Registered User
Adding a new car without selling a car, Insurance question
so i tried sending maskedbandit a pm yesterday. but it seems like he hasnt been on here yet.
so, yeah winter beater time. its the weekend. insurance and registry is closed.
i know if i sold my car i could just take all that info and the bill of sale to the new car and be fine. is this still possible to do if i just leave my current car in the garage while picking up my new beater?
Registered User
sure u can just put ur car on park mode with the incurance it will be like 50 bucks a month or so theft and fire well maybe not 50 bucks but im my 97 bmw when i park it i pay like 30 bucks
Registered User
thats not what im asking
THIS WEEKEND... not being able to get insurance since its the weekend... can i get my new shit box home without facing the possibility of $5000 in fines
Registered User
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Last edited by Cos; 01-02-2017 at 11:56 AM.
Originally posted by adam c
Line goes up, line goes down, line does squiggly things and fucks Alberta"The stone age didn't end because we ran out of stones"
Registered User
just talked to my mom, she was a branch manager at an insurance company...
As long as you take your insurance, registration and plate from your "summer car" (mustang?) and have the bill of sale from the "winter beater" with you, you shouldnt have any issues with driving the winter car.
on monday, call your insurance agency and add the winter beater, put all of your stuff back in the mustang after you have all new papers for the winter beater
Registered User
just drive home with current cars plates and don't be an asshole to the cops if they pull you over?
Registered User
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Last edited by Cos; 01-02-2017 at 11:56 AM.
Originally posted by adam c
Line goes up, line goes down, line does squiggly things and fucks Alberta"The stone age didn't end because we ran out of stones"
Registered User
when u buy a car u can drive it from the point u got it from to the point u r ending as in urhouse just have the bill of sale with you, and a valid insrance on the plate
Banned
NO! You cannot legally do what you are proposing. You can use the plates from your old vehicle on your new vehicle as long as you transfer them within 10 days.But then those plates can only legally be used on the new vehicle.
Insurance does not transfer in any case. Either get a transit permit (like $75) or a tow truck.
Registered User
You are fine. Your existing insurance will transfer over automatically for 14 days from the bill of sale. (Same coverage(s) / deductible as your existing vehicle)
Plate is a different story since it is not legal to use your current plate for the new car.
And yes there is a chance you could get pull off.
Safest method is to get a temporary pink card from maskedbandit...and tell him to be avaliable 7 days a week for you.
Just like I get all my pm and email to my phone.
Last edited by guessboi; 10-14-2012 at 12:11 AM.
Insurance Pro
Moderator
He's not transfering anything tho, its a new coverage altogether. I would call monday and pickup the car on Monday. Why risk it...
Registered User
As far as the plates go, no. The rule is that you can pull the plate off your old car as long as you transfer them with registries within 14 days of the bill of sale. You're taking a risk if you do it.
Registered User
the plate isnt a big deal, i've talked my way out of that one once or twiceplus only a $100 fine with no consequences after that
more so insurance. biggest reason is cause we have a few things to move from the old house and possession is monday for the new owners
Registered User
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Last edited by Cos; 01-02-2017 at 11:56 AM.
Originally posted by adam c
Line goes up, line goes down, line does squiggly things and fucks Alberta"The stone age didn't end because we ran out of stones"
Registered User
^ also 14 days for newly acquired vehicle for the insurance. Not 10.
Insurance Pro
Registered User
so basically if anything happened i'd be fucked for insurance. but if i was pulled over as far as they would know i had sold the mustang
Registered User
if you have PL/PD coverage on your other car, you are covered for the new beater with PL/PD...Just make sure you have that pink card + bill of sale.
If your mustang is sold and you have no other insurance - don't take it back home. You have no insurance.
Insurance Pro
Registered User
so when Bill reads this i can blame it on you? hahaha
Registered User
14 days rule
http://www.finance.alberta.ca/public...olicy_2007.pdf
See page 12. section 5. Automobile defined - Newly Acquired Vehicle (Page 14/20 in the link below)
Insurance Pro
Registered User
Originally posted by GOnSHO
just talked to my mom, she was a branch manager at an insurance company...
As long as you take your insurance, registration and plate from your "summer car" (mustang?) and have the bill of sale from the "winter beater" with you, you shouldnt have any issues with driving the winter car.
on monday, call your insurance agency and add the winter beater, put all of your stuff back in the mustang after you have all new papers for the winter beater
...... i repeat...
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