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Last edited by Sugarphreak; 08-18-2019 at 12:56 AM.
This is the issue though. Not everyone has the same definition of what affordability means.This quote is hidden because you are ignoring this member. Show Quote
Additionally, which I think is an important point, is a lot of people don't see saving as important as how much money they make. What's the difference between someone who makes 125k/year but spends it recklessly vs. someone who makes 95k but is financially savvy and has their money working more for them? Some people can really utilize their money to their advantage more so than others.
This.This quote is hidden because you are ignoring this member. Show Quote
Only true ballers don't give a fuckThis quote is hidden because you are ignoring this member. Show Quote
Affordability is IMO, based on risk tolerance and your comfort level. But you're right, savings is important and savings>expense is always a safe bet if you can.This quote is hidden because you are ignoring this member. Show Quote
It's solid, accurate advice...Much easier said than done.This quote is hidden because you are ignoring this member. Show Quote
Ultracrepidarian
most of us are gonna be dead in 50 years anyway lol i dunno about you but being closer to 40 vs 30, it's a countdown for me now haha gotta make life count
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Last edited by Sugarphreak; 08-18-2019 at 12:56 AM.
I'm past 40 and my quality of life is already on decline compare to 30s.This quote is hidden because you are ignoring this member. Show Quote
I can on longer enjoy buffets or wing nights. Hang over last much, much longer. And god forbid I twist or break something, recovery takes much longer.
YOLO, get some of shit over with when you are young and can recover easily from vs when you are older.
man you guys are awesome! Yeah I guess from my teen years up until the last few years i'd spend lots on cars, clothes, etc. Now a days i save quite a bit, read all the blog posts, finance books, etc. I certainly don't NEED a nicer car but WANT one. I've just developed the mentality that the longer I "hold off" buying something nice the more money i'll have to buy something "nicer". But lately started realizing that that timeline might be infinite and never ending LOL.
It's not infinite if your set your goals and reach them. If you reach them and then push them ahead and revise them with no actual intention to stop, then yes it may as well be never ending.
Holy fuck, this is depressing to read.This quote is hidden because you are ignoring this member. Show Quote
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Last edited by Sugarphreak; 08-18-2019 at 12:56 AM.
Keep in mind I don’t think Xtrema lifts haha I truly believe strength training helps everything.
I do agree I don’t enjoy drinking and hangovers suck. MJ only for this guy or gin and tonic is ok haja
Hookers and blow for the older folks. Make Christmas arrive early this year!
Ultracrepidarian
Wait, so if 40 is the literal middle of your life, would ten years on each side be considered middle aged? Paging greydog.....
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Well stated! One thing I will say is that I find that I get less enjoyment out of material things as I have got older. My father always told me - "you have to enjoy these things while you are young", and I am starting to think that is correct.This quote is hidden because you are ignoring this member. Show Quote
Last edited by Neil4Speed; 11-30-2017 at 04:12 PM.
Originally posted by arian_ma
your stomach is full of sulfuric acid
I'm super disappointed in max_boost these days. He used to be the king of YOLO.
Just buy the car. Live and learn. You want something? Save up, work hard and buy it. Simple. Fuck all that saving up noise.
Submaker.Illest.
5% of my savings will be allocated towards vehicles.
Depressing indeed but it doesn't have to be this way. WTF are you doing still going to buffet and wing night. Drink less of the higher quality wine/beer. Enjoy less quantity but much higher quality when dining. There's a reason that fine dining portions are tiny - it's not meant to feed a starving college student. You should have developed something called taste by the time you reach 40.This quote is hidden because you are ignoring this member. Show Quote
What older, and some mature young people, find is that your self worth (or other measure of success) is not so much "what I own" but "who I am" or "what I do".
If your an absolute passionate car nut, at the expense of everything else, then yea you probably will blow a lot of money on cars.
But if its just buying cars because "they are cool and make me look wealthy" then your essentially defrauding your own future.