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  1. #2761
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    Quote Originally Posted by brucebanner View Post
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    @Darkane I thought you worked for one of the big O&G outfits(just assumed from the old careers thread or something), they all have the x plan / preferred pricing deals in place.

    - - - Updated - - -
    Not with oil and gas company anymore. Good thought though.
    "The most merciful thing in the world, I think, is the inability of the human mind to correlate all its contents... some day the piecing together of dissociated knowledge will open up such terrifying vistas of reality, and of our frightful position therein, that we shall either go mad from the revelation or flee from the light into the peace and safety of a new Dark Age."

    -H.P. Lovecraft

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    What are the max kms per year with this 2 year lease deal? How much are additional kms in $/km

    Edit: ok I see that there are 16k kms included per year. What would be the additional cost in $/km for over mileage. For eg 20k kms in a year

    Edit 2: also, can you trade in and how does that impact lease? 2 sep transactions?
    Last edited by littledan; 01-10-2021 at 12:25 AM.
    Tap, Rack, BANG!

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    @littledan You can bump up the kms/year to 20k or 24k, not sure what the cost is but it would be marginal I would think. The cost for overages is .12 / km
    Yes you can trade in, can be all one transaction. Pending on what you want to trade in, you may just want to sell it privately.

  4. #2764
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    Quote Originally Posted by brucebanner View Post
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    @littledan You can bump up the kms/year to 20k or 24k, not sure what the cost is but it would be marginal I would think. The cost for overages is .12 / km
    Yes you can trade in, can be all one transaction. Pending on what you want to trade in, you may just want to sell it privately.
    Good point about the trade, specifically to this deal.

    For someone in the know, when trading a vehicle in on a lease, how do you get the gst credit? Does it not work unless you put the lump sum at the start (like we should in this case, anyway)?

    If someone has a 31k trade in in one of these trucks, the first 11k will have the gst credit but the remainder of the 20k won’t. Right?

    Trading in only makes some sense in an outright purchase for the full 5% credit on the new vehicle.
    "The most merciful thing in the world, I think, is the inability of the human mind to correlate all its contents... some day the piecing together of dissociated knowledge will open up such terrifying vistas of reality, and of our frightful position therein, that we shall either go mad from the revelation or flee from the light into the peace and safety of a new Dark Age."

    -H.P. Lovecraft

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    Saw this deal on RFD. Tempted, but it's earlier than I want a truck. Dad works at a dealer, wondering if I can leverage that for an even better deal. It would make the most sense, if I could somehow convince someone to take over my VW lease, so I'm still at one car, but I just don't see that happening.
    Quote Originally Posted by heavyfuel View Post
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    That's why I just say I have a 4" dick and lift weights to make up for it.
    Quote Originally Posted by 89coupe View Post
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    My car sounds like shit.

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    Quote Originally Posted by LilDrunkenSmurf View Post
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    Saw this deal on RFD. Tempted, but it's earlier than I want a truck. Dad works at a dealer, wondering if I can leverage that for an even better deal. It would make the most sense, if I could somehow convince someone to take over my VW lease, so I'm still at one car, but I just don't see that happening.
    Yes. Dealers can do D-Plan which is the same as A-Plan. Thats actual employee pricing.
    "The most merciful thing in the world, I think, is the inability of the human mind to correlate all its contents... some day the piecing together of dissociated knowledge will open up such terrifying vistas of reality, and of our frightful position therein, that we shall either go mad from the revelation or flee from the light into the peace and safety of a new Dark Age."

    -H.P. Lovecraft

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    Which letters arent used by ford for a plan?
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
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    guessing who I might be, psychologizing me with your non existent degree.

  8. #2768
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    About to sign another Redflagdeals lease it looks like, lol - I got in on the ridiculous Beyond Budget Baller TLX one for $370/m in 2015 as well.

    Wife was looking for a truck as next vehicle and the timing is perfect as in 2 years we'll be out of dayhome payments, so this keeps it nice and cheap until then.

    Been working out a deal with Dunlop down here in Methbridge. Same deal as Cam Clark but minus the sunroof. Just ran insurance numbers this morning and going to discuss paint/accessories. Sitting at $245 tax in.


    For those wondering and not wanting to read 60 pages on RFD:
    Need F150 Supercrew 5.5 Box with 2.7L
    Lariat + 502A
    FX4 + 20's package (there is a $500 dealer rebate on these and it bumps the residual so it costs $1-2/m more only).
    There is a $1k early order bonus this month + $4k delivery allowance + $5-6k dealer adjustment. So subtract all those from the price and the residual being 68% is why it's so cheap.

    $1000 down only - The East deal is $2k, so in the end their "cheaper" payments are virtually the same.
    Originally posted by killramos
    It's a Chrysler, it won't last long enough to depreciate.

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    Quote Originally Posted by Pauly Boy View Post
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    $1000 down only - The East deal is $2k, so in the end their "cheaper" payments are virtually the same.
    Thanks for that, for some reason I kept thinking the total lease cost was more for us through Cam Clark than the deal out East.

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    Quote Originally Posted by cyra1ax View Post
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    Thanks for that, for some reason I kept thinking the total lease cost was more for us through Cam Clark than the deal out East.
    I think it is slightly without accounting for HST. Then again it's actually way cheaper cause no HST, lol.

    I ran into the same thing with the TLX. Silverhill's numbers were technically worse than the East original deal, but came out way better after taxes.
    Originally posted by killramos
    It's a Chrysler, it won't last long enough to depreciate.

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    Thanks for the clearer lease math @Pauly Boy .
    Quote Originally Posted by killramos View Post
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    You realize you are talking to the guy who made his own furniture out of salad bowls right?

