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Last edited by Sugarphreak; 08-18-2019 at 01:43 PM.
Applied in March after the Chase card fiasco. Still waiting.
Apparently they JUST launched in SK.
Also applied for the Home Trust card at the same time. Received that late April. It has it quirks that everyone else complains about as well but it did what I needed for my US trip.
-No tap
-Fixed PIN so you have to remember what they gave you
Honestly neither card would be my daily though. My daily combo is TD Visa Infinite Travel & Tangerine 2% x 3 categories.
Last edited by jwslam; 07-02-2018 at 10:09 AM.
People on red flag deals noticed this card states they don't use Mastercard's exchange rates so they may be hiding the foreign currency fee. We will have to see what the actual rates are on comparison to MCs.
Interesting card, but just came back from Russia with my Home Trust card and it worked well while over there. Be careful to make sure you got your PIN tried and tested before you go overseas, two of my friends got their cards locked out due to weird pin activation (asks for last 4 numbers of the card when first used vs actual PIN). Both friends got locked out of their cards and need physically new cards...at Calgary airport on the way to the Russia trip, my card was the only one that worked the whole trip as I caught on to the actual message on the screen and entered the proper numbers. Used the card my whole trip in Beijing stopover, Germany and in Russia.
I am assuming this is only for balances carrier forward?* A monthly processing fee of $4.75 per $1,000 will apply (equivalent to 0.475% of the purchase price charged monthly).
Finally received mine after applying early March. I'll read the paperwork sometime soon and post back with any interesting details.
Is this different than the cards straight from BRIM? I looked into BRIM before and the fine print made me not want it unless they have since changed their policies. It came up in the big CC thread at one point.
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Last edited by Sugarphreak; 08-18-2019 at 01:43 PM.
I think the Home Trust Visa was about the same - 8 weeks or so. They got absolutely slammed with business as soon as Chase pulled out of Canada, taking away the Amazon Visa.This quote is hidden because you are ignoring this member. Show Quote