Calgary Auto Connection, Illegal lien and towed the vehicle

[nickyh]

When I sold my RAV a few months back i ran into a situation with the registry.

Vehicle was paid off 6 months after purchasing it but I never received a pay out letter from the financial company, it was noted on the registration it was a leased vehicle and since it was not my car i never really bothered to look at that.
However, when we sold the car 11 years later this became an issue. The lien check was clear but because we never provided proof to to the registry to have the special condition removed it caused an issue when the new owners were trying to get a plate. They still got in put into their name, but were warned they needed the letter for next time.

2 days later the financial company provided me a faxed letter stating they had no interest in the RAV which we passed onto the new owners.

I wonder if something similar is happening here? I thought a clean lien check meant just that, but maybe not.

[revelations]

Note: Its unlikely the dealer would have just suddenly showed up and taken the car back. There would have been multiple forms of communication prior to this.

"Friend" is either clueless or knew something about the vehicle. Its not tough to sell a stolen vehicle in AB esp if its done quickly - but selling one to a dealer is pretty dumb.

[JfuckinC]

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Note: Its unlikely the dealer would have just suddenly showed up and taken the car back. There would have been multiple forms of communication prior to this.

"Friend" is either clueless or knew something about the vehicle. Its not tough to sell a stolen vehicle in AB esp if its done quickly - but selling one to a dealer is pretty dumb.

Vehicle 1000% wasn't stolen. This isn't some shady dude trying to pull a fast one on a dealership. He's a good guy, i know him well.

[BerserkerCatSplat]

OK, semi-related anecdote on how fucky vehicle sales and liens can be.

This year my father decided to replace his '09 F150 with a newer one as it was getting up in miles. He was the original owner of the truck and bought it outright from the dealer, no loan. He had a few interested buyers, and one asked for a Carproof report. Figuring it would make the sale easier, my dad agreed and paid for the report, and what do you know, it came back saying the truck had a lien on it from a court judgement for the past five years. We were shocked, he'd never been in court for so much as a traffic ticket in 30 years. After some googling and court document searches, it turned out that some shady real estate developer had a massive ($400,000+) court judgement levied on him and as part of it the court placed a lien on all of his major assets, including his fleet of vehicles which contained a 2009 F150. Whoever was drawing up the court documents fucked up and swapped some VIN digits on the truck and wound up putting my dad's VIN in the judgement. It took months of calling the lawyers and other people involved in a 5-year-old case before they finally managed to fix the documents and remove the lien, and obviously my dad couldn't sell the truck that whole time.

Long story short, minor paperwork screwups can lead to serious fuckery.

[dirtsniffer]

I'm curious why this was brought to AMVIC? if it was as simple as paperwork you'd think they could get it figured out.

[revelations]

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Vehicle 1000% wasn't stolen. This isn't some shady dude trying to pull a fast one on a dealership. He's a good guy, i know him well.

OK true, thats not always the case (stolen) - but what happened between the time the dealer found out about the vehicle and the actual repo? There would have been back and forth communication - plenty of time - before it came to this.

EDIT : from reddit thread:

Your friend hasn't shared all the details. A civil enforcement agency wouldn't just go take a car based on someones word. Chances are your friend ignored a summons to court, and subsequently lost the case by not showing up.

Calgary Auto Connection took their win, and then applied for a seizure.

[JfuckinC]

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OK true, thats not always the case (stolen) - but what happened between the time the dealer found out about the vehicle and the actual repo? There would have been back and forth communication - plenty of time - before it came to this.

EDIT : from reddit thread:

There was no court summons.

It's honestly just a monumental fuck up by the dealer, who should have to take the hit? There was communication and apparently they had agreed to let Amvic decide on it as a third party. Why? I don't know, that's not the route i would take. But the dealer didn't wait for their input apparently.

If this was a private sale everyone would be saying the seller was SOL for their fuck up. What makes this situation any different?

[rage2]

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There was no court summons.

It's honestly just a monumental fuck up by the dealer, who should have to take the hit?

What was the fuck up by the dealer? Why do they have to take a hit on the Mercedes? What was wrong with the Mercedes?

Need some details here.

[JfuckinC]

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What was the fuck up by the dealer? Why do they have to take a hit on the Mercedes?

The fuck up was they were to pay the remainder of the loan, but also applied it as a trade in. They knew there was money remaining on the Mercedes, hence the payment of the remaining $2,XXX of the money owed which they weren't covering. Apparently they got a fax from Mercedes with the lien/loan information and everything at the time of the deal being made on the X5. This guy wasn't hiding anything regarding the money owed on the Mercedes.

Edit: i meant take the hit on making a mistake, not that the Mercedes was an issue.

[rage2]

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The fuck up was they were to pay the remainder of the loan, but also applied it as a trade in. They knew there was money remaining on the Mercedes, hence the payment of the remaining $2,XXX of the money owed which they weren't covering. Apparently they got a fax from Mercedes with the lien/loan information and everything at the time of the deal being made on the X5. This guy wasn't hiding anything regarding the money owed on the Mercedes.

Edit: i meant take the hit on making a mistake, not that the Mercedes was an issue.

Gotcha, so it was a fuck up on the deal. Was it valuated wrong at $15,500? I don't see how the paperwork was fucked up or where the mistake was though.

X5 was $35,200
C350 had trade in value of $15500 (with a $2182.69 lien on it)

Was the lien higher than $2182.69? I don't see how the remainder of the loan was applied as the trade in.

Is my math that bad? haha

[JfuckinC]

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Gotcha, so it was a fuck up on the deal. Was it valuated wrong at $15,500? I don't see how the paperwork was fucked up or where the mistake was though.

