Tim's Mortgage News / Rates and FAQ's

[TimLacroix]

Originally posted by fayzed
Purely for selfish reasons but if you could just update the current rates and date in the first post it saves from scrolling

Consider it done... I was thinking about doing that as well. Thanks for the feedback.

[ExtraSlow]

Thanks Tim, that's easier. This way I see the updates as soon as the thread opens, and I can process that for a couple of seconds while the "first unread post" is loading.

[TimLacroix]

Originally posted by ExtraSlow
Thanks Tim, that's easier. This way I see the updates as soon as the thread opens, and I can process that for a couple of seconds while the "first unread post" is loading.

You're welcome. So does it make sense to still post at the end or just at the top of the thread?

I am still working out the kinks and understanding how the threads work. Thanks again for the feedback.

[pheoxs]

Originally posted by TimLacroix


You're welcome. So does it make sense to still post at the end or just at the top of the thread?

I am still working out the kinks and understanding how the threads work. Thanks again for the feedback.

I'd appreciate posting it in the newest comment as you were, then just updating the original post with the latest.

Then it bumps the thread, as well as lets people look back to see what interest rates are doing (like seeing the last few weeks are stable or rising or falling etc) but still has the latest in the original post.

[TimLacroix]

Thanks for the feedback everyone... if there is anything else...

Please let me know.

[ExtraSlow]

My two cents, which isn't even worth a nickel these days with the rounding, is this:
Write your update, include the date, post it as a new post, and cut and paste it into the first post as well. Any commentary probably belongs in the newest post.

[TimLacroix]

Current Rates to Open Week Mar 10, 2014

3 Year Fixed - 2.79%

Starting at:
5 Year Fixed - 3.04%*
5 Year Fixed - 3.09%**

Starting at:
3+ Year ARM - 2.45%***
5 Year ARM - 2.50%
5 Year VRM - 2.35%****

Call or PM for "UnPublished" rates or other term information.

* Restrictions Apply - Call or PM for details
** 45 day quick close
** Matures Nov 30, 2017 (not quite 4 year term)
*** Restrictions Apply - Call or PM for details

OAC, some terms and conditions may apply, rates subject to change without notice

NOTE, rates are for Alberta. Some online rates may be lower but may be available in other provinces ONLY!! If you need rates for other provinces, please call or message.

[TimLacroix]

Current Rates to Open Week Mar 17, 2014

2 Year Fixed - 2.54%
3 Year Fixed - 2.74%
4 Year Fixed - 2.97%

Starting at:
5 Year Fixed - 2.94%*
5 Year Fixed - 3.09%**

Starting at:
3+ Year ARM - 2.45%***
5 Year ARM - 2.50%
5 Year VRM - 2.35%****

Call or PM for "UnPublished" rates or other term information.

* Restrictions Apply - Call or PM for details
** 45 day quick close
** Matures Nov 30, 2017 (not quite 4 year term)
*** Restrictions Apply - Call or PM for details

OAC, some terms and conditions may apply, rates subject to change without notice

NOTE, rates are for Alberta. Some online rates may be lower but may be available in other provinces ONLY!! If you need rates for other provinces, please call or message.

[TimLacroix]

Current Rates to Open Week Mar 24, 2014

2 Year Fixed - 2.54%
3 Year Fixed - 2.74%
4 Year Fixed - 2.87%

Starting at:
5 Year Fixed - 2.94%*
5 Year Fixed - 3.04%**

Starting at:
3+ Year ARM - 2.45%***
5 Year ARM - 2.50%
5 Year VRM - 2.35%****

Call or PM for "UnPublished" rates or other term information.

* Restrictions Apply - Call or PM for details
** 45 day quick close
** Matures Nov 30, 2017 (not quite 4 year term)
*** Restrictions Apply - Call or PM for details

OAC, some terms and conditions may apply, rates subject to change without notice

NOTE, rates are for Alberta. Some online rates may be lower but may be available in other provinces ONLY!! If you need rates for other provinces, please call or message.

[TimLacroix]

Wow...

4 Year Fixed dropped to 2.87% !! !!

[TimLacroix]

Another rate update coming.. waiting for the dust to settle. Will have update tomorrow before the weekend.

Be careful of the low low advertised rates. Don't get suckered into some of the low low rates as the restrictions may not be worth it.

It is best to discuss your needs and determine a full solution/ product that includes a rate.

[TimLacroix]

Current Rates to Open Week March 31 - April 4, 2014

2 Year Fixed - 2.54%
3 Year Fixed - 2.74%
4 Year Fixed - 2.87%

Starting at:
5 Year Fixed - 2.84%*
5 Year Fixed - 2.99%**
5 Year Fixed - 3.09% Pre-Approvals and 120 Day Holds

Starting at:
3+ Year ARM - 2.45%***
5 Year ARM/VRM - 2.50%
5 Year VRM - 2.35%****

Call or PM for MORE "UnPublished" rates or other term information.

* Restrictions Apply - Call or PM for details
** 30 day quick close
** Matures Nov 30, 2017 (not quite 4 year term)
*** Restrictions Apply - Call or PM for details

OAC, some terms and conditions may apply, rates subject to change without notice

NOTE, rates are for Alberta. Some online rates may be lower but may be available in other provinces ONLY!! If you need rates for other provinces, please call or message.

