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Thread: What is your favorite reward credit card?

  1. #1701
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    Link?
    Ultracrepidarian

  2. #1702
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    I joined this one: https://www.facebook.com/groups/AirP...Y79&__tn__=C-R

    There are a LOT of pissed off people in Canada over this - the group is 35,000 strong and no doubt growing.

  3. #1703
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    Quote Originally Posted by gwill View Post
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    There is a choice. You have rights but canadians choose not to exercise them. Instead they roll over and let the airlines decide what to do with your money.

    If you fight there is no reason not to get your money back. Air line passenger rights Canada facebook group has all sorts of templates available to assist you with a refund. More importantly if you have to sue the templates will assist you with how to win.

    You will be successful if you want your money back.
    There is no choice dealing with WJ after they've cancelled their flight. Kick and scream and the lady on the phone just reads her standard responses and apologizes. I can't force her to refund me lol. I wasn't going full Karen on her but I wan't "rolling over" lol.

    Anyways I sent RBC a pretty scathing response and they've re-opened my case and it looks like the charge back will be processed.

    My flight costs are only ~$200, which isn't a huge deal but its more the principal and the fact that they put a 1 year expiry on them AND i have >$1000 in WJ bucks already sitting in my account AND I have zero travel plans obviously.

  4. #1704
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    Quote Originally Posted by 88CRX View Post
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    There is no choice dealing with WJ after they've cancelled their flight. Kick and scream and the lady on the phone just reads her standard responses and apologizes. I can't force her to refund me lol. I wasn't going full Karen on her but I wan't "rolling over" lol.

    Anyways I sent RBC a pretty scathing response and they've re-opened my case and it looks like the charge back will be processed.

    My flight costs are only ~$200, which isn't a huge deal but its more the principal and the fact that they put a 1 year expiry on them AND i have >$1000 in WJ bucks already sitting in my account AND I have zero travel plans obviously.
    screw the airlines. Regardless if its $200 or $25000 the flights should be refunded. More importantly the credit cards we use shouldnt hesitage to refund any trips that don't get refunded by the airlines.

    The Facebook group that revelations posted is great at getting people their money back. If you have to theyll show you how to sue in small claims.

    Hopefully your credit card company does the right thing as their obligated to process the charge back.

  5. #1705
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    I agree but I’m not taking the time to go to small claims court for $200.

  6. #1706
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    Quote Originally Posted by 88CRX View Post
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    I agree but I’m not taking the time to go to small claims court for $200.
    It’s annoying But I think you literally have to go Kyle/Karen Mode or be super persistent to get your desired result. My gut tells me these airlines are seeing who they can get away with credit and who they have to refund. Just biz tactics.
    Originally posted by rage2
    Shit, there's only 49 users here, I doubt we'll even break 100
    I am user #49

  7. #1707
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    Westjet and RBC are extending the 2x points or however you want to use to September 30

    https://doublerewards.westjet.com/westjet/enroll
    Sig nuked by mod.

  8. #1708
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    Quote Originally Posted by adam c View Post
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    Westjet and RBC are extending the 2x points or however you want to use to September 30

    https://doublerewards.westjet.com/westjet/enroll
    Only on grocery and restaurant purchases though.

  9. #1709
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    Quote Originally Posted by Cagare View Post
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    Only on grocery and restaurant purchases though.
    that's the majority of expenditures anyways, not like a lot of people are booking vacations right now
    Sig nuked by mod.

  10. #1710
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    Quote Originally Posted by adam c View Post
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    that's the majority of expenditures anyways, not like a lot of people are booking vacations right now
    Fair, but with Scotia giving 4% on groceries still it doesn't add up on our end.

    I guess it depends on how often you are eating out.

  11. #1711
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    Quote Originally Posted by Cagare View Post
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    Fair, but with Scotia giving 4% on groceries still it doesn't add up on our end.