X5 was $35,200
C350 had trade in value of $15500 (with a $2182.69 lien on it)

Was the lien higher than $2182.69?

Ya i think the lien was for $17,182.69, Dealership was to pay $15,500 of it, buyer paid reaming $2,182.69, then the dealer applied the $15,500 to the purchase amount as the trade in value(is this where it went wrong? i think so), bringing the final cost to $22,867.69 which he paid in full. They can't say they did't know about the lien as it's documented on the provided bill of sale.

I'm not trying to argue over the internet, i gave that up long ago. Just saying this guy is not the type to try and swindle someone like people are thinking he did. As revelations said though, lots of people would be trying that so i understand why people would come to that conclusion.

Edit: If I'm wrong because i am missing some info, i have no problem admitting that when the time comes. But I'm not just reading peoples opinions on the internet I'm actually talking to him haha. I'll do my best to keep beyond in the loop, i hate reading these threads with no actual info/insight into the happenings.

[spikerS]

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OK true, thats not always the case (stolen) - but what happened between the time the dealer found out about the vehicle and the actual repo? There would have been back and forth communication - plenty of time - before it came to this.

EDIT : from reddit thread:

don't need a court judgement to repo a vehicle. Back when I was a kid, i foolishly sold my old jeep to another guy I knew. Sold it to him for $9500. He got me $7k up front, and agreed to pay me the remaining $2500 within 90 days and had it all written down and signed with witnesses. He didn't pay up, and ignored my calls. At the 120 day mark, i registered the lien on it, and then had a civil enforcement agency go repo it. They brought it to my house, and put it right into the garage. Few days later he came up with the cash and so I gave it back to him.

Things may have changed now, but that's how it worked out for me.

[ExtraSlow]

So how did your buddy not figure out the dealership was giving him $15k too good of a deal?

[spikerS]

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So how did your buddy not figure out the dealership was giving him $15k too good of a deal?

I don't know if I am reading this right...

but from what I am reading, it sounds like this was all above board, and I am failing to see where there was a mistake somewhere...unless the X5 was supposed to be $50k?

[rage2]

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Ya i think the lien was for $17,182.69, Dealership was to pay $15,500 of it, buyer paid reaming $2,182.69, then the dealer applied the $15,500 to the purchase amount as the trade in value(is this where it went wrong? i think so), bringing the final cost to $22,867.69 which he paid in full. They can't say they did't know about the lien as it's documented on the provided bill of sale.

I'm not trying to argue over the internet, i gave that up long ago. Just saying this guy is not the type to try and swindle someone like people are thinking he did. As revelations said though, lots of people would be trying that so i understand why people would come to that conclusion.

Edit: If I'm wrong because i am missing some info, i have no problem admitting that when the time comes. But I'm not just reading peoples opinions on the internet I'm actually talking to him haha. I'll do my best to keep beyond in the loop, i hate reading these threads with no actual info/insight into the happenings.

Oh lol. So yea, that's a monumental bad marth fuck up by the dealer. So the C350 was completely underwater (worth 15k, owed 17k), and really the "Lien Payout on Trade-In" line should have been $17,682.69 and not $2,182.69. OK this makes WAY more sense.

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So how did your buddy not figure out the dealership was giving him $15k too good of a deal?

Does it matter? From the sounds of it, he gave the dealer all the info and they fucked it up royally. Makes total sense why they wanted AMVIC to make a judgement on this as it's a huge error that somehow nobody caught.

The confusing part was this:

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There was a lien on the MB of $2182.69 which was added to the purchase price and was paid with the bank draft.

It doesn't sound like the lien was that little.

[ganesh]

So he is a straight up guy who noticed that the dealer ship was making a 15K mistake and didn't say a word.
I got it now.

[BerserkerCatSplat]

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So how did your buddy not figure out the dealership was giving him $15k too good of a deal?

I mean, I bet he knew and drove away with a big grin on his face, just like I would have. Dealership wrote the agreement, dealer signed off on it, dealer fucked up baaaaad. Can't imagine the seller would be held culpable by AMVIC or a court. Time for mandatory marth lessons for dealership employees.

[HiTempguy1]

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don't need a court judgement to repo a vehicle.

Repo's are basically the wildwest, people saying there needs to be all sorts of shit done, LOL.

[s2k_boi]

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I mean, I bet he knew and drove away with a big grin on his face, just like I would have. Dealership wrote the agreement, dealer signed off on it, dealer fucked up baaaaad. Can't imagine the seller would be held culpable by AMVIC. Time for mandatory marth lessons for employees.

lol... he totally did drive away knowing that there was a $15k error. This makes so much more sense knowing that the Mercedes was underwater to begin with.

[TomcoPDR]

+1. What you typed out makes sense to me. (For info you’re getting). Don’t get discourage.

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Ya i think the lien was for $17,182.69, Dealership was to pay $15,500 of it, buyer paid reaming $2,182.69, then the dealer applied the $15,500 to the purchase amount as the trade in value(is this where it went wrong? i think so), bringing the final cost to $22,867.69 which he paid in full. They can't say they did't know about the lien as it's documented on the provided bill of sale.

I'm not trying to argue over the internet, i gave that up long ago. Just saying this guy is not the type to try and swindle someone like people are thinking he did. As revelations said though, lots of people would be trying that so i understand why people would come to that conclusion.

Edit: If I'm wrong because i am missing some info, i have no problem admitting that when the time comes. But I'm not just reading peoples opinions on the internet I'm actually talking to him haha. I'll do my best to keep beyond in the loop, i hate reading these threads with no actual info/insight into the happenings.