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Thread: What is your favorite reward credit card?

  1. #1581
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    Quote Originally Posted by ExtraSlow View Post
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    that thing is a corvette with a bed.
    Accurate
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.

  2. #1582
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    Shell premium grade is only 92?

    Funny that the gas station with the country's name on it doesn't have the best gas?

    What makes Petro can gas inferior to shells?

    Higher % of ethanol?
    My Karma ran over your Dogma

  3. #1583
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    This should probably get split to one of the gas threads.

    But Shell caps at 91 octane in Canada. But is guaranteed 100% ethanol free at the pump for 91 octane and has industry leading cleaners etc. Great gas, leads to better fuel economy and some cars run much better on it which helps offset the premium price point they usually take.

    Petro Canada goes up to 94 at most stations, but every grade at Petro contains ethanol. Ethanol decreases fuel economy resulting in lower range for a tank and effective higher fuel costs obviously. Some people also think ethanol is bad for their engine and fuel lines in particular, this isn’t entirely unfounded.

    It is not surprising to me at all that something with Canada in the name is a mediocre product lol.
    Last edited by killramos; 01-11-2020 at 09:44 AM.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.

  4. #1584
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    If you have a bmo air miles mastercard you can get 3c per litre off right now at Shell. Limited time until March 31 tho, not always on like the Pcan/RBC deal.

    You have to opt in at bmo.com/fuel and the offer is triggered with your air miles card. I have the BMO shell air miles world card that I only use for gas so it works well for me.

    They do have a no fee card as well so that could be good to have as just a gas card. Set it up with Apple/Google Pay and use the Shell EasyPay app and you never have to carry around the mastercard or the air miles card.
    Last edited by sabad66; 01-11-2020 at 09:46 AM.

  5. #1585
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    Haha I was going to call you out there but I see you Ninja’d your post.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.

  6. #1586
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    Quote Originally Posted by killramos View Post
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    Haha I was going to call you out there but I see you Ninja’d your post.
    It is actually true, but realized it’s not supposed to be public knowledge

    Only in that city and one other one in Canada

  7. #1587
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    Quote Originally Posted by sabad66 View Post
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    It is actually true, but realized it’s not supposed to be public knowledge

    Only in that city and one other one in Canada
    Well I can’t say I have ever taken a sample to a lab so I will take your word for it with your internal sources haha.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.

  8. #1588
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    Quote Originally Posted by killramos View Post
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    Well I can’t say I have ever taken a sample to a lab so I will take your word for it with your internal sources haha.
    It helps to be buddies with the Fuels Marketing Manager lol. Doesn’t matter much for me unfortunately as my vehicle requires premium

  9. #1589
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    Rogers world elite is making some changes for the worse. 3% back on foreign purchase and 1.5 on Canadian. Also, minimum spend per year of 15k to keep the card/perks

    Old
    4 points for every dollar ($1) of Net Purchases made
    on your Card in a foreign currency (which is equal to
    a reward value of 4%);
    • 2 points for every dollar ($1) of Net Purchases of
    Rogers products and services made on your Card in
    Canadian dollars (which is equal to a reward value of
    2%); or
    • 1.75 points for every dollar ($1) of other Net
    Purchases made on your Card in Canadian dollars
    (which is equal to a reward value of 1.75%)

    New
    3 points for every dollar ($1) of Net Purchases made in
    United States dollars (which is equal to a Rewards value
    of 3.00%); and
    • 1.5 points for every dollar ($1) of other Net Purchases
    (which is equal to a Rewards value of 1.50%)

    And
    Rogers World Elite Mastercard accounts must have an annual
    minimum spend (i.e. the total of Purchases made, less any
    Purchase returns) of at least $15,000 posted to the Account
    during each annual review period in order to maintain your
    eligibility for the Account.
    Last edited by arcticcat522; 03-20-2020 at 09:41 PM.

  10. #1590
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    Well fuck.
    Follow me on Instagram and Facebook!

  11. #1591
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    Quote Originally Posted by msommers View Post
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    Well fuck.
    That's exactly what I said.....

  12. #1592
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    Savage - I've been using that Rogers World MC for all my forex transactions. Looks like I'll be cutting it up!

  13. #1593
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    If anyone wants a BRIM referral I'm here by PM. I think you get $20 out of it.
    https://brimfinancial.com/features?code=10090

    AFAIK Brim FX still has 1% cashback whereas HomeTrust Visa also removed it with Rogers.
    2% on Amazon; pretty good time to stack up on those purchases.
    Last edited by jwslam; 03-22-2020 at 08:46 AM.

  14. #1594
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    Quote Originally Posted by arcticcat522 View Post
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    Rogers world elite is making some changes for the worse. 3% back on foreign purchase and 1.5 on Canadian. Also, minimum spend per year of 15k to keep the card/perks

    Old
    4 points for every dollar ($1) of Net Purchases made
    on your Card in a foreign currency (which is equal to
    a reward value of 4%);
    • 2 points for every dollar ($1) of Net Purchases of
    Rogers products and services made on your Card in
    Canadian dollars (which is equal to a reward value of
    2%); or
    • 1.75 points for every dollar ($1) of other Net
    Purchases made on your Card in Canadian dollars
    (which is equal to a reward value of 1.75%)

    New
    3 points for every dollar ($1) of Net Purchases made in
    United States dollars (which is equal to a Rewards value
    of 3.00%); and
    • 1.5 points for every dollar ($1) of other Net Purchases
    (which is equal to a Rewards value of 1.50%)

    And
    Rogers World Elite Mastercard accounts must have an annual
    minimum spend (i.e. the total of Purchases made, less any
    Purchase returns) of at least $15,000 posted to the Account
    during each annual review period in order to maintain your
    eligibility for the Account.
    shitty deal, sucks to lose the quarter percent CB on regular only get 0.5% CB on foreign where before it was 1.5% net. I don't think there is much better out there unfortunately for no-fee so i don't see myself stopping this as my daily driver.

    I think this is the direct result of MC and Visa lowering their overall average interchange rates for merchants starting in May, so issuers can't afford to pay those higher benefits.

    One thing that's coming out soon is the MC Muse program which is supposed to be more higher-end/exclusive than WE including higher interchange rates, so hopefully Rogers and other issuers get one of those going which should be back closer to 2% rewards.

  15. #1595
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    just got my Westjet Travel voucher from RBC and it doesnt look as good as a deal as before

    119$ within Canada and continental US
    399$ anywhere else

  16. #1596
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    Quote Originally Posted by taemo View Post
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    just got my Westjet Travel voucher from RBC and it doesnt look as good as a deal as before

    119$ within Canada and continental US
    399$ anywhere else
    They announced the increases a couple of months ago. It's really hard finding good value in those vouchers but a discount is a discount.

  17. #1597
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    Quote Originally Posted by roopi View Post
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    They announced the increases a couple of months ago. It's really hard finding good value in those vouchers but a discount is a discount.
    We use our vouchers for domestic travel around christmas time. When its costs several hundred bucks to fly 2 provinces over.

  18. #1598
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    Quote Originally Posted by 88CRX View Post
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    We use our vouchers for domestic travel around christmas time. When its costs several hundred bucks to fly 2 provinces over.
    Solid way to use it. Last minute trip for me is when I find value in it. The voucher is just a bonus imo, the free luggage covers my annual fee plus more.

  19. #1599
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    Anyone with a personal platinum want to send me a referral?

  20. #1600
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    Sent!

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