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Thread: Insurance (Auto and Home)

  1. #121
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    Well, got my renewal notice today for the next year, and yup, you guessed it, ANOTHER increase, no claims, perfect record, -15 rating for both @baygirl and I.

    up roughly another 10%. Not as bad as last time, but, I feel like I am getting gouged now.
    Boosted life tip #329
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    Make the smart choice.

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  2. #122
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    We got our yearly home insurance renewals and it went from 2700 to 3200 - no claims or changes. Definately going to be shopping around.

  3. #123
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    Both our auto and home insurance premiums just went down, AMA Insurance for the win?

  4. #124
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    Quote Originally Posted by colsankey View Post
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    We got our yearly home insurance renewals and it went from 2700 to 3200 - no claims or changes. Definately going to be shopping around.
    What are the details of your home insurance policy for a $2700 premium? TD started offering water and sewage coverage some months ago and we intend to add that on to our coverage at renewal for a slight increase (~$300). One of the quotes I got was around $1100 for the upcoming year.

    Still waiting on an auto policy quote but Intact wanted to increase my 2013 G37xS by 30% this year

  5. #125
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    Figured seeing as my annual renewal came up... $40 increase for me which is about a 43% increase from last year.

    Going to be talking to my broker and see what they can do.. or I'll be looking around.

  6. #126
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    Straw may have broken the camels back here after 10 years of defending TD on here so I am looking to shop around for some quotes.

    Touchstone still everyone’s go-to for a broker?

    Looking to put 3 vehicles and 2 homes on the table so hoping I can get something reasonable.

    Cheers!
    Originally posted by Thales of Miletus

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  7. #127
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    Touchstone is a good broker.
    Make the world a radder place, grow a mullet.
    Public Mobile is the best, just like Phil Collins haggard face.

    Quote Originally Posted by The_Rural_Juror
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  8. #128
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    4 cars, 1 motorcycle, 2 homes w/ diamond ring coverage, ~$4,500/yr.

  9. #129
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    Quote Originally Posted by Disoblige View Post
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    4 cars, 1 motorcycle, 2 homes w/ diamond ring coverage, ~$4,500/yr.
    Yea fuck I just got quoted 7k for my 3 cars and the two homes + Occupancy permit when I got them to scenario me what it would look like when I insure my new place and walk the coverage on the current place down to minimal coverage.

    I don’t even have speeding tickets or something fun to justify that.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.

  10. #130
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    I had a rough time trying to find cheaper then touchstone I did find a couple but chose to stay put for the year. I have 3 cars and a house and I’m at 5800 with zero claims or speeding. Not fun trying to get cheaper insurance, the 15% increase kicked me in the balls. Thanks Kenney

  11. #131
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    Quote Originally Posted by danno View Post
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    I had a rough time trying to find cheaper then touchstone I did find a couple but chose to stay put for the year. I have 3 cars and a house and I’m at 5800 with zero claims or speeding. Not fun trying to get cheaper insurance, the 15% increase kicked me in the balls. Thanks Kenney
    Yeah I know everyone was saying it was coming and going to happen.. but man .. a 43% increase is just insane. I'd be ok with perhaps a 10% or 15% increase.

  12. #132
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    Quote Originally Posted by killramos View Post
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    Straw may have broken the camels back here after 10 years of defending TD on here so I am looking to shop around for some quotes.

    Touchstone still everyone’s go-to for a broker?

    Looking to put 3 vehicles and 2 homes on the table so hoping I can get something reasonable.

    Cheers!
    I moved to All State when I left TDMM. If you want some contact details send me a PM.

  13. #133
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    Roughly 800-1000 per car to 1300-1400 in 2 years. Sucks, it’s weird my cheapest car is the most expensive and my newest car that I sold last year was actually my cheapest to insure. Companies say that new cars are more expensive to rebuild but it’s apparently not true. I’m hoping the increases get reviewed and brought back under control.

  14. #134
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    Im pretty happy with Ray at 1Up, Beyonder as well.
    See Crank. See Crank Walk. Walk Crank Walk.

  15. #135
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    Quote Originally Posted by FraserB View Post
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    Im pretty happy with Ray at 1Up, Beyonder as well.
    I've been with Ray almost 9 years now. He's pretty awesome - the insurance companies though Intact/Aviva suck to deal with/ We'll see if there is a jump when my renewal comes up. I hope not or I'll be shopping around. I'm paying $177 a month for my Focus RS then condo insurance and then tenants insurance

  16. #136
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    Quote Originally Posted by eglove View Post
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    I've been with Ray almost 9 years now. He's pretty awesome - the insurance companies though Intact/Aviva suck to deal with/ We'll see if there is a jump when my renewal comes up. I hope not or I'll be shopping around. I'm paying $177 a month for my Focus RS then condo insurance and then tenants insurance
    My renewal just went through and it actually dropped, hopefully an indication for yours. I have two cars, trailer and house with him
    See Crank. See Crank Walk. Walk Crank Walk.

  17. #137
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    Quote Originally Posted by danno View Post
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    Roughly 800-1000 per car to 1300-1400 in 2 years. Sucks, it’s weird my cheapest car is the most expensive and my newest car that I sold last year was actually my cheapest to insure. Companies say that new cars are more expensive to rebuild but it’s apparently not true. I’m hoping the increases get reviewed and brought back under control.
    My $1800/y new car just dropped by $200 when I asked for the Forward Collision braking system discount.

  18. #138
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    Quote Originally Posted by ExtraSlow View Post
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    Touchstone is a good broker.
    +1.
    Mine went up very slightly. But I found the value in Bill being patient, knowledgeable and being able to answer some of my dumbass questions.
    I went and got quotes elsewhere. Some were slightly cheaper at $40. But then you have to weigh the pros and cons. Can I pick up the phone and have them answer some questions etc like Bill can?
    So it comes down to what you value. So that slight increase is ok for me as im getting the value I want.

  19. #139
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    Well I sent Bill a pm so let's see what we get to, I feel like there HAS to be some low hanging fruit to be found.
    Originally posted by Thales of Miletus

    If you think I have been trying to present myself as intellectually superior, then you truly are a dimwit.
    Originally posted by Toma
    fact.

  20. #140
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    Damn, not looking forward to my renewals in May

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