Semi with a flat bed trailer drove into me. Now what?

[shakalaka]

So did you tell them that $3500 is what it would take to fix your car or did you just say that's how much you want to keep quiet from the insurance?

[Kloubek]

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Thank you for all the suggestions.

I ended up proposing a $3500 payout and the company accepted.

Glad to hear you didn't try screwing them for more. A mistake is a mistake, and you still come out of it in excellent shape. Glad it worked out.

[Xtrema]

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Not some all call this dirty.

The minute the talk of no insurance involved, it's all dirt from that point forward.

Still $3500 is a fair pay out, especially you don't care about appearance of your car.