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Thread: What are you doing to cutback during the downturn?

  1. #141
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    For me, eating out a lot less
    Honda/Acura guy

  2. #142
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    putting off a lump sum payment on the mortgage. Rather have the cash liquid for now.
    "The most merciful thing in the world, I think, is the inability of the human mind to correlate all its contents... some day the piecing together of dissociated knowledge will open up such terrifying vistas of reality, and of our frightful position therein, that we shall either go mad from the revelation or flee from the light into the peace and safety of a new Dark Age."

    -H.P. Lovecraft

  3. #143
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    Originally posted by Darkane
    putting off a lump sum payment on the mortgage. Rather have the cash liquid for now.
    cash liquidity is key...

    Actually for most people, HELOCing "whlie employed" may serve two key purposes.

    1. In case you lose your job

    2. to capitalize on some opportunities during the bear conditions

  4. #144
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    Originally posted by blownz
    It is funny how many people cut back before they actually need to. People panicking over the price of oil dropping will make the rest of the economy suffer and cause more because of this.

    It will be interesting to see how this will play out.


    As for me, a few pages back I said I may put off buying a new car for a bit while I see what happens at work, but on Tuesday some douche bag hit my car and took off my front bumper, broke both headlights, fender and hood slightly bent. Didn't look like much but found out today they stopped the estimate when it went over $32K. My car is written off and tomorrow the adjuster will make me an offer for the car.

    So now I am forced to buy a car, which I hate to be under pressure. My problem is I wanted to wait for the C450 AMG and the new 340 to come out probably this summer. Now what do I do? Rent for a few months? Just buy something else? But something cheaper for 6 months? I hate this.

    In the meantime I am trying to not get stuck in the snow driving a RWD CTS rental with shitty all season tires.
    You have first world problems dude because you are in the rare crew of being completely debt/payment free haha

    I'm also cutting out the casino, no more cleo/zeus slots for me.
    Originally posted by rage2
    Shit, there's only 49 users here, I doubt we'll even break 100
    I am user #49

  5. #145
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    Originally posted by max_boost
    Buddy of mine has major fwp right now. House paid. Cars paid. Sitting on a pile of cash and just complaining about how life is boring. Can you guys provide some perspective for him?
    is this the same buddy I think it is?
    please don't flame me, or i'll have to learn how to use the ban button

  6. #146
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    .
    Last edited by Cos; 12-28-2016 at 04:48 PM.
    Originally posted by adam c

    Line goes up, line goes down, line does squiggly things and fucks Alberta
    "The stone age didn't end because we ran out of stones"

  7. #147
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    Originally posted by blownz
    It is funny how many people cut back before they actually need to. People panicking over the price of oil dropping will make the rest of the economy suffer and cause more because of this.

    It will be interesting to see how this will play out.


    As for me, a few pages back I said I may put off buying a new car for a bit while I see what happens at work, but on Tuesday some douche bag hit my car and took off my front bumper, broke both headlights, fender and hood slightly bent. Didn't look like much but found out today they stopped the estimate when it went over $32K. My car is written off and tomorrow the adjuster will make me an offer for the car.

    So now I am forced to buy a car, which I hate to be under pressure. My problem is I wanted to wait for the C450 AMG and the new 340 to come out probably this summer. Now what do I do? Rent for a few months? Just buy something else? But something cheaper for 6 months? I hate this.

    In the meantime I am trying to not get stuck in the snow driving a RWD CTS rental with shitty all season tires.
    Wait for your insurance to get back to you, then start the shit show. Had a kid hit my truck in November (2013), I ended up with a rental until end of Feb ('14) as they would not pay what I required to fix the truck, someone dropped the ball left the paperwork under paperwork and I just ended up putting a shitload of km on a brand new rental truck until they caught back up with themselves and got on board.

  8. #148
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    Originally posted by Cos
    Bonus was good this year, plan to pick up peoples shit as they fire-sale it.
    not gonna be much of a fire sale when people are getting good bonuses and nobody is losing their jobs.

  9. #149
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    Originally posted by AllGoNoShow


    Wait for your insurance to get back to you, then start the shit show. Had a kid hit my truck in November (2013), I ended up with a rental until end of Feb ('14) as they would not pay what I required to fix the truck, someone dropped the ball left the paperwork under paperwork and I just ended up putting a shitload of km on a brand new rental truck until they caught back up with themselves and got on board.
    Already had first offer and moved it up a bit, but more to go. Brutal.

  10. #150
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    was just about to spend about $15 on a sub for lunch, decided to go home instead where I made a killer grilled cheese w/ super sharp aged cheddar and tomato soup for under $1. god damn, i love not wasting money.

  11. #151
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    Originally posted by FixedGear
    I made a killer grilled cheese w/ super sharp aged cheddar and tomato soup for under $1. god damn, i love not wasting money.
    I was reading somewhere you should grill cheese with mayo instead of butter. (may be cheaper because it's more spreadable and therefore you use less?)
    I tried it on a wrap this morning and I think I like it... time will tell

  12. #152
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    ...
    Last edited by Sugarphreak; 08-12-2019 at 11:37 PM.

  13. #153
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    mexx is the last place I would expect to sell packing tape LOL

  14. #154
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    Originally posted by jwslam

    I was reading somewhere you should grill cheese with mayo instead of butter. (may be cheaper because it's more spreadable and therefore you use less?)
    I tried it on a wrap this morning and I think I like it... time will tell
    Been doing this for years, just because it's tastier. Although I use miracle whip for it instead of real mayo, because it adds a sweetness.

  15. #155
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    you guys have piqued my interest, maybe i'll try a mayo grilled cheese for lunch today and report my findings here haha

  16. #156
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    So you put the mayo on the outside?
    Originally posted by adam c

    Line goes up, line goes down, line does squiggly things and fucks Alberta
    "The stone age didn't end because we ran out of stones"

  17. #157
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    Originally posted by Cos
    So you put the mayo on the outside?
    Yep. With miracle whip you have to turn the temp. down a notch though, the sugars in it fry faster than butter.

  18. #158
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    Originally posted by blownz
    It is funny how many people cut back before they actually need to. People panicking over the price of oil dropping will make the rest of the economy suffer and cause more because of this.

    It will be interesting to see how this will play out.


    As for me, a few pages back I said I may put off buying a new car for a bit while I see what happens at work, but on Tuesday some douche bag hit my car and took off my front bumper, broke both headlights, fender and hood slightly bent. Didn't look like much but found out today they stopped the estimate when it went over $32K. My car is written off and tomorrow the adjuster will make me an offer for the car.

    So now I am forced to buy a car, which I hate to be under pressure. My problem is I wanted to wait for the C450 AMG and the new 340 to come out probably this summer. Now what do I do? Rent for a few months? Just buy something else? But something cheaper for 6 months? I hate this.

    In the meantime I am trying to not get stuck in the snow driving a RWD CTS rental with shitty all season tires.
    Doug Horner?
    Too loud for Aspen

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    ...
    Last edited by Sugarphreak; 08-12-2019 at 11:37 PM.

  20. #160
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    Originally posted by ExtraSlow
    Buying a larger trailer for camping in case I get laid off and I am unemployed this summer.
    Well, I did it, signed for this on the weekend. I guss you could say I'm "cutting back" because I got a used one, spent under $10k, instead of doing like a couple of my buddies recently, and payong $25-30k new.


    Now which one of you dudes want to buy a 20 year old 20' trailer? in mediocre shape. . . .
    Quote Originally Posted by killramos View Post
    This quote is hidden because you are ignoring this member. Show Quote
    You realize you are talking to the guy who made his own furniture out of salad bowls right?

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