomorrow lol.

They actually did a pretty nice job with that! Kinda fun to open that kinda stuff when it comes in the mail!

And actually, on your note about the cent, the cent package is super similar.

[killramos]

Yea its a pretty sweet package, was alot of fun for sure.

Signed up for all the extra benefits. Super easy. The PriorityPass is good for 6 visits a year. You can also use your free visits for guests. I'm gonna try to get my wife to sign up with her supp card to see if it grants her a second membership for 12 visits total. Doubt that's how it works, but worth a try.

I think i convinced my coworker into picking up the card as well. He is interested in the perks for skiing at Fernie, where he has a place. 15% off seasons passes and priority parking spots.

The fact that the number of bonus points is worth more than the annual fee is icing on the cake.

Pretty compelling package for a generic travel card. Especially since its Visa ( which I have had far more luck with in terms of acceptance worldwide and here at home than Amex or Mastercard ).

[Christian@IE]

Originally posted by killramos
The priority pass looks pretty sweet though, only downside for calgarians is if you fly westjet domestic you are SOL as no lounge on their terminal. there is one for A and B though.

There is. I use it every time I fly to YVR and YYZ. Bank left after security.