[TimLacroix]

Current Rates to Open Week April 7, 2014

2 Year Fixed - 2.54%
3 Year Fixed - 2.74%
4 Year Fixed - 2.87%

Starting at:
5 Year Fixed - 2.84%*
5 Year Fixed - 2.99%**
5 Year Fixed - 3.09% Pre-Approvals and 120 Day Holds

Starting at:
3+ Year ARM - 2.45%***
5 Year ARM/VRM - 2.50%
5 Year VRM - 2.35%****

Call or PM for MORE "UnPublished" rates or other term information.

* Restrictions Apply - Call or PM for details
** 30 day quick close
** Matures Nov 30, 2017 (not quite 4 year term)
*** Restrictions Apply - Call or PM for details

OAC, some terms and conditions may apply, rates subject to change without notice

NOTE, rates are for Alberta. Some online rates may be lower but may be available in other provinces ONLY!! If you need rates for other provinces, please call or message.

[TimLacroix]

Current Rates to Open Week April 14, 2014

2 Year Fixed - 2.54%
3 Year Fixed - 2.74%
4 Year Fixed - 2.87%

Starting at:
5 Year Fixed - 2.84%*
5 Year Fixed - 2.99%**
5 Year Fixed - 3.09% Pre-Approvals and 120 Day Holds

Starting at:
3+ Year ARM - 2.45%***
5 Year ARM/VRM - 2.50%
5 Year VRM - 2.35%****

Call or PM for MORE "UnPublished" rates or other term information.

* Restrictions Apply - Call or PM for details
** 30 day quick close
** Matures Nov 30, 2017 (not quite 4 year term)
*** Restrictions Apply - Call or PM for details

OAC, some terms and conditions may apply, rates subject to change without notice

NOTE, rates are for Alberta. Some online rates may be lower but may be available in other provinces ONLY!! If you need rates for other provinces, please call or message.

[TimLacroix]

Current Rates to Open Week May 12, 2014

3 Year Fixed - 2.74%
4 Year Fixed - 2.87%

Starting at:
5 Year Fixed - 2.84%*
5 Year Fixed - 2.99%**
5 Year Fixed - 3.09% Pre-Approvals and 120 Day Holds

Starting at:
3+ Year ARM - 2.45% to 2.40%***
5 Year ARM/VRM - 2.50% to 2.45%
5 Year VRM - 2.35%****

Call or PM for MORE "UnPublished" rates or other term information.

* Restrictions Apply - Call or PM for details
** 30 day quick close
** Matures Nov 30, 2017 (not quite 4 year term)
*** Restrictions Apply - Call or PM for details

OAC, some terms and conditions may apply, rates subject to change without notice

NOTE, rates are for Alberta. Some online rates may be lower but may be available in other provinces ONLY!! If you need rates for other provinces, please call or message.

[TimLacroix]

Current Rates to Open Week June 2, 2014

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
3 Year Fixed - 2.74%
4 Year Fixed - 2.77%
5 Year Fixed - 2.97%

3 Year + ARM - 2.45% to 2.40% - Renewal Nov 2017
5 Year ARM/VRM - 2.45% to 2.40%

Restricted / Conditions apply Rates
Starting at:
5 Year Fixed - 2.84%* 30 day quick close

5 Year VRM - 2.30%*

* Restrictions Apply - Call or PM for details

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

NOTE, rates are for Alberta. Some online rates may be lower but may be available in other provinces ONLY!! If you need rates for other provinces, please call or message.

[TimLacroix]

Current Rates to Open Week June 9,2014

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
3 Year Fixed - 2.74%
4 Year Fixed - 2.77%
5 Year Fixed - 2.97%

3 Year + ARM - 2.45% to 2.40% - Renewal Nov 2017
5 Year ARM/VRM - 2.45% to 2.40%

Restricted / Conditions apply Rates
Starting at:
5 Year Fixed - 2.84%* 30 day quick close

5 Year VRM - 2.30%*

* Restrictions Apply - Call or PM for details

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

NOTE, rates are for Alberta. Some online rates may be lower but may be available in other provinces ONLY!! If you need rates for other provinces, please call or message.

[TimLacroix]

Current Rates to Open Week June 16,2014

Full Feature Rates -- 90 to 120 day rate protection
Starting at:
3 Year Fixed - 2.74%
4 Year Fixed - 2.77%
5 Year Fixed - 2.97%

3 Year + ARM - 2.40% - Renewal Nov 2017
5 Year ARM/VRM - 2.45% to 2.40%

Restricted / Conditions apply Rates
Starting at:
5 Year Fixed - 2.84%* 30 day quick close

5 Year VRM - 2.30%*

* Restrictions Apply - Call or PM for details

Call or PM for MORE "UnPublished" rates or other term information.

OAC, some terms and conditions may apply, rates subject to change without notice

NOTE, rates are for Alberta. Some online rates may be lower but may be available in other provinces ONLY!! If you need rates for other provinces, please call or message.

[tacsniper]

I just like to thank Tim and his team for their exceptional service! They were able to answer all my questions. Best of all, they were quick to reply with email/phone calls. I highly recommend them for any beyonders looking for a mortgage broker.

-Eric

[TimLacroix]

Originally posted by tacsniper
I just like to thank Tim and his team for their exceptional service! They were able to answer all my questions. Best of all, they were quick to reply with email/phone calls. I highly recommend them for any beyonders looking for a mortgage broker.

-Eric

Thank you Eric.

Glad to be of assistance and we look forward to your mortgage burning party