Totalled a rental car need advice

[Xtrema]

Originally posted by trollolhah
Contacting personal auto insurance to see if they cover injury, since friend got injured...

You do know unless you have accident forgiveness, your premium is going to go up for years if your insurance does cover you.

[revelations]

I wouldn't tell insurance anything. Ask your broker first. The moment you even mention a collision to the insurance folk they might adjust your rate.

[trollolhah]

Originally posted by Xtrema


You do know unless you have accident forgiveness, your premium is going to go up for years if your insurance does cover you.

Originally posted by revelations
I wouldn't tell insurance anything. Ask your broker first. The moment you even mention a collision to the insurance folk they might adjust your rate.

i haven't told them my name or policy yet, just asked if car insurance covers injury in rental car.

they said friend can't claim injury, since not part of family or living-with. They'd have to claim from their own car insurance

[cancer man]

Snow flake appears on all season tires..you want the mountain symbol.
I checked my VISA now and i pay the first 2500.00 and only Family members
are covered for injury.So yeah i'll pay the xtra 20 bucks a day for piece of mind.

[trollolhah]

Originally posted by cancer man
Snow flake appears on all season tires..you want the mountain symbol.
I checked my VISA now and i pay the first 2500.00 and only Family members
are covered for injury.So yeah i'll pay the xtra 20 bucks a day for piece of mind.

Extra $20/day from where?

[cancer man]

Originally posted by trollolhah


Extra $20/day from where?

from them read the fine print.


Rental car insurance can cost roughly $20 to $40, depending on what plan you select. The collision damage waiver, also known as optional vehicle protection or loss damage waiver, can cost as much as $19 per day and shifts liability for collision damage from the person renting the car to the car rental company.

[trollolhah]

Originally posted by cancer man


from them read the fine print.


Rental car insurance can cost roughly $20 to $40, depending on what plan you select. The collision damage waiver, also known as optional vehicle protection or loss damage waiver, can cost as much as $19 per day and shifts liability for collision damage from the person renting the car to the car rental company.

you read the thread?

[trollolhah]

Day 11: still no contact from AVIS claims

[cancer man]

Originally posted by trollolhah
Day 6: still no contact from AVIS claims

Did you bother to read your own thread?
you crashed the car but the result of you ignoring the lights you wrote it off.

[J-hop]

How badly is your friend hurt and how good of friends are you?

Unfortunately I'm pretty sure he has every right to sue you at this point if he can't work due to injuries and can't get his insurance to cover him. It's not personal he's gotta eat too.

[trollolhah]

Originally posted by J-hop
How badly is your friend hurt and how good of friends are you?

Unfortunately I'm pretty sure he has every right to sue you at this point if he can't work due to injuries and can't get his insurance to cover him. It's not personal he's gotta eat too.

friend not proceeding to claim nor sue anymore. arms getting way better

[trollolhah]

Originally posted by cancer man


from them read the fine print.


Rental car insurance can cost roughly $20 to $40, depending on what plan you select. The collision damage waiver, also known as optional vehicle protection or loss damage waiver, can cost as much as $19 per day and shifts liability for collision damage from the person renting the car to the car rental company.

how much coverage from rental's LDW versus CC rental insurance?

in order to use CC rental insurance you have to decline rental's LDW

[J-hop]

Originally posted by trollolhah


how much coverage from rental's LDW versus CC rental insurance?

in order to use CC rental insurance you have to decline rental's LDW

To be honest I've never read the fine print but when I get ldw at enterprise basically they just say (in regards to damage) return something we can write off. Obviously if you drive impaired, take it street racing or offroading they aren't going to cover you but that is just basic common sense.

At the end of the day damage is the least of my worries. Vehicles are a fixed predictable cost. Having to replace vehicles won't ruin you. Personal injury bills will.

[trollolhah]

Day 19:

- contacted by RCMP requiring rental car insurance pink slip for collision report
- contacted AVIS, repair bill not ready. Acquired pink slip.

[KappaSigma]

Originally posted by trollolhah


friend not proceeding to claim nor sue anymore. arms getting way better

Sounds like he thought would be an easy cash grab at first...

[trollolhah]

Day 54:

- Received repair bill from rental company
- sent repair bill and other documents to cc company


Day 59:

- claim closed

[JRSC00LUDE]

This has been interesting, thanks for the follow up.