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Thread: What is your favorite reward credit card?

  1. #1721
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    The black card?

  2. #1722
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    Quote Originally Posted by The_Rural_Juror View Post
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    The black card?
    Yup
    Sig was pwned by Moderator!

  3. #1723
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    Quote Originally Posted by The_Rural_Juror View Post
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    The black card?
    I thought they had another name for that discount?
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
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    guessing who I might be, psychologizing me with your non existent degree.

  4. #1724
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    Has anyone been successful in raising their Rogers card limit? Was it easy? I need to do that ASAP. A few flights and AirBnb's and it's maxed.

    We got a crazy low limit on our joint card for some reason and we have paid three $40 overage fees so far because payments apparently take up to 8 days to process through them.

  5. #1725
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    Quote Originally Posted by Mitsu3000gt View Post
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    Has anyone been successful in raising their Rogers card limit? Was it easy? I need to do that ASAP. A few flights and AirBnb's and it's maxed.

    We got a crazy low limit on our joint card for some reason and we have paid three $40 overage fees so far because payments apparently take up to 8 days to process through them.
    shouldn't be that hard as long as you have good credit history.
    pretty easy to get over 5-10k limit on credit cards now a days.

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    Quote Originally Posted by taemo View Post
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    shouldn't be that hard as long as you have good credit history.
    pretty easy to get over 5-10k limit on credit cards now a days.
    We have perfect credit history (as far as I know haha) and our other cards were given $15-20K limits by default. For some reason our joint card was only $5K and we use it to book trips, so it's super annoying. I'll just give them a call I guess. Still need to find a new card, I have not been very happy with Rogers especially since they ruined the card in June.

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    Prepay the card?

    That’s what I have done for big $$$ amounts in excessive of my limit.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
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    guessing who I might be, psychologizing me with your non existent degree.

  8. #1728
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    Quote Originally Posted by killramos View Post
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    Prepay the card?

    That’s what I have done for big $$$ amounts in excessive of my limit.
    We tried but the 8-day post time threw us off. Would rather just have the limit raised, I will give them a call.

  9. #1729
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    payments taking more than 2 business days to process is horseshit. I'd dump a card for that.
    Quote Originally Posted by killramos View Post
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    You realize you are talking to the guy who made his own furniture out of salad bowls right?

  10. #1730
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    Yeah 8 days sounds like something really wrong. Just checked my last two payments from BMO chequing to my Rogers MC and they were both posted within 2 days. My last one was actually paid on a Friday morning and posted on the next day Saturday which is surprising to see.

    Maybe an issue with your bank?

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    Quote Originally Posted by sabad66 View Post
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    Yeah 8 days sounds like something really wrong. Just checked my last two payments from BMO chequing to my Rogers MC and they were both posted within 2 days. My last one was actually paid on a Friday morning and posted on the next day Saturday which is surprising to see.

    Maybe an issue with your bank?
    I don't think so - my Capital One card posts in 2-3 days, bank is TD.

    We were on vacation and I thought the card was frozen because it got declined at a gas station, so I called Rogers, and they said it was because our payment hadn't gone through and to "please allow up to 8 days for processing". That's where I am getting that 8 days from, their phone rep told me.

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    Maybe that's standard wording? Should be normally faster. I'd be sending a test payment in and checking every few hours after a day or so.
    Seems like mine all process overnight, not sure if that's typical.
    Quote Originally Posted by killramos View Post
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    You realize you are talking to the guy who made his own furniture out of salad bowls right?

  13. #1733
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    I'll see what happens when we pay it this month. They seem to be OK as long as the date I send payment is on or before the due date, but the posting time itself is what is terrible.

    The card sucks now anyway, when I have the time I just need to research an alternative and get rid of it. It's just annoying because so many things are linked to it and it's our joint CC, and 1-2 months after we got it, Rogers took away everything that made the card attractive haha.

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    Quote Originally Posted by Mitsu3000gt View Post
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    I'll see what happens when we pay it this month. They seem to be OK as long as the date I send payment is on or before the due date, but the posting time itself is what is terrible.

    The card sucks now anyway, when I have the time I just need to research an alternative and get rid of it. It's just annoying because so many things are linked to it and it's our joint CC, and 1-2 months after we got it, Rogers took away everything that made the card attractive haha.
    sadly I havent found a good alternative to the Rogers WE, closest one is HomeTrust for foreign transaction.

    let us know if you find one.

    im considering cancelling my RBC Westjet since it's kind of pointless right now and my wife has one too anyway.

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    Quote Originally Posted by taemo View Post
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    sadly I havent found a good alternative to the Rogers WE, closest one is HomeTrust for foreign transaction.

    let us know if you find one.

    im considering cancelling my RBC Westjet since it's kind of pointless right now and my wife has one too anyway.
    I thought the BRIM cards improved from what they were initially announced with, I'll have to take another look though. Before, I remember they had some ridiculous restrictions/maximums on rewards but I thought that got relaxed a bit. I really don't know, I'll have to do some reading.

  16. #1736
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    What is the best cashback card now?

  17. #1737
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    Quote Originally Posted by A790 View Post
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    What is the best cashback card now?
    I think it depends. If you have grossly disproportionate spending on groceries, gas, or at certain stores, there are cards that will net you more rewards than a flat %. I think for most people a flat % is better, but I am not sure what the best one is right now.

  18. #1738
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    Quote Originally Posted by A790 View Post
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    What is the best cashback card now?
    Rogers if you spend less than $20g annually (1.5% + $0 fee)

    Amex Simply Cash if you spend more (2% + $99 fee)

    If you buy lots of 'merica, than the Rogers is better

  19. #1739
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    The thing with Rogers card is, even if you overpay your account, your max transaction is still your limit.

    5k limit. you overpay your account so there is -5k on it. you think you can make a 10k purchase but no. it's still only 5k until it's posted and then you can charge another 5k.

    When I first got the card my limit was 5k and they bumped it up to 7500 and then 10k. I've had the card 3 years now.

    i am also looking for a no fee 2% cash back card. I don't need any of the insurance packages so if there was a no frills 2% cashback card, let me know guys haha
    Originally posted by rage2
    Shit, there's only 49 users here, I doubt we'll even break 100
    I am user #49

  20. #1740
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    Is it grey area illegal to do that? Something about money laundering laws? Maybe that was a long time ago before internet banking.

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