% of income on mortgage payment and % of income on total housing costs?

[gpomp]

Currently at 60-70% on total housing costs. Thanks Nenshi!

[taemo]

From past calculations, about 23% of income goes to the mortgage.
Another 20% for utilities/home expenses

[msommers]

Currently 0% income, 50% rent, 25% on rental property to cover costs. Per month.

School seemed like a good idea when I started. At least I have job come May

[ExtraSlow]

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What's the % of income to spend on women. Or where do I find one I don't have to spend any money?!

Dude get a woman that makes more than you, and get married and loose your job. #winning

[msommers]

No.

Max needs to lose the idea that all he has to offer to a woman is his money. This attitude attracts woman that really only want money to feel loved.

There is so much more to you than your wallet my friend.

[RealJimmyJames]

Go Dutch on first date and all dates after that. Problem solved.

[max_boost]

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No.

Max needs to lose the idea that all he has to offer to a woman is his money. This attitude attracts woman that really only want money to feel loved.

There is so much more to you than your wallet my friend.

Relationship expert right here

[nzwasp]

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What % of net (take home) pay are you paying towards your monthly mortgage payment?

And

What % of net (take home) pay are you spending monthly on housing costs? Housing costs being mortgage + property tax + condo fee’s (if applicable) + utilities (not including cable/internet) + insurance.


Read lots of stuff online about total housing costs to not exceed 30% gross salary which seems absurdly high! Is 30% of net salary for all housing costs more reasonable/safe or is 30% of net still crazy?

Obviously the amounts of other debt one has will make a huge difference in these calculations but interesting topic to see roughly where people are actually at.

Edit: In before 10% net salary payments towards $1m house baller posts!

20% if you count both our incomes just for mortgage and 30% if you include all the other things you listed.

625k house cost in 2012

[Xtrema]

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Say half ... and mortgage payment is always the same ...

But phone bill, internet bill, cable bill, shovel bill, heat, water, electricity, property tax and insurance, (house insurance has went up more than double lately with no reason!!) etc are killing!

House insurance probably have doubled since 2013 flood. Cars has been up 20% last year alone. This is for someone with 0 claims in 2 decades.

[Twin_Cam_Turbo]

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House insurance probably have doubled since 2013 flood. Cars has been up 20% last year alone. This is for someone with 0 claims in 2 decades.

I noticed my car insurance went down but my house insurance went up so it was even this year.

[jwslam]

The numbers here are pretty telling as to who lives with a ladyfriend on dual income and who's livin the bachelor life LOL.

[Feruk]

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Or where do I find one I don't have to spend any money?!

Prison

[Abeo]

13% and 20%. Living that ghetto neighborhood lyfe.

When I bought, I was very risk adverse (still am), so I made sure to have enough down payment that I could survive a large pay cut.

[s_havinga]

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The numbers here are pretty telling as to who lives with a ladyfriend on dual income and who's livin the bachelor life LOL.

And who has a stay at home wife and kids...

[zaider]

When we bought our new place last year, we calculated it so that I was comfortable paying the mortgage myself. So with that in mind, mortgage is about 20% of net take home. Knock it down to 15% if you count what my wife contributes.

Additional costs you listed add about 10%, so 25-30% of net take-home pay depending if you count what my wife contributes.