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Thread: What is your favorite reward credit card?

  1. #1941
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    Last edited by HiSpec; 09-02-2021 at 08:20 AM.

  2. #1942
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    Quote Originally Posted by sabad66 View Post
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    Well the only thing confirmed is that Cap One is pulling out of Canada by end of 2021 so that also means their cobrand cards (both with Costco and HBC) is going to end.

    If costco wants to continue with a cobrand card then presumably they would accept whatever card type their cobrand is. This article explains it well:
    https://creditcardgenius.ca/blog/cap...co-partnership
    https://www.bnnbloomberg.ca/cibc-buy...-one-1.1647127
    Screenshot_20210902-075451.jpg
    Quote Originally Posted by rage2 View Post
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    I almost shat myself after eating way too much at lunch with @killramos so ya, we can start the diaper thread now.

  3. #1943
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    $3,000,000,000 in outstanding balances.

    I remember having an outstanding balance, once... Oops, you caught me lying. I don't remember ever having one.

  4. #1944
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  5. #1945
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    What are the chances they will make this mobile compatible?
    Seems like Cap One cards can do google pay / apple pay etc but they butcher the partner cards specifically.

  6. #1946
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    Nice, happy to see they are sticking with MC.

  7. #1947
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    My complaint with the current Costco one is that they take a few biz days to process an electronic payment from my bank. What year is it at Capital-1?

  8. #1948
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    Quote Originally Posted by ThePenIsMightier View Post
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    My complaint with the current Costco one is that they take a few biz days to process an electronic payment from my bank. What year is it at Capital-1?
    This seems to be a thing with a lot of cards. The credit card system appears to be run by telegraph.
    Quote Originally Posted by rage2 View Post
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    I almost shat myself after eating way too much at lunch with @killramos so ya, we can start the diaper thread now.

  9. #1949
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    Does these Costco CC’s give you your membership for free now?

    I thought that was the whole point before but the CO MasterCard didn’t do it.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
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    guessing who I might be, psychologizing me with your non existent degree.

  10. #1950
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    Quote Originally Posted by killramos View Post
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    Does these Costco CC’s give you your membership for free now?

    I thought that was the whole point before but the CO MasterCard didn’t do it.
    No.*

    *But there is also no annual card fee and it's a card that ends up giving you hundreds of dollars in cash back or credit at Costco, so, it's a card that would normally carry a fee. I think I have $500-$600 coming to me from this card, so far.
    I look at it as a card with a small annual fee that includes a Costco membership. YMMV.

  11. #1951
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    I’ll have to take a look when CIBC fleshes out their details.

    I could use a MasterCard.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
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    guessing who I might be, psychologizing me with your non existent degree.

  12. #1952
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    I doubt this will be a relevant or perceptible change for any consumers other than the color on the front of the card.

  13. #1953
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    Quote Originally Posted by Buster View Post
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    I doubt this will be a relevant or perceptible change for any consumers other than the color on the front of the card.
    I wish a serious credit provider such as one from Botswana would take this over. But alas, I assume this would be small potatoes to them.

  14. #1954
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    I was hoping Costco would switch networks to Visa like their American brethren, but depending on the incentives available I might be convinced to hand in my PC Mastercard in favour of the co-branded Costco one...

  15. #1955
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    Quote Originally Posted by cyra1ax View Post
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    I was hoping Costco would switch networks to Visa like their American brethren, but depending on the incentives available I might be convinced to hand in my PC Mastercard in favour of the co-branded Costco one...
    I will be very surprised if CIBC has any incentives that are exciting.

  16. #1956
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    I'd assume it'll be pretty basic earn/mirror the existing card since it's a no fee card.

  17. #1957
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    Gimme me that applepay

  18. #1958
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    Off topic. Back in Feb this year someone charged $4,7xx at Coast Appliance on our Scotia Visa. We got new cards and today someone charged $3.6xx at NewEgg. We are pretty careful with our online purchases and we do usually tap when we pay. Guess we have to look out for strange devices. Argh.

  19. #1959
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    Quote Originally Posted by taemo View Post
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    anyone using Neo?

    testing it right now and some nice cashback on select merchants.
    2% cashback on amazon and 10% at big box

    RG World Elite is still my day to day but testing Neo at the moment
    We were out for lunch couple of weeks ago and my kid takes the bill pays with his Neo MC, I didnít even know he had one but apparently he signed up at uni and this is his first credit card. Fast forward to last week he decided to pay his cc and instead of paying $26.xx dollars he pays them 2600. He didnít even realize until a few days later. He called them and he will be getting his money back in 30 days. His feedback so far was they were easy to talk to and get ahold of.

    Anyways, I just got an email for AMEX Cobalt. Only had AMEX for Costco years ago, and now I only have a CIBC Visa and Costco MC but that too will be with CIBC, any one use Cobalt and what are your thoughts?

  20. #1960
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    Sounds like the target audience for Neo haha
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
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    guessing who I might be, psychologizing me with your non existent degree.

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