    I guess it depends on how often you are eating out.
    Yea this wasn't a, quick cancel your current CC and sign up with WJ, it's mainly for those who hold the card and may not know about it
    Sig nuked by mod.

  12. #1712
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    Rogers app is finally available.

  13. #1713
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    looking for the best free mastercard considering I now have a costco within a few minutes of home. Thoughts?

  14. #1714
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    I like Brim for ease of applying the cashbacks.

  15. #1715
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    My Tangerine Card does not give me the 2% Grocery for Costco, so it ends up being 0.5%

  16. #1716
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    Quote Originally Posted by dirtsniffer View Post
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    looking for the best free mastercard considering I now have a costco within a few minutes of home. Thoughts?
    you can't go wrong with either the Rogers World Elite or the Triangle World Elite especially since both have no yearly fee.

    Rogers is 1.5% CB on everything, Triangle is i think 1% back in Canadian Tire Money for everything except CT/Sport Chek/Party City which i think are 3% CT $ back. The Triangle has a lot of promos throughout the year that you can get 30x CT money back which sometimes works out to like 15% off. They also have a feature where you can finance CT purchases over 2 years at 0%, and free roadside assistance.

    I have both myself, use the Rogers for most everyday spending including at Costco and Triangle for those specific stores and for paying bills that can't be paid with CC.
    Last edited by sabad66; 09-16-2020 at 08:43 AM. Reason: mistaken on the Rogers CB

  17. #1717
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    Quote Originally Posted by sabad66 View Post
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    you can't go wrong with either the Rogers World Elite or the Triangle World Elite especially since both have no yearly fee.

    Rogers is 1.75% CB on everything, Triangle is i think 1% back in Canadian Tire Money for everything except CT/Sport Chek/Party City which i think are 3% CT $ back. The Triangle has a lot of promos throughout the year that you can get 30x CT money back which sometimes works out to like 15% off. They also have a feature where you can finance CT purchases over 2 years at 0%, and free roadside assistance.

    I have both myself, use the Rogers for most everyday spending including at Costco and Triangle for those specific stores and for paying bills that can't be paid with CC.
    I had a look at the Rogers WE, looks like 1.5% CB on everything, is there a special promo to get the 1.75%?
    "Masked Bandit is a gateway drug for frugal spending." - Unknown303

  18. #1718
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    Quote Originally Posted by Masked Bandit View Post
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    I had a look at the Rogers WE, looks like 1.5% CB on everything, is there a special promo to get the 1.75%?
    whoops my bad, you're right its 1.5% now. It was 1.75% a few years ago but they downgraded it. Edited post.

    Either way 1.5% CB on everything is pretty good for a no-fee card.

  19. #1719
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    Quote Originally Posted by sabad66 View Post
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    whoops my bad, you're right its 1.5% now. It was 1.75% a few years ago but they downgraded it. Edited post.

    Either way 1.5% CB on everything is pretty good for a no-fee card.
    I would agree! I'm stuck at 1.5% now with the Capital One Aspire (used to be 2%) but I've still got the fee. Considering switching but what's to stop Rogers from downgrading yet again? Nothing I suspect. Is it too much to ask for more free money...lol.
    "Masked Bandit is a gateway drug for frugal spending." - Unknown303

  20. #1720
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    Quote Originally Posted by Zhariak View Post
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    Speaking of the Centurion card...

    We got a nice little Amex Offer for $500 for everyday essentials. I didn't even realize what it was until I went shopping at Sobey's and had the full purchase credited back (I sign up for most offers without reading them fully). Credits up to $500 for purchases made at Sobey's, Metro, Longo's, Save on Foods, and Uber Eats. Until August 27th.
    Just logged in and noticed another new offer, similar to the above.

    Another spend $500, get $500 in credits on everyday essentials. Same as above, but Hudson bay is added to the merchants where you can spend to get the credit. Valid Sept 23 to December 22.
    Sig was pwned by Moderator!

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