What is your favorite reward credit card?

[Clever]

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Sounds like the target audience for Neo haha

Agreed! I still don’t understand how he did not realize he was missing $2500 from his account. I know my kid has money but $2500 is $2500. Oh he said he missed the decimal when making the payment, sure but anyone that pays anything online knows that you get a confirmation before the payment gets processed.

[SportEL]

It was time to change Cards. My Capital One Aspire Cash Had gone down from 1.5 to 1.25 and then recently down to 1% Cash back.

So I switched to the TD Cash Back Visa Infinite

3% on Groceries, Gas and Recurring payments. 1% Everything else. It also includes a Deluxe Auto Club Membership that provides Emergency Roadside Assistance.

Current Promo is 6% for the First 3 months on all purchases.

No Fee for the 1st year, Regularly $120/yr, but waived if you keep a $5K bank Balance.

It's also great because it works with Samsung Pay so I can tap pay with my Phone.

[flipstah]

I remember when MBNA hunted at university campus with sign up and get a free t shirt booth. It’s how I got started lol

[jwslam]

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I remember when MBNA hunted at university campus with sign up and get a free t shirt booth. It’s how I got started lol

I don't even know if I still have an acct with them... After getting the water bottles, they sent me the card and I never activated. Received cards upon expiry date for the next two cycles. Maybe they're still sending cards to that address I lived at

[sabad66]

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I remember when MBNA hunted at university campus with sign up and get a free t shirt booth. It’s how I got started lol

Same except water bottle lol

I actually used that thing for about 7 years. Carried a balance on it as a broke student too.

[flipstah]

I still have mine as a runner card to complement my Bonvoy AMEX. MBNA Rewards is a no-frills card for the car wash, cheap pho, etc.

Also, since when did the AMEX Gold go up to 250 annual? Sheesh.

[Zhariak]

Just wanted to throw this out there Attn to the Amex cardholders... Make sure you use travel services if you have access to it...

This entire year I've been scoring big discounts on domestic J class fares to the point where it almost match the equivalent of a Flex economy fare plus 50-80 bucks...

[Team_Mclaren]

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Just wanted to throw this out there Attn to the Amex cardholders... Make sure you use travel services if you have access to it...

This entire year I've been scoring big discounts on domestic J class fares to the point where it almost match the equivalent of a Flex economy fare plus 50-80 bucks...

like booking from their site?

[birdman86]

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Off topic. Back in Feb this year someone charged $4,7xx at Coast Appliance on our Scotia Visa. We got new cards and today someone charged $3.6xx at NewEgg. We are pretty careful with our online purchases and we do usually tap when we pay. Guess we have to look out for strange devices. Argh.

I feel like there might be flaws in dispatching new cards maybe... I've been skimmed 3 times over the years and every one has been within a few days of activating a new/replacement card

[Buster]

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I still have mine as a runner card to complement my Bonvoy AMEX. MBNA Rewards is a no-frills card for the car wash, cheap pho, etc.

Also, since when did the AMEX Gold go up to 250 annual? Sheesh.

Last month it went to 250. Cobalt is the better card right now.

[cidley69]

Anyone looked into it tried the Crypto rewards Visa?

https://www.forbes.com/advisor/credi...-rewards-visa/

It's advertised lots, and sounds good based on the perks listed on ads: free Netflix, Spotify, etc.

Feedback?

[Zhariak]

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like booking from their site?

Yea, using American Express Travel Services. I'm not sure if it's available on all their cards, but should be on the Green, Gold, Platinum, and Cent.

[flipstah]

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Last month it went to 250. Cobalt is the better card right now.

Started reading up on Cobalt today since they made changes to the Bonvoy point redemption system. It's now dynamic redemption vs. tiered:

https://www.forbes.com/advisor/trave...tus-into-2023/

Maybe it's irrelevant but Cobalt with 5x groceries could be an easy win, especially if you get gas at a grocery chain.

[ExtraSlow]

Doesn't look compelling to me, but WJ Mastercards now can qualify you for "status lift". Seems like it could get me halfway to next teir, but that's not particularly valuable IMHO.

[ThePenIsMightier]

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Doesn't look compelling to me, but WJ Mastercards now can qualify you for "status lift". Seems like it could get me halfway to next teir, but that's not particularly valuable IMHO.

Hey yeah - do you understand that? I glanced it over and it didn't quite make sense to me. Got time to splain?

[Buster]

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Started reading up on Cobalt today since they made changes to the Bonvoy point redemption system. It's now dynamic redemption vs. tiered:

https://www.forbes.com/advisor/trave...tus-into-2023/

Maybe it's irrelevant but Cobalt with 5x groceries could be an easy win, especially if you get gas at a grocery chain.

And pick up gift cards at the grocery store for random things you need to buy.

[ExtraSlow]

you spend the $15,000 on the credit card, on anything, and they credit you as if you spent $500 on flights. So to go from teal to silver, you need to spend $3000, so if you spend $45,000 in that calendar year, you get halfway to your "qualifying spend" to get to the next tier. halfway is the max, you still have to spend minimum $1500 on real flights to get that status.

If you were really super close to the next teir in normal flight spending, then this could be meaningful. No downside, since you aren't giving anything up, and you still earn the normal WJD rewards on top. Just for me, it doesn't look compelling enough to transfer the majority of purchased from my triangle card.

[killramos]

I wish I could travel often enough to make any of these things worthwhile.

I’m going to have to start spending my points on a toaster oven soon

[flipstah]

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And pick up gift cards at the grocery store for random things you need to buy.

Well sheeeeit

[ThePenIsMightier]

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I wish I could travel often enough to make any of these things worthwhile.

I’m going to have to start spending my points on a toaster oven soon

You mean AIR FRYER.
Some idiot convicted my wife we need an air fryer. The psychology is complicated.