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    Quote Originally Posted by Darkane View Post
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    Yes. Dealers can do D-Plan which is the same as A-Plan. Thats actual employee pricing.
    Awesome. I'll see if the D-plan is any better on top of these numbers. I saw someone out east save even more by paying the entire lease out up front. Any idea if we can do the same out here?
    Quote Originally Posted by heavyfuel View Post
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    That's why I just say I have a 4" dick and lift weights to make up for it.
    Quote Originally Posted by 89coupe View Post
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    My car sounds like shit.

  13. #2773
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    Quote Originally Posted by Pauly Boy View Post
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    About to sign another Redflagdeals lease it looks like, lol - I got in on the ridiculous Beyond Budget Baller TLX one for $370/m in 2015 as well.

    Wife was looking for a truck as next vehicle and the timing is perfect as in 2 years we'll be out of dayhome payments, so this keeps it nice and cheap until then.

    Been working out a deal with Dunlop down here in Methbridge. Same deal as Cam Clark but minus the sunroof. Just ran insurance numbers this morning and going to discuss paint/accessories. Sitting at $245 tax in.


    For those wondering and not wanting to read 60 pages on RFD:
    Need F150 Supercrew 5.5 Box with 2.7L
    Lariat + 502A
    FX4 + 20's package (there is a $500 dealer rebate on these and it bumps the residual so it costs $1-2/m more only).
    There is a $1k early order bonus this month + $4k delivery allowance + $5-6k dealer adjustment. So subtract all those from the price and the residual being 68% is why it's so cheap.

    $1000 down only - The East deal is $2k, so in the end their "cheaper" payments are virtually the same.
    Good info, thanks.

    So the actual invoice price for this truck is 7.5k off, and Ford (manufacturer, not dealer) is including 1500off for 2.7l + 502A, and I think $550 for fx4 + sport.

    I think if I were to make a deal I’d go right to invoice pricing to scrub another 2k off.

    On top of that I’d pay the lease up front.

    I’m thinking this truck can be had for around 10.8-11k with X-plan for the 24 months paid upfront. What a deal.
    "The most merciful thing in the world, I think, is the inability of the human mind to correlate all its contents... some day the piecing together of dissociated knowledge will open up such terrifying vistas of reality, and of our frightful position therein, that we shall either go mad from the revelation or flee from the light into the peace and safety of a new Dark Age."

    -H.P. Lovecraft

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    Quote Originally Posted by Darkane View Post
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    I’m thinking this truck can be had for around 10.8-11k with X-plan for the 24 months paid upfront. What a deal.
    From the Eastern dealer on RFD:
    For anyone who wants to save a few more bucks you can do a single payment lease where you pay the full amount up front and it drops the payment further. For my $95 weekly deal which had a total lease cost of $13494.11 if you do a single payment lease it works out to be $11,548.44. This is only applicable with a cash payment you cant use a trade in this way.

    I believe the rate was covered here, but yeah prepaying it drops it to 1.35% or something and saves you almost 2k. Add in your Ford employee plan like you said & it's all gravy baby.

    Edit - I realize the TLX was over 4 years, but I still can't believe I was driving that thing for under 4500/year, lol.
    Last edited by Pauly Boy; 01-11-2021 at 05:08 PM.
    Originally posted by killramos
    It's a Chrysler, it won't last long enough to depreciate.

  15. #2775
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    If you were to pay the lease out up front and then say, get in an accident and write the truck off. You'd be essentially SOL on that 11k wouldn't you?

    That's the part I don't understand or know about.

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    Your insurance company still has to pay out if you have collision...

    Vehicle worth assessed, Lease owing gets paid out to finance co, remainder goes to you. How much you get depends on assessed value and your coverage.

    It is technically possible to be underwater in such a situation, that’s why new car replacement coverage exists.
    Last edited by killramos; 01-11-2021 at 05:18 PM.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.
    Quote Originally Posted by Yolobimmer View Post
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    guessing who I might be, psychologizing me with your non existent degree.

  17. #2777
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    I understand the new vehicle / gap insurance. I've never paid out a lease in full before.

    Normally, 6 months down the road there's an accident, I know my insurance is going to take care of everything and I'm not worried about a thing. Give the keys back if they fix it or if they write it off, my insurance takes care of it.

    The upfront money part is my unknown. I think it would play out fine, just have no experience with it, so I'm not sure.

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    Anyone who hasn't already talked to a dealer, I can refer to you Cam Clark, worth $500 to you and $250 to me. Other members can refer you as well. worth doing before you reach out yourself.
    if interested, pm me your name, email and phone number.

    - - - Updated - - -

    how much you put down on a lease or a purchase shouldn't have any impact on the value of your insurance payout after a claim. They insure the vehicle not the payment.
    Quote Originally Posted by killramos View Post
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    You realize you are talking to the guy who made his own furniture out of salad bowls right?

  19. #2779
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    Lots of good info in this thread, I like to see it.
    "The most merciful thing in the world, I think, is the inability of the human mind to correlate all its contents... some day the piecing together of dissociated knowledge will open up such terrifying vistas of reality, and of our frightful position therein, that we shall either go mad from the revelation or flee from the light into the peace and safety of a new Dark Age."

    -H.P. Lovecraft

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    Looks like I'm heading down to Woodridge this friday to put in my order.
    Quote Originally Posted by heavyfuel View Post
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    That's why I just say I have a 4" dick and lift weights to make up for it.
    Quote Originally Posted by 89coupe View Post
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    My car sounds like shit.

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