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Thread: Tim's Mortgage News / Rates and FAQ's

  1. #501
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    Current Rates to Open Week Oct 4, 2021

    Prime Rate - 2.45%

    PROMOTIONS

    Promo 1 --> 5 Year Fixed - 1.74% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 60 Days to Close (some restrictions)

    Promo 2 --> 5 Year ARM/VRM - 1.05% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 1.54% * High Ratio

    5 Year Fixed - 1.74% to 2.09% * High Ratio
    5 Year Fixed - 2.04% to 2.24% * Conventional

    5 Year ARM/VRM - 1.05% - 1.40%

    HELOC Rates Prime +0.50%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Last edited by TimLacroix; 10-04-2021 at 02:50 PM.
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  2. #502
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    Current Rates to Open Week Sept 27, 2021

    Prime Rate - 2.45%

    PROMOTIONS

    Promo 1 --> 3 Year Fixed - 1.59% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 60-120 Days to Close (some restrictions)

    Promo 2 --> 4 Year Fixed - 1.79% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 120 Days to Close (some restrictions)

    Promo 3 --> 5 Year Fixed - 1.74% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 60 Days to Close (some restrictions)

    Promo 4 --> 5 Year ARM/VRM - 1.10% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    Promo 5 --> 3 Year ARM/VRM - 0.99% High Ratio Purchase, Switch, Owner Occupied, 90 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 1.59% * High Ratio

    5 Year Fixed - 1.74% to 2.04% * High Ratio
    5 Year Fixed - 1.89% to 2.09% * Conventional

    5 Year ARM/VRM - 1.10% - 1.40%

    HELOC Rates Prime +0.50%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  3. #503
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    How's the chatter around B of C raising rates in 2022 affecting mortgage outlook?
    Originally posted by SJW
    Once again another useless post by JRSCOOLDUDE.
    Originally posted by snowcat
    Don't let the e-thugs and faggots get to you when they quote your posts and write stupid shit.
    Originally posted by JRSC00LUDE
    I say stupid shit all the time.

  4. #504
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    Default

    Variable only, don't be distracted.

  5. #505
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    Current Rates to Open Week Oct 4, 2021

    Prime Rate - 2.45%

    PROMOTIONS

    Promo 1 --> 3 Year ARM/VRM - 0.99% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    Promo 2 --> 5 Year Fixed - 1.74% High Ratio Purchase, Switch Only, Owner Occupied, 60 Days to Close (some restrictions)

    Promo 3 --> 5 Year ARM/VRM - 1.05% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 1.54% * High Ratio

    5 Year Fixed - 1.74% to 2.09% * High Ratio
    5 Year Fixed - 2.04% to 2.24% * Conventional

    5 Year ARM/VRM - 1.05% - 1.40%

    HELOC Rates Prime +0.50%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Last edited by TimLacroix; 10-06-2021 at 08:59 AM.
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  6. #506
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    Current Rates to Open Week Oct 25, 2021

    Prime Rate - 2.45%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 0.99% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 1.89% High Ratio Purchase, Switch Only, Owner Occupied, 60 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 1.05% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 1.94% * High Ratio

    5 Year Fixed - 1.89% to 2.14% * High Ratio
    5 Year Fixed - 2.14% to 2.29% * Conventional

    5 Year ARM/VRM - 1.05% - 1.40%

    HELOC Rates Prime +0.50%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  7. #507
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    Current Rates to Open Week Nov 8, 2021

    Prime Rate - 2.45%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 0.99% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 2.34% High Ratio Purchase, Switch Only, Owner Occupied, 60 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 1.05% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 2.24% * High Ratio

    5 Year Fixed - 2.34% to 2.44% * High Ratio
    5 Year Fixed - 2.49% to 2.74% * Conventional

    5 Year ARM/VRM - 1.05% - 1.40%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  8. #508
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    Current Rates to Open Week Nov 15, 2021

    Prime Rate - 2.45%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 0.99% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 2.34% High Ratio Purchase, Switch Only, Owner Occupied, 60 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 1.05% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 2.24% * High Ratio

    5 Year Fixed - 2.34% to 2.44% * High Ratio
    5 Year Fixed - 2.49% to 2.74% * Conventional

    5 Year ARM/VRM - 1.05% - 1.40%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  9. #509
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    Current Rates to Open Week DEC 6, 2021

    Prime Rate - 2.45%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 0.99% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 2.34% High Ratio Purchase, Switch Only, Owner Occupied, 60 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 1.05% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 2.24% * High Ratio

    5 Year Fixed - 2.34% to 2.44% * High Ratio
    5 Year Fixed - 2.49% to 2.84% * Conventional

    5 Year ARM/VRM - 1.05% - 1.45%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  10. #510
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    Current Rates to Open Week JANUARY 24, 2022

    Prime Rate - 2.45%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 0.99% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 2.54% High Ratio Purchase, Switch Only, Owner Occupied, 60 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 1.05% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 2.49% * High Ratio

    5 Year Fixed - 2.49% to 2.74% * High Ratio
    5 Year Fixed - 2.84% to 2.99% * Conventional

    5 Year ARM/VRM - 1.05% - 1.45%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  11. #511
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    Current Rates to Open Week JANUARY 31, 2022

    Prime Rate - 2.45%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 0.99% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 2.54% High Ratio Purchase, Switch Only, Owner Occupied, 60 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 1.05% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 2.49% * High Ratio

    5 Year Fixed - 2.49% to 2.74% * High Ratio
    5 Year Fixed - 2.84% to 2.99% * Conventional

    5 Year ARM/VRM - 1.05% - 1.45%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  12. #512
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    Current Rates to Open Week FEBRUARY 7, 2022

    Prime Rate - 2.45%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 0.99% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 2.64% High Ratio Purchase, Switch Only, Owner Occupied, 60 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 1.05% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 2.59% * High Ratio

    5 Year Fixed - 2.59% to 2.84% * High Ratio
    5 Year Fixed - 2.94% to 3.19% * Conventional

    5 Year ARM/VRM - 1.10% - 1.45%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  13. #513
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    Current Rates to Open Week FEBRUARY 28, 2022

    Prime Rate - 2.45%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 0.99% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 2.79% High Ratio Purchase, Switch Only, Owner Occupied, 60 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 1.20% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 2.69% * High Ratio

    5 Year Fixed - 2.79% to 2.99% * High Ratio
    5 Year Fixed - 2.94% to 3.19% * Conventional

    5 Year ARM/VRM - 1.25% - 1.55%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  14. #514
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    Current Rates to Open Week April 4, 2022

    Prime Rate - 2.70%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 1.40%% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 3.69% High Ratio Purchase, Switch Only, Owner Occupied, 60 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 1.65% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 3.39% * High Ratio

    5 Year Fixed - 3.69% to 3.99% * High Ratio
    5 Year Fixed - 3.89% to 4.14% * Conventional

    5 Year ARM/VRM - 1.65% - 2.20%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  15. #515
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    Current Rates to Open Week April 25, 2022

    Prime Rate - 3.20% **** Changed from 270% on April 13, 2022

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 2.05%% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 3.79% High Ratio Purchase, Switch Only, Owner Occupied, 60 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 2.10% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 3.69% * High Ratio

    5 Year Fixed - 3.79% to 3.99% * High Ratio
    5 Year Fixed - 3.89% to 4.14% * Conventional

    5 Year ARM/VRM - 2.10% - 2.65%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  16. #516
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    Current Rates to Open Week May 16, 2022

    Prime Rate - 3.20% **** Changed from 2.70% on April 13, 2022

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 2.10%% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 3.99% High Ratio Purchase, Switch Only, Owner Occupied, 45-90 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 2.10% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 3.79% * High Ratio

    5 Year Fixed - 3.99% to 4.19% * High Ratio
    5 Year Fixed - 4.19% to 4.49% * Conventional

    5 Year ARM/VRM - 2.10% - 2.65%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  17. #517
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    Current Rates to Open Week July 11, 2022

    Prime Rate - 3.70%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 2.60%% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 4.59% High Ratio Purchase, Switch Only, Owner Occupied, 45-90 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 2.65% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 4.59% * High Ratio

    5 Year Fixed - 4.59% to 4.99% * High Ratio
    5 Year Fixed - 4.84% to 5.14% * Conventional

    5 Year ARM/VRM - 2.65% - 3.20%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  18. #518
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    Current Rates to Open Week July 25, 2022

    Prime Rate - 4.70%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 3.60%% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 4.49% High Ratio Purchase, Switch Only, Owner Occupied, 45-90 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 3.80% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 4.59% * High Ratio

    5 Year Fixed - 4.49% to 4.99% * High Ratio
    5 Year Fixed - 4.84% to 5.14% * Conventional

    5 Year ARM/VRM - 2.65% - 3.20%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  19. #519
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    Current Rates to Open Week Aug 8, 2022

    Prime Rate - 4.70%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 3.60%% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 4.49% High Ratio Purchase, Switch Only, Owner Occupied, 45-90 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 3.80% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 4.59% * High Ratio

    5 Year Fixed - 4.49% to 4.99% * High Ratio
    5 Year Fixed - 4.84% to 5.14% * Conventional

    5 Year ARM/VRM - 2.65% - 3.20%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

  20. #520
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    Default

    Current Rates to Open Week Sept 19, 2022

    Prime Rate - 5.45%

    PROMOTIONS

    PROMO 1 --> 3 Year ARM/VRM - 4.35%% High Ratio Purchase, Switch Only, Owner Occupied, 90 Days to Close (some restrictions)

    PROMO 2 --> 5 Year Fixed - 4.59% High Ratio Purchase, Switch Only, Owner Occupied, 45-90 Days to Close (some restrictions)

    PROMO 3 --> 5 Year ARM/VRM - 4.45% High Ratio Purchase, Switch Only OR under <65% LTV, Owner Occupied, 90-120 Days to Close (some restrictions)

    -------

    Full Feature Rates up to 120 day rate protection
    Starting at:

    3 Year Fixed - 4.54% * High Ratio

    5 Year Fixed - 4.59% to 5.19% * High Ratio
    5 Year Fixed - 4.84% to 5.34% * Conventional

    5 Year ARM/VRM - 4.45% - 5.00%

    HELOC Rates Prime +0.20 to +0.50%%

    Call or PM for MORE "UnPublished" rates or other term information.

    OAC, some terms and conditions may apply, rates subject to change without notice
    Thanks,
    Tim Lacroix | 403-648-1541
    Mortgage. Made Easy Experts
    Mortgage Connection
    www.TimLacroix.com

    If you have any questions please feel free to PM me or email [email protected]

    Click here to View current Mortgage Rates

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