Why does Hitempguy hate women so much? Curious if you have ever had a serious girlfriend? You don't have to answer because I'm pretty sure I know what the answer is.
My opinion on this is that it's a good idea to have the option of 12 or 16 months. We have one on the way and will be thinking about this over the next little while... if I am still working my same job we should be able to get by with the lower payments but if I switch companies and take a pay cut we would probably go with 12 months
The other indirect benefit to this is that the extra 6 months off for the parent = 6 extra months on the temp's contract. In a shitty economy/ future automated economy, I think this will keep more employable (not on mat leave) employed