How much liability coverage do you carry?

[NissanFanBoy]

How is this possible in this country??? If you feel asleep at the wheel that's a fucking accident!!!! I can understand suing and winning against a drunk driver but even that is pushing it, maybe I'm clueless about law but I'd imagine you'd really have to prove without a doubt that a driver had an intent to go out and kill?

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In California the minimum is 15,000.

If you got upsold from Alberta’s minimum you are a sucker! 2 million? You going to blow up a mall or something?

No but like someone said, killing a head of household or something like that, that has me worried.

[Sugarphreak]

...

[Xtrema]

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maybe I'm clueless about law but I'd imagine you'd really have to prove without a doubt that a driver had an intent to go out and kill?

Criminal vs Civil.

Just like OJ isn't guilty for killing his wife and her lover, he is still convicted civilly and ordered to pay $30M.

A doctor at 40 will still have 30 years of practice left. Even at a conservative income of $150K/year without inflation adjustment, it's still $4.5M of income missed by that family if the doc is a GP.

God forbid if you killed a OBGYN or specialist, the judgement could be doubled to tripled.

Also food for thought consider how many people clear six digit salary in Alberta.

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Was this in Canada?

No 1. near Golden if I recalled. Not specific on the section.

[ExtraSlow]

I didn't think civil penalties worked like that in Canada. But what do I know?

[Xtrema]

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I didn't think civil penalties worked like that in Canada. But what do I know?

I'm sure it's more in the line of this:

https://thepersonalinjurylawyers.ca/...ful-death-law/

A fatal injury or wrongful death claim in British Columbia, claims for loss of care, guidance, and companionship can be brought about by parents, grandparents, children, or spouses (including common law spouses).

• Claims for financial losses can also be made by these family members, including:
• Loss of financial support the deceased would have provided

....

The person’s relationship to the deceased and the facts of each particular case heavily determine the amount of compensation that can be given. Other evidence that must be provided to help support a wrongful death claim include the victims age, earning capacity, life expectancy, number of dependents, and overall health at the time of death.

Mom's friend is definitely at fault because he crossed the median. But the question is does how it was crossed matter? Should you say it's a deer instead of dozing off?

This was almost 20 years ago and they left town after declaring bankruptcy so really no detail other than why they had to sell their house.

From another site:

How Much Money Can You Get from a Wrongful Death Suit?
Wrongful death lawsuit settlement average amounts are based on a number of factors. In order to determine how much money you’ll receive from you case, you’ll need to assess many of the following factors:

The age and health of the victim at the time of his or her death
The victim’s “earning power,” professional status, and accomplishments
The victim’s character, intelligence, and other traits impacting earning ability
Whether the victim was a parent and, if so, if dependent children survive
Other factors determined by the court

In short, don't kill anyone with high earning power, accidentally or not.

[NissanFanBoy]

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I'm sure it's more in the line of this:

https://thepersonalinjurylawyers.ca/...ful-death-law/




Mom's friend is definitely at fault because he crossed the median. But the question is does how it was crossed matter? Should you say it's a deer instead of dozing off? Does it even matter?

Well that's what I was wondering, that is fucked up and if that can happen I guess we'd all have to start buying $5 million...

[J-hop]

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In California the minimum is 15,000.

If you got upsold from Alberta’s minimum you are a sucker! 2 million? You going to blow up a mall or something?

Not to sound like an ass but didn’t you run into this exact problem because you didn’t carry enough medical insurance on a vacation to the states?

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I didn't think civil penalties worked like that in Canada. But what do I know?

Google Alberta loss of dependency settlements. We don’t penalize (punitive) like they do in the US but we do make victims whole so to speak

[ExtraSlow]

Thanks for the education everyone!

[Xtrema]

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Google Alberta loss of dependency settlements. We don’t penalize (punitive) like they do in the US but we do make victims whole so to speak

https://justice.alberta.ca/programs_...r-May-2012.pdf

Alright, we can kill Albertan doctors all we like. They are cheap.

Now I understand, the accident happened in Golden BC, so the Alberta cap doesn't apply. That's why there seems to be way more ambulance chaser billboards in BC.

[btimbit]

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In California the minimum is 15,000.

If you got upsold from Alberta’s minimum you are a sucker! 2 million? You going to blow up a mall or something?

So now we wait for the gofundme for when you get in a at fault accident

[NissanFanBoy]

Just called TD today because of this thread, added $1 million umbrella..

[killramos]

Lol sounds like this thread is working out very wel for the insurance companies.