I pay mine annually.
No changes to the policy (that I've initiated anyways)
No claims made
June 2014 - $1002
June 2015 - $1202
June 2016 - $1389
June 2017 - $1581
I pay mine annually.
No changes to the policy (that I've initiated anyways)
No claims made
June 2014 - $1002
June 2015 - $1202
June 2016 - $1389
June 2017 - $1581
All the people bragging that they got a 20k check for hail damage you can thank for the increase.
I would assume the floods too.
That's brutal. Contact Touchstone. Maybe they can help you out..but as danno said they're getting nastier now as they're actually paying out more than usual.
I got a 200 dollar increase as well on a similar premium. Bullshit.
Definitely going to shop around for a new plan out of protest.
Originally posted by Thales of Miletus
If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
Originally posted by Toma
fact.This quote is hidden because you are ignoring this member. Show Quote
When shopping around recently, I was getting quotes from 1100 all the way to 3800
The market has gotten more expensive, and actually worse coverage since nearly every company does a pro-rated payout on roofing these days, so if you roof is more than a couple of years old, even if it gets totally fucked by hail, you still end up paying for a portion of the replacement over an above your deductible.
Honestly in Alberta I have no idea why roofs are insurable. They wear out, and take a beating. That's not insurance that's a payment plan.
What's next insure tires for cars as part of your policy?
Originally posted by Thales of Miletus
If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
Originally posted by Toma
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I don't think a completely separate category/policy for roof's would be a bad thing.Originally posted by killramos
Honestly in Alberta I have no idea why roofs are insurable. They wear out, and take a beating. That's not insurance that's a payment plan.
What's next insure tires for cars as part of your policy?
The problem is that a damaged roof can cause massive costs to the rest of the house, like if you get water damage.
Then insure those costs but don't replace people's worn out roofs who coincidentally make a call after the latest hail storm. If people want their shingles insured bill it as supplemental, aka a payment plan.
Originally posted by Thales of Miletus
If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
Originally posted by Toma
fact.This quote is hidden because you are ignoring this member. Show Quote
Mine went down ~$200 this last December when I renewed.
See Crank. See Crank Walk. Walk Crank Walk.
Roofs are now prorated based on age for a complete replacement. Ie if hail fucked up a roof 2/3 into its life, you only get 1/3 replacement cost.Originally posted by killramos
Honestly in Alberta I have no idea why roofs are insurable. They wear out, and take a beating. That's not insurance that's a payment plan.
What's next insure tires for cars as part of your policy?
What I'm miffed about is I have replaced shakes with a more durable product and they won't do a discount.
Last edited by Xtrema; 05-09-2017 at 03:08 PM.
I just did some random shopping around to see some prices out there and had mine dropped by $120 /month......should have done that a bit earlier.....
1990 Poonstang
1990 Sexplorer
1967 Chevelle Panty Dropper
2003 GMC SLE 1500HD Donkey Hauler
2013 Ram Longhorn w/ a 6" lift and 35s
2017 Nissan Maxima
I complained last year when I had a large increase a few years in a row with no claims.
Agent told me to "blame Calgary". Said the hail and floods made for increases in all of Alberta.
I am sure we will all continue to see large increases due to last years fire in FM. Oh, and that year I did try a few other places and there wasn't much variance so I decided to stay where I have been for 10+ years. Hoping if/when the day comes that helps me out.
My home insurance went up $1 this year and is still really reasonable. The agent was laughing when she told me my rates increased......by $1.
Who the hell are you with???
No doubt, should be like optional glass coverage. Reshingling my entire roof was 5k, why the hell would I want to make a claim on that and screw my rates long term (and please no one give me the naive line "that's not how it works, insurance companies are in the business of losing money and just want to be your friend")Originally posted by Tik-Tok
I don't think a completely separate category/policy for roof's would be a bad thing.
Last edited by J-hop; 05-27-2017 at 11:53 